Where do I begin? Michael and Ofra were not on very easy to work with but they communicate very…read morewell with each other and us. We tried to refinance last year with Wells Fargo and it was a nightmare and after waiting two months without a close we gave up on Wells fargo and waited for an alternative. We got referred to supreme lending with Michael and Ofra from someone with a great experience and they got a great rate. Long story short, we were able to close out a great refinance deal in just 3 weeks! So easy! I uploaded all the documents in a secured portal and Ofra and Michael did all the rest of the work besides the signatures we needed to complete. I encourage anyone looking for finance or refinance to use them. We have them saved and look forward to stay in touch and referring. They have been a blessing to our family because they cared about our needs and made sure to make the process stress free! Thank you both again!

I have been a very very active realtor in Sonoma County since 1999. I have used many mortgage…read morelenders. There are 3 things that I believe are most important in the performance of ones lender. Michael is 5 stars in all 3. 1. Answers his phone calls, emails and text messages very quickly. 2. Has a sharp business mind to obtain the lowest rates and work creatively with underwriters if necessary. 3. Pleasant demeanor even through the hurdles that may come up. Never take that for granted. Use this guy and you will be so grateful.

Brenda really went above and beyond in trying to get my refinance approved. Unfortunately at her…read moreprevious employer they were not very flexible, and my complicated financial situation required someone willing to understand the explanations I provided. She says that her current employer is much more applicant-friendly. I did refinance with someone else before she changed companies, but I would definitely use her again as a loan agent. She really worked hard for me. Thank you Brenda!

From the owner: Mortgage Loans - Purchases and Refinance. I work closely with you to maximize your purchasing…read morepower and to determine the best product available to build your financial future.

I would give more than 5 stars if I could!…read more Scott Lawson is an incredible mortgage broker. As a first time home buyer, he made the process so seamless. I had absolutely no idea what the home buying process entailed, and Scott did an amazing job helping me through the entire thing and answering the dozens of questions I would call and ask him almost every day. He was extremely communicative and kept me in the loop which helped ease my nerves, and was always willing to explain everything in an easy way for me to understand. I would highly recommend working with Scott to anyone looking to purchase a home. It was an incredible experience and I feel so lucky to have had him to help through the whole process!

If anyone is looking for a straight killer in the feilds of home loans Scott is your guy!…read more This man worked day and night for me. Met with me at my home at 8 o'clock at night twice. Worked around my schegual. He went to offices of poeple he needed my info from. This man is best described as a Robot working non-stop to get you your loan hitting all targets with precision and accuracy. Thank you for everything Scott

My husband and I had the pleasure of working with Elise on the refinance of two properties. I don't…read morehave much to say about the process, but so much about how wonderful Elise was! The whole process was quick and easy on our end, and we were invited to her beautiful home to do all the signing, where we were treated as family. Our two kids were entertained by the dogs, and. life-sized Santa was a witness! It is clear Elise is "in it" to help people. I recently reached out to Elise for advise on what type of financing product would fit a need that developed with out home. Elise very kindly responded with places other than her I could go to for a product that would best fit our needs. I appreciated the honesty and time she gave in that situation. In addition to your mortgage needs, Elise is also a talented gardener and shares a plant bulb or two as well as advice! You've made a friend in the community after working with Elise.

"If anyone can do it, Elise Groves can do it." That's what one of our friends told us when we were…read moreat a point of wanting to refinance our home several years ago. Wow, were they right. Interest rates had fallen and we wanted to lower our mortgage payment and take some money our for home improvements. Elise did the work and was able to get our refi done smoothly. When the interest rates went down even more a year or so later, we did so again. Robin and I heartily recommend working with Elise Groves for your mortgage needs. We intend to come back to her for any future mortgages!

Where to start... after 3 hours of phone calls and 100 different questions through the night when…read morethe thought process is stressing me the most. Sam was there to guide into multiple options not just his way. He's transparent,understanding and quick. Trust me if you feared it, he already knows the solution. I highly recommend this business to put those nerves to rest.

I met Sam through his wife, Angelina, who was my realtor. I had asked Angelina for help finding an…read moreappropriate lender for my situation. Within five minutes, Sam called me, and I immediately felt at ease. Sam explained the process and showed me the best route to financing my home. Sam and his team worked quickly to get me into my home. Sam asked me to contact him anytime with questions, and he always answered my calls and texts, no matter the day or time. Thank you, Sam and team, for all your help. Angelina and Sam got me into my home 19 days after I saw it! They are dialed and I strongly recommend them!

When you buy a home, you want to make sure your lender and loan officer are on top of their game,…read morewith Dan you can rest assured that is what you are getting. I am more familiar with the lending and escrow process than most, but even then, I needed some guidance with the process. As Dan would probably attest, I have a LOT of questions and like to keep on top of every single step of the process, Dan was always available to answer my questions, and was always patient with my constant stream of questions. We had a very fast escrow, from the time our offer was accepted, we closed escrow in two weeks, thats a VERY fast close of escrow. Dan was there every step of the way and made sure we closed on time. I would 1000% recommend Dan for your home lending needs.

If you are looking to refinance or begin the at-times daunting process of home-buying, you need…read moresomeone solid on your side and Dan Ancheta is that guy. We met with Dan to discuss various strategies for moving from Santa Rosa to Petaluma. Could we keep our current home as a rental? Would it be better to sell? Dan was wonderful at going through each potential scenario and giving us the pros and cons of each. He kept his explanations simple, as anyone knows that financial discussions can get confusing to a layperson quite quickly. Once we began the process, Dan was thorough and organized and he has the patience of a saint. Getting all the financial ducks in a row and paperwork together isn't easy (at least not for my disorganized self) but Dan's communication was so calm and clear that I was able to meet his requests. Thanks to Dan, he alerted us to a potential tax issue that we hadn't caught and wouldn't have which would have been problematic down the line. All of this refi process was taking place as I was dealing with the hospice care and death of my father. Dan was kind and offered to pause to transaction so I had time to deal. We chose to continue forward and he kept it moving gently while not pushing me on the days that were just too much. His compassionate response to a business transaction is all you need to know when it comes to choosing him as your mortgage guy..

JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

This is hands down the easiest and best process I have ever been through. Lindsey was amazing with…read moreeverything, she goes above and beyond. I have a very complicated finical situation with multiple businesses and they took care of it in no time. Best process hands down! If i ever move again we will be using you!! Thank you!!!

My realtor recommended Blayney to me, and he really couldn't have steered me better. Blayney and…read moreher wonderful team make it their mission to not only get you the mortgage you need, but one that you can also afford. They show you all the options and translate it realistically back to what the all inclusive monthly payments will be. She then spends lots of time walking through everything, adjusting numbers realtime to show impacts of adjustments. Blayney has a credo not to make her clients mortgage poor, and refreshingly guides you to the best product for you, not necessarily for her. A fabulous and caring lady, she and her team take care of everything, always available to answer questions, they make financing and closing a breeze. I recommend Blayney without reservation to anybody, first time buyer or refinancing. You won't regret it.

Blayney and her team are the best! They were awesome to work with every step of the way during our…read morerefinance. We would highly recommend them to anyone!

Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

I just can't say enough about the knowledge, expertise, service, and, of course, competitive rate…read moreoptions that Yosef offers. I have purchased several homes with the assistance of Yosef Shapiro at emortgages in Petaluma, California, and he always offers the best rates, service, and most efficient service. Yosef is also committed to successfully closing the loan that he is always available via phone and email with response times that are astonishing, even on holidays. Yosef also has 2-1 buy down programs and other very attractive rate options. I have completed real estate purchases and refinancing with Yosef and at times checked with others in the industry just to see what they can offer and Yosef at emortgages beats the competition by far and with lower loan costs and faster closing times. If you are in the market for a purchase, refinance, reverse mortgage, etc. Yosef is your go-to professional. Top shelf service and experience! Highly recommended

Yosef Shapiro is the man! A true professional. I have had the pleasure of working with him and…read morecan say if you deal with him, you are truly in good hands. If your looking to buy or refinance a home, this is your guy.