Sofia at Waring Insurance is absolutely amazing! I am a mortgage lender, and send all of my clients…read moreto her for a quote. 99.99% of the time their rates have never been beaten. Not to mention, my clients love her customer service as she always follows through and available personally by phone or email. Knowing that I am sending my clients to someone that is highly experienced and very knowledgeable about her trade is one of the best highlights at Waring Insurance. Sophia not only educate me, but will educate my clients for best coverages. When shopping for insurance, look no farther ! Whether you live in the city or in the mountains, they will get you covered and treat you like family!

Horrible customer service, spoke to Sophia and she was the rudest person I have ever spoke to. Also…read morespoke to Michael Waring who just made excuses for her and rendered no apology when she is making his company and Farmers look bad. Bottom line look elsewhere, do not call them for any insurance needs. I will be filing a complaint with Farmers as well.

Really happy I found this company , had there policy for 2 months now, everyone has been helpful on…read moremy 1st claim . Buddy and the administrator worked together to help my claim get done quickly

Buddy was great he helped me with my claim ready for the holidays go with wholesale warrantiesread more

My husband and I have had the opportunity to utilize Bill Ipsan's services regarding credit reports…read moreand concerns involving fraudulent activity and the misuse of our personal information. From the very beginning, Bill provided us with a tremendous sense of ease and comfort during what could have been a very stressful situation. His knowledge, professionalism, and expertise are truly exceptional. If you have concerns about your credit, identity theft, fraudulent activity, or your personal information, don't think twice--call Bill Ipsan! You will be in excellent hands. We highly recommend his services!

I am sharing my experience to help others make informed decisions before engaging Bill Ipsan or…read moreIpsan West. Over several years, I paid for credit-related services and repeatedly requested documentation showing that Mr. Ipsan and his company are properly registered as a Credit Services Organization (CSO) with the California Department of Justice, as required under the California Credit Services Act (Civil Code §1789.10 et seq.). Despite multiple written requests, no CSO registration or surety bond information has ever been provided, and the DOJ confirmed that neither Bill Ipsan nor Ipsan West appears on the state's CSO registry. Based on my review of California law and my own experience, I observed several potential compliance issues, including: * Advance fees collected before full performance (Cal. Civ. Code §1789.13(a)); * Missing disclosure of the surety's name, address, and the buyer's bond-claim rights (§§1789.14-1789.15); * Failure to complete services within 180 days of contract execution and no valid justification for delay (§1789.15(a)); * No agent for service of process identified in the contract (§1789.16(a)(4)); * Marketing and contracting for "credit services" while unregistered (§§1789.13(j), 1789.25). I have provided this information to the District Attorney and Attorney General for review. My goal is not personal -- only to document my experience and encourage others to verify registration, bonding, and performance timelines before engaging any credit-service provider.

Kevin was extremely prompt, professional, and detailed in his service getting my new car insured…read more He called me after normal business hours to ensure I had everything I needed to drive off the lot and he even went the the extra mile to save me as much money as possible. The extra effort was definitely appreciated. I'm glad I decided to work with Kevin and I'd go back to him for any other future insurance needs. If you need car insurance, you won't be disappointed with Kevin. In fact, I think you'll be pleasantly surprised and happy you went with him :)

Kevin isn't my insurance guy. Came here when my agent wasn't available / never answered me back /…read moreignored my emails. Kevin's office took care of me quickly. Their building is in a complex. There are multiple floors with businesses on each one. The office looks out at the courtyard and is well lit and smells nice. I came here because I wanted to update my address for my home insurance. Turns out... State Farm is no longer doing renters insurance. There was nothing the office could do but they put me in touch with their buddy who's a broker on a Friday at 5pm and I was able to get my coverage for Monday over the weekend. 4 stars because the office was open to helping me even though I came in late on a Friday and they werent my agents. Helpful, knowledgeable and most importantly savvy and well connected.

Alex is the best in credit repair. I highly recommend him. Went from 620 to 720 in a matter of…read moreweeks. The mortgage people were amazed they could then approve me for a jumbo home loan. Thank you again Alex!

Great service. Loved the way they were patient explaining everything about credit repair prior to…read moregetting my issues cleared up. Bought a house 2 weeks later! Thank you to the whole team!

Jason and his team were a pleasure to work with. I've worked with numerous lenders over the years…read moreand Team Home Loans were top notch. I would refer them to anyone who is seeking a world class lending experience! -Terrance

We just closed our refinance home loan with Team Home Loans at the end of June 2020. Between being…read moreself-employed and the current climate with covid-19, there were seemingly both unending and unexpected hoops and hurdles during the loan process. With these challenges, Jason was both patient to answer all questions and concerns, and personable. Jason was originally recommended to us by our realtor, when we first purchased our home in 2017. She had explained that with her experience with lenders, Jason and team had the highest closing rate. She spoke highly of his expertise in the home loan field. So, we have now completed two loans through Team Home Loans. Each time, every team member was friendly, helpful and understanding. This five star review is doubly earned and deserved! Thank you Jason and Team! :)

I've worked with Lara now on two separate policies and I'm always impressed with her level of…read moreknowledge and ease of initiating the process of getting me all set up and ready to go. First policy was $350 compared to the $500 policy my old company thought I was going to be okay with. The second policy after 6 months she got me down to $245 a month. Highly recommend working with her if you're looking to get a better rate than what you have if it's really high. Thank you Lara for your impeccable customer service!

After almost a week of getting quotes and still not with the policy I needed I was about to give up…read morehope then a friend of mine also shopping for insurance said call Angelique @ pay low insurance. And she was a bright light at the end of my week. She was able to get me exactly what I needed at a fairly reasonable rate. As well as advise me on how I can lower my rates (I added my niece to my policy & she has a few dings on her record hence unable to get the coverage I needed) Angelique is very easy to talk to she listened to my needs and concerns. Again bright light long week countless agents none of which I felt truly listened. Thank you Angelique. I would definitely recommend

Once again turned to Zindi and Jennifer, this time to buy a condo for my son in Seattle. As always…read morethey were timely, friendly, helpful and on top of everything. If you are looking for team that is extremely competent, won't waste your time and are on top of every issue, I cannot recommend them more highly. I will never use anyone else for real estate finance issues. They got us a great rate, walked us through all the paperwork and reminded us of whatever we needed to document. Thanks again Zindi, Jennifer and Brett! Wayne

My wife and I called Brett and asked about the veteran refinance options. We were in the middle of…read morea refinance and got a little uneasy with the change in numbers on our closing documents for the mortgage loan. We called Brett to compare and we are so happy we called. We went through the closing document numbers with Brett, and even though this was not his loan, he went above and beyond to explain what the numbers meant and how they were calculated. This was a 51 minute phone call where Brett took the time to explain how things work in more detail without speaking a single negative word about competitors. Even though Brett calculated comparable numbers, he did not try to steal business, which speaks very highly to his professionalism. Having an honest conversation with Brett, where he concluded our current deal is pretty good, is so refreshing. Such a great conversation where no sales tactics/gimmicks were used. Just a good business man trying to get the best deal for clients!! Thank you for taking the time to help us today. We really appreciate your expertise.