I went in to F & M Bank to open a business account and had $500 to put into the account. The teller…read moreasked me to fill out some paperwork and after doing so she stepped away for about 15 minutes. When she returned she said that I could not open an account because of my credit score. WHAT!!!!! My personal credit score (which was in the high 600s) has nothing to do with my business. I promptly went to Dupaco and they were more than thrilled to have my business and money. DO NOT DO BUSINESS WITH THIS BANK!! WE KNOW MANY PEOPLE IN MANCHESTER AND EVERYONE WE COME IN CONTACT WITH, WE TELL THEM TO NOT DO BUSINESS WITH THESE PEOPLE OR THIS BANK.

From the owner: A locally owned institution since 1925, F&M Bank has experienced prudent and strategic growth. F&M…read morecontinues to serve Manchester, Cedar Rapids, Anamosa, Monticello, Lino Lakes MN and Vadnais Heights MN.

If I could leave negative stars I would. This bank has the worst customer service and they are…read morerarely open. Also, they have something fishy going on in their banking ways.