Do not buy a house from these folks. They blatant lie or conveniently omit the details of what…read moreyou will pay upfront, yet, you are required to give them a 5% deposit to hold your lot. Stupidly, I signed a contract, chose a lot based on their marketing materials; which were a blatant lie. The marketing materials said the lot backed to "open space." it did not. The lot backed up to the back side of 12 town homes. -- not open space!! So I had to change my lot, which cost me an extra $17,000 because the new lot had a $32000 premium. Oh and I had to put 5% down on this amount as well. That was the first of many "extra" costs that TOA charges over and above their standard cheap house. -- Note: Someone at corporate is making a lot of money on the backs of senior citizens. -- I wanted to make sure I could put a porch and landscaping in the back of the house. I made an appointment with their sales person, who was eager to sell me the house, but could not answer if I could put my own landscaping/porch in the back of the house. She stated that I had to wait until I went to my design appointment -- which, surprise, couldn't be scheduled until FOUR months after I signed the contract. She also conveniently failed to mention that the back yard items I wanted would require me to pay an extra $2000 for a custom house , and also I would not be given any costs estimates for any extras I wanted in the house until this meeting as well. I also found out that becasue I needed a custom home, my settlement would be backed up by three months from the original estimate date. I was asked to sign a contract that it would be backed up. Stupidly, I signed it. She also said I could not put in a patio on the back of my house, using my own vendor, after the house was built because of Township Rules-- this was a total lie. They just wanted to charge me double what their third party contractor charged by going through TOA. At the design meeting, I was told I could put landscaping in the back yard, but the HOA would not take care of it. Something TOA boasts in the marketing materials-- that you have no maintenance. -- Again, blatant lie. They also do not let you choose what plants are planted in the front of your house. Again, not mentioned until the design meeting. When I went to the design meeting, it was obvious that the house was so basic that any thing included in a "normal" house, was an extra charge -- for example, an exit door at the side of the garage was not included in the base house. Only cheap windows were included in the base house. This was a blatant "bait and switch" situation. Show you a beautiful house, but none of it was included. Also, after the design meeting, I found out that all of their vendors that you chose materials from, were at over 50 miles away, and one was even in Virginia-- the house was to be built in Lancaster County PA. TOA had no showroom set up to even look at materials because it hadn't been built yet. At this point, I knew I did not want to deal with these people any longer. They were obviously just out to make a lot of money off of their lies and half truths. I will update this post, after I meet with their attorneys.