This is the second time I worked with Michael's team, this time for a rental property, and once again it was a great experience. The team patiently supported and guided me over the past year and a half, and I finally landed on a property in Lake Oswego that truly fit my situation. Michael's team's professionalism, responsiveness, and clear communication made what could have been a very stressful process feel smooth and manageable. I truly appreciate the time and effort they put into answering my questions and keeping everything on track, even when I felt a bit lost at times during the process. Despite a few hiccups along the way, they were always supportive, never pushy, and consistently had my best interests in mind. I'm very grateful for their dedication and would highly recommend Michael and his team to anyone looking for a trustworthy and knowledgeable lending partner. read more

I have been working with Tyler for many years, first as he walked me through a refinance and now on the purchase of a home. Tyler patiently answered my questions and concerns, always quick to reply and provide a level-headed, honest perspective. Tyler is great at communicating the process of qualifying for a loan and staying in touch throughout the process. The entire Capital M team is excellent to work with and I will happily refer anyone I can to them! read more

We recently closed a transaction with Aaron Nawrocki at Capital M Lending and there really are no words to explain how smoothly the financing went thanks to Aaron. Right from the start he provided an excellent, well-priced quote options and the pre-qualification letter we needed for our offer. Additional, Aaron worked with us to make adjustments quickly and transparently as our borrowing needs changed throughout negotiations with the Seller. Aaron was always, always available and highly responsive from our initial contact through closing. We were made well aware in advance of the small amount of documentation that the loan required and the secure upload customer portal made getting the information he requested quick and easy to provide. I have financed and refinanced many properties in the past and I can honestly say that this was the quickest, easiest, most accurate and transparent home borrowing experience I have ever had. Our thanks to Aaron and 10 Stars for Aaron, his team and Capital M Lending. read more

Christian was superb for my wife and I. We were first time home buyers and Christian made us feel like a true friend the whole time, always watching out for our best interests. Both our interest rate and closing costs were lower than we expected, and Christian was available anytime we needed him! Highly recommend connecting with him. read more

Tyler is extremely knowledgeable and sharp, he clearly knows the mortgage process inside and out. He was EXTREMELY prompt with responses, which made everything move smoothly and stress-free! Additionally, he explained details clearly. As first time home buyers, my husband and I had a lot of questions, but Tyler answered all of them with infinite patience. He was friendly, professional, and genuinely a pleasure to work with. My husband and I highly recommend him! read more

Tyler helped me through the entire process and eased all of my concerns regarding buying a home for the first time. Although I haven't worked with lenders before, I had a sense he was one of the best and I just got lucky. My realtor confirmed this to be the case after having worked with many lenders before. Tyler is very professional and helped secure the best loan for me explaining thedetails of the process and what to expect at each stage of a compressed closing timeline as well. He's also been helping me since the purchase to ensure I'm all set. I appreciate him and the team! I also believe I got the best loan / most value possible and am excited to be confident in the home buying process. Thanks, Deanna read more

We were anticipating a mundane and boring process talking about the financial side of homeownership, but Tyler made it a fun and interesting process! He helped us to smoothly navigate and understand the details very clearly, made himself available to accommodate our working schedules, and provided tools that helped us to make an informed decision that works for us. Tyler was straightforward, honest, and organized, and we look forward to continuing the relationship in the future. read more

My wife and I closed on our first house this past year and we HIGHLY recommend Capital M Lending as a mortgage broker. Michael is an extremely kind, patient, dedicated, and knowledgeable broker. We actually had a really wild house purchasing process (not at all related to our mortgage), with multiple real estate professionals attesting it is one of the craziest house hunt journeys they have ever heard of. Yet through all the trials and tribulations, Michael was a consistent, reliable, calming presence. I NEVER thought I would say that one of my favorite parts of buying a house was a mortgage broker, but there we are. We actually signed documents at 4 different title companies (not an exaggeration), and every single time the same thing happened: they would ask who we were working with, and when we mentioned Capital M Lending, they all said "Ohhh we LOVE Michael and his folks! You're just fine." Then they seemed to relax because they knew there wouldn't be any issues with the mortgage from our end. We did initially look at multiple other brokers, a bank, and a credit union. There was no question that Michael was the easiest to work with, and the estimate tool he created is FAR better, clearer, and simpler to use than anything anyone else provided. On top of that, not a single other lender got us a better rate any of the 4 times we looked for bids. read more

Tyler was incredible! We went with a different lender only because we purchased a newly constructed home and the builder's lender was willing to offer concessions for the purchase. Here's the thing: Once we decided to buy a new home, Tyler stayed in close contact with us to advise us on all aspects of the loan- and this was after he advised us to go with the builder's lender! Bottom line: if you are looking for a lender who will go out of his way to provide clear, honest advice even when it doesn't favor him, this is your guy. Look no further! read more

Christian K is amazing! Can't say enough good things about him. He kept us updated throughout the entire loan process and was always available for questions. As first-time homebuyers, we appreciated the hands-on approach he provided. I was concerned that since I was on maternity leave we would have a difficult time getting approved, but Christian had no issues securing a loan and we were able to close in 21 days. We are very pleased with how everything went and highly recommend working with Christian if you're looking for a new home! read more

My realtor referred me to Tyler at Capital M and I'm so grateful he did. Tyler is thoughtful, funny, detail oriented and a true subject matter expert! He took time to know my situation and perfectly balanced his guidance/wisdom with supporting my ultimate decision. His spreadsheets are the stuff of legends and I know that I'll be getting ongoing support from him. He's genuinely looking out for you to buy in a way that makes sense for you financially. I cannot recommend him highly enough. read more

Aaron and his team were nothing short of phenomenal. My wife and I were first time home buyers and had no clue what to expect from working with lenders. After shopping around for a few, Aaron's tangible excitement to work with us won us over. He was patient in answering every one of our (annoying) questions, went into detail on anything we asked, and--perhaps most importantly during this process-- was endlessly available. Aaron is an honest workhorse who loves his job, and it shows through the care he puts into his clientele. Not to mention, his rates were significantly better than every other lender we spoke with. I was blown away by Aaron's response time. We ended up in a bidding war on a house, and we won the house because Aaron and his team were able to crank through paperwork incredibly quickly and professionally in order to shorten our turn around times. I simply could not recommend Aaron and his team enough. We are currently in our dream house because of them. We did not know what we were getting into, but they blew our wildest dreams out of the water. read more

Tyler was not only very professional, but he was kind and extremely easy to work with. He is very personable and thorough with making sure you have all of the information in front of you required to make an educated decision on what loan options not only worked out but were the best for your budget. He was always available to answer any questions and was more than happy to help out. Highly recommend Tyler and Capital M Lending for any home purchases. Thank you for helping my homeowner dream come true and making it such a smooth process. read more

Bethany was amazing and worked incredibly quick to get us into our new home! She had great communication and was quick to answer any and all questions. I would highly recommend her to anyone looking to buy a new home! read more

Tyler was critical to the success of our smooth home buying experience. He kept me informed throughout the process, talked me through options, and always communicated what was needed from us with plenty of time so there was no stress. He is an expert in his field and great person who I fully trust to ensure we got the best value. Can't recommend working with him enough. read more

I absolutely loved working with Tyler at Capital M! He made it easy for my partner and I in our first time home buying experience. He answered all our questions about almost everything! He walked us through every step and gave us an amazing quote, and he was so genuine that it felt easy to tell him about all my concerns in the process. I was introduced to Capital M through my realtor, and it was a great connection. As a lender he explained to me what his job was and how it played into the whole home buying process. I did message elsewhere to see what my standings were and Capital M still offered the best rate. They were working with my timeline and gave me any info I asked for. I will be working with them again in the future. read more

My husband and I recently worked with Tyler to finance our first home. From our initial contact with Tyler we knew we were in good hands! Tyler was incredibly responsive to our questions and requests. He provided a quick turn around when it was needed. Tyler has a great depth of knowledge and experience in the field and provided transparent information with navigating the financials of home buying. He was more than willing to answer any question and walked us through the lending process step by step. Because of Tyler and his commitment to his clients, our buying process was incredibly smooth with no surprises along the way. I would highly recommend Tyler to anyone looking for a lender! read more

I recently worked with Tyler Tucker at Capital M and could not be happier with his work on securing my loan. He was particularly helpful to me as a first time home buyer. read more

Provided top support, was insightful and strived for best deal helping us secure a loan and close a home on time. Very helpful and would recommend read more

I worked with Aaron on our recent home purchase. He and his entire team were amazing from start to finish. They communicated with us frequently, were easy to work with, and made what can sometimes be a stressful situation hassle-free. I highly recommend him to anyone looking for their next Loan Officer! read more

Aaron was great to work with and made a confusing process easy and straight forward. We could not be happier with the help Capital M provided! read more

I have had the pleasure of working with Aaron and Capital M Lending for going on 20 years. Every single of the many transactions he and his amazing team have handled for me have gone super smoothly! His personal service and attention to detail are unsurpassed. I have recommended him many times and will continue to do so to anyone looking for a fantastic mortgage broker. He really is top notch. read more

Amazing!!! I worked with Tyler and he was the best. He was such a calming voice during the craziness known as escrow. Tyler impressed me with his knowledge and patience. I never doubted or felt like he was leading me in a direction that did not have my best interest. I will forever use Capital M Lending and Tyler from now on. read more

I never write reviews - like ever but for Tyler it's an absolute must! We were first time home buyers and he broke down every step, every option (literally everything). He made sure we understood all of our options, explained everything in simple and straight forward terms - it was hands down the most helpful and to be honest very educational and secured experience because of Tyler. We got a great interest rate and were able to lock it down! Highly recommend everyone to work with him! His hand holding/guide, amazing communication is why you should just go with him! read more

Christian and the team at Capital M Lending are the absolute best. Christian talked me down off a ledge after I get completely freaked out by another broker. He calmly and patiently answered every single question I had (even those I asked more than once). He was honest with me, even when he had to tell me information that was disappointing. He problem solved financial quandaries beyond just figuring out how to get the loan I needed. Christian made himself available every time I had questions or needs and always communicated expeditiously. When he was out of town, he made sure I had a contact at his office who also was extremely helpful and kind. I would highly recommend him to anyone looking to buy a home. read more

Brian Williams is wonderful. We'd done business with him in the past at his previous employer and I'm so glad we found him at Capital M Lending. He's simply the best. Very communicative, reliable, patient, understanding and thorough throughout the entire process. He made it easy to understand and was there every step of the way. I don't want to do business with anyone else for my mortgage lending needs. If you're on the fence, this review should be enough to get you to give them your business. Just do it! read more

To: Brian Williams and Team Title: G.O.A.T Brian truly is the greatest of all time when it comes to lending. I consider him a friend after he helped us purchase our first home. Being a first time home buyer you have lots of questions and don't understand a lot. Brian was available via text/call/email/carrier pigeon always. I probably fired off 200-300 texts to him during our journey after getting our offer accepted. He always responded and gave me the information without sugar coating it and making sure we have full visibility. I don't know how he got us such a great loan. We shopped around using google to find and apply for big bank loans and Brian got us a 100% personalized loan with the lowest rate we have seen within this market. Brian is the best and we were lucky to have him. Brian also is a wonderful person to have a conversation with and he truly cares about each and everyone of his clients. I am beyond thankful that I had Brian in my corner through this process. I have recommended Brian to absolutely everyone I know so when they decide to buy a home they know who the BEST lender is. Thank you for everything GOAT! Hoping to buy him a beer here soon! read more

Have used them twice in purchases of homes. Amazing experience every time and we will use them again! Aaron Nawrocki is simply the best and will walk through all your questions with patience. Highly recommend. read more

Reliable, Calming, and Informative I have worked with Aaron 4 times now (2 home purchases, 1 refinance, and 1 HELOC), and plan to do so every time I have a mortgage or related question or issue. I am extremely detail-oriented and anxious and every time Aaron was great at handling my questions with honest and understandable answers, and no matter how many I had or how long I kept him he stayed engaged and excited to help. He was also great with regards to equipping me with tools to better understand my options and try on multiple scenarios to better understand the impact of each decision I could make. read more

Contacted them about applying for a mortgage and was told I would receive a call back in an hour . But I didn't receive a call back until later the next day when I was busy and couldn't answer. The message apologized for being late to respond and said if I called back and it went to voicemail that I would receive a call back right away. I called them back and haven't heard back from them. That was 4 days ago. They must have more business than they can handle. I've applied and been approved by Evergreen Lending read more

About 5 years ago Aaron Was answering emails from two lost crazy boys from CA that we're trying to buy there first property. He was so kind and generous with his time. He always got back to our emails in a timely manner and was a full of knowledge . Since then we have purchased a few other properties and a business and realized that the new brokers we used were not as willing to work as hard as Aaron did. We now send a lot of business including clients and family to Aaron. This being said we truly appreciate how willing to help and patient he was during the entire process. We can't wait to continue working with this hard working team and look forward to many years to come ! Also this business is VERY LGBTQ friendly ! Thank you again Aaron ! read more

Aaron and his team were quick to respond, easy to work with, and provided high quality services at a great price. Highly recommend using them! Thank you for making our home buying experience smoother than big bank services. read more

This was our first time buying a home. Our realtor connected us with Tyler at Capital M, and it was one of the most fortunate things to happen to us during the process. His fiduciary approach allowed us to begin from a place of trust--I knew he was going to help me understand things clearly and watch out for me throughout the process. Tyler was willing to take the time to answer my (many) questions, providing me with straightforward, down-to-earth explanations for the often complex financial mechanisms involved with purchasing a home. Honestly, he made it easy to engage with the financial aspects of the process, which is a huge surprise to me. I plan to recommend Tyler to every friend I have! read more

Tyler and Aaron are amazing. They take the time to explain things and bring a respectful and honest approach to the mortgage lending process. I would be happy to work with them in the future. read more

I am so grateful to the incredible team at Capital M Lending! Aaron is incredibly patient, knowledgeable, and sharp! Every time I had questions he was there to answer any and all questions I had. He was willing to go the extra mile to make sure I was getting the best rate possible with something that was going to work with my budget. Through the whole process, I knew I could reach out at any time and that his team would be there to help me! read more

As a first time home buyer, Aaron was understanding and patient with all my questions and concerns. Being truly honest, I was nervous and worried about my economic stability while buying this house. Aaron, made sure I stayed calm and reassured during the entire process. Aaron and his team were very understanding when I had a family emergency and made sure to help me during this difficult time. They went above and beyond making sure I bought my first property. That being said, I truly appreciate his communication style, how helpful he was explaining every step along the way and his prompt responses to text messages and phone calls. Would highly recommend Aaron and his team at Capital M Lending. read more

Tyler Tucker is terrific to work with! He advised us on several matters with funding and explained everything very well. The whole process went smoothly because Tyler stayed on top of everything. Always responsive and always had the needed answers. Counseled us on funding decisions and explained their probable impact. We have complete confidence in Tyler. We'll work with him on our next purchase or refinance. read more

Michael has been nothing short of absolutely awesome to work with. He's spent so many hours talking through various scenarios with me during office hours, but also throughout evenings and weekends. His demeanor and accessibility is second to none and I can't recommend him highly enough. I wouldn't hesitate to use Michael again in the future. read more

5 stars for Aaron at Capital M Lending! His commitment to his clients and the depth of his expertise is unparalleled. I have worked with Aaron on one transaction and discussed a few other possibilities with him over the years. Each time he provides stellar advice, creative solutions, and points out any risks that I may not have thought about. Would fully recommend him if you're looking for a lender with your best interests at heart. read more

My partner and I worked with Michael to purchase our first home recently. Although the actual mortgage process went smoothly and Michael communicated with our agent well, he did treat me in a way that was very unprofessional and rude. We had talked to him a few times and gotten pre-approved before we found the house we ended up buying. The day after our offer was accepted on that house, I compared the rate Michael was offering to one other lender and that lender offered us a lower rate (rates were ~7-8% at this time, so this is important!). When I told Michael (kindly) that we were offered a lower rate elsewhere, he kind of freaked out. He told me very rudely that we only got our offer accepted because of him (not true at all...we were the only offer, had a 30% down payment and have very good credit. Literally anyone would have pre-approved us). He also said things like "you're only in it for the money." It's a mortgage... of course the money is important. He also accused me of trying to find fault in his estimates and not trusting him (I was just trying to understand a complicated list of numbers). I was shocked by how unprofessionally I was treated. Ultimately, Michael ended up matching the rate we were offered but not until after guilt tripping me by saying that his company would have to pay more to get us that rate. I only agreed to continue working with him because the sellers would have had to sign a revised offer to work with a new lender. My partner spoke to him through the rest of the process and Michael was perfectly nice to him. read more