PETER STACK, from Bromwich+Smith was beyond our Guardian Angel. Cheesy... corny...TRUE! Peter was with us in every step of the way, from hearing our depressing story, our desperation, our plea with such empathy, compassion and care. He listened; he made us realize that we were not bad people, that we were simply "Financially Unwell". I loved that term and it truly helped my wife and I get passed the embarrassment, the ego and the pride in filing for Bankruptcy. Our Business of 24 years had to shut down permanently due to the devastating effects of the 2020 year long COVID-19 Pandemic. However, due to the accumulated debt we had to sustain our Business over the years, and our undisciplined budgeting or lack of, we simply dug a hole so deep, we had no chance of getting out of. I can't speak enough about Peter and his Team of Trustees at Bromwich+Smith. Now that our Bankruptcy has been officially filed, my wife and I can truly BREATHE... such a relief, no heavy chest, no stress, no worries, just endless wonder of the possibilities that are in front of us to create a REBOOT... a fresh start to a Happy Healthy 2021 and beyond, living a NEW Lifestyle filled with an abundance of love, peace, gratitude, paying it forward, Mental/Emotional/Physical AND Financial Wellness! I highly recommend ANYONE who is "Financially Unwell" to contact Bromwich+Smith (Peter is phenomenal if you can be fortunate enough to speak with him). It will be the BEST decision you have ever made. D.S. December 2020 read more

Our experience with Bromwich and Smith was nothing short of amazing! I was first in contact with them on February 8 - an online chat on their website with Shaik. We were pretty much desperate to get out from under the mountain of debt that had become our lives, and he was kind, compassionate, encouraging, knowledgeable, and that we were not alone in this mess anymore. Back and forth the emails flew, gathering information, asking questions (which he always responded to quickly), confirming details, and finally booking us an appointment with Andrew in Toronto. Three days after we started this process, we met with Andrew (the insolvency trustee), who went through the whole process, showed us how it was done, and shared his screen so we could see exactly what was being done. Like Shaik, Andrew was kind, very positive, willing to answer any and all questions, and gave us hope that there was an end in sight! read more