There are numerous mortgage lenders everywhere. How do you know who to work with? You work with…read moresomeone with many years of experience who has a strong understanding of the mortgage laws and market. In 2020 I reached out to Rebecca as a first time home buyer. I was beyond confused about how it all worked and I was so glad to have come across someone so informative and down to earth. Mortgages have multiple terms involved that a person not in the business most likely has never heard before. Rebecca is patient and helps you understand every word, twist, and turn. The most important thing about a mortgage lender is their understanding, experience, and ability to get you to the closing table in a timely manner. Rebecca has all three things down pat but also is always only a text or call away. You never have trouble reaching her for any question big or small. I appreciate Rebecca's understanding of the lending trends and interest rates as she helps you make the best decision for your financial situation. She is also here for the journey. If you are curious about how the lending process works and what needs to be in place in order to secure a home in the future she is humble and patient enough to share her expertise with you even if you're not quite ready. Rebecca was such a strong mortgage lender for my first home transaction I used her again for the purchase of my second home. When I first thought of buying a second home I wasn't even sure what I'd be approved for or what the payment would look like. I sent her an email and she replied back with her availability of the next week to have a call to discuss. She immediately remembered my fiancé and I and greeted us warmly. We gave her a few details about our current financial situation and she was able to give a very high level estimate of what things might look like if we got approved. From our first call she painted a picture that made my fiancé and I confident enough to move forward with our second home purchase. We highly recommend Rebecca to anyone looking to secure mortgage lending no matter your financial or marital situation her many years of experience make her a specialist in any scenario. Do yourself a favor and work with Rebecca for your lending needs and I assure you she will connect all the dots!

I had a great experience with Rebecca for my recent mortgage. I never felt any irritation in…read moreworking with her. She was always quick to answer any questions. She was responsive to my needs and her team gives her great support. I did almost everything by email right from the start which worked well for me. I could call or drop in anytime and be in and out quickly because of her convenient location on Fairview Rd. I highly recommend them!

Morgan and the team are amazing. They make the process very easy and handle all the minutia and…read moredetails behind the scenes. I love how they solved some tough condo terms for me and met my close timeline. Lenzie and Alex were great this time around as well. I have done a few mortgages now with Bridgewater and can't find a group that offers comparable rates / fees. Love them!

I can't express how grateful and happy I am to work with Morgan and her whole team!!! Every single…read moreteam member was Professional, Courteous and Quick!!!! They came through for my partner and I. They are honest and deliver on their word! I highly recommend Morgan & her whole team!!

MVB mortgage was a great experience for me they have a great team that works with you and support…read morethe accomplishments that I have achieved. Their team members are there when you have questions and their responses are very accurate. I enjoy working with them and hope in the future that if anyone needs a lender that this is one to consider.

From the owner: Been turned down for a loan? Facing high fees? Looking for a second opinion? At On Point Home…read moreLoans, we specialize in finding solutions when others say no. With over 25 years of expertise, we proudly serve NC, SC, GA, VA, FL, MI, MN, CA, TX, PA, and WA, offering a full suite of mortgage solutions tailored to your needs. Whether you’re a first-time homebuyer, real estate investor, or business owner, we make homeownership and investment expansion easier than ever. Why Choose On Point Home Loans? * More Loan Options – Conventional, FHA, VA, USDA, Jumbo, Non-QM, Bank Statement Loans, DSCR, and Commercial Loans. *We Work with Over 130 Lenders – Giving you access to better rates & terms than big banks. * Fast Pre-Approvals – Get a clear picture of your homebuying power in minutes, not days. * Investor & Business Loans – Expand your portfolio with DSCR loans, fix & flip financing, and more – now available in 42 states. * Tech-Driven Efficiency – AI-powered tools ensure a smooth, hassle-free mortgage process. * Have You Been Denied a Loan? Facing High Fees? We specialize in second-look financing, helping clients who were previously denied due to: Low credit scores * High DTI (Debt-to-Income ratio) * Self-employment income challenges * Strict bank underwriting guidelines * High lender fees or unfavorable terms Before you give up, let us find you a better deal!

Just closed on Friday with a cash-out re-fi with Wyndham Capital working with Tyson and Irene…read more Signing is tomorrow - Monday. Have already reviewed the closing docs, so no surprises tomorrow. All went through smooth without many surprises. I didn't expect/want to have insurance/taxes in an escrow account, and that happened in the final closing doc. But Tyson explained that, and why it was done, and it made sense. May be able to change that later if I want, depending on servicer that buys the loan. I'm okay with that change. I like their online portal - it helped me see where things were along the way, and made it easy to submit my paperwork as needed. Tyson helped me on which credit card to pay down a couple thousand dollars to get the credit score up a few points quickly to get a slightly lower rate. No complaints here, and the re-fi will help improve monthly cash flow considerably as I start to look at semi-retirement in a year.

What a shit show for over a month so far! I think their tactic is to wear you down with so damn…read moremuch time responding to the constant barrage of requests for documents and a black hole of ridiculousness that at a certain point you realize you've spent weeks getting nowhere. I have expended a vast amount of time and effort with no end in sight. They are STILL requesting documents four weeks later (most are duplicates, of course). I also discovered other mortgage companies want their own appraisal so you're going to be out several hundred dollars and multiple weeks to start over with a reputable provider. I have an 800+ credit score, house appraised at $500K (refi for $260K) and never had this difficulty with a mortgage before. I would NEVER recommend them. It was a nightmare being shipped from one representative to another and assigned a "customer advocate". That's a huge joke. There is nothing about this business that is customer oriented. They are no different than any other mortgage broker. Sales ploys and promises that they don't keep with absolutely ZERO customer individualization. Disappointing all around; they suck.

My wife and I have done business with 8 different brokers over 35 years, and Bryan Maddex is the…read moremost knowledgeable, professional, patient, efficient and fast broker we've ever dealt with. !!

AMERIFIRST REVIEW TEXT…read more Bryan and his team and the "Jedi Masters" of loans and re-finance. I told Bryan what I was looking to accomplish with the equity that had built up in my primary residence and he came up with a logical plan to get me what I desired. Bryan and the team always answered every question I had with patience and kindness. I will never use anyone else for real estate lending again and I am referring all my friends and family to Bryan no questions asked. Thank you Bryan!

Andy Wilfong with Neighborhood Lender was suggested to us early in our homebuying journey and we…read moreare thankful that we had him guiding us along the way. Multiple times during the process, he took time to chat through complex topics to ensure we understood what we were signing up for and feel assured in our decisions. His approach gave us confidence that we secured the best rate available and that we are well positioned for refinancing in the future. He was also extremely responsive during the last and quickest days of buying a home. If you're looking for a broker who is knowledgeable, transparent, and truly advocates for your best interest, we would highly recommend him without hesitation.

I hear commercials for Neighborhood Lender all the time on WBT and decided to give it a try when…read morethe rates went down. I have to say the hype is legit. Refinanced our home and locked in at 3.75 fixed for 30 years. This saved us about $250 a month! We had tried this a few years back and could not get a call back for anything. When the rates went down again I looked into them again and discovered the individual that was unresponsive didn't appear to be there any longer. This second attempt went off without a hitch. Emails were responded to, phone calls were returned and the level of service was fantastic. We didn't pay a dime in closing costs and they were not rolled over into our loan either- they cover them! We had to come out of pocket for a new appraisal but we were paid back at closing. I would recommend them if you are looking to refinance at a lower rate. They also came right to our home for the closing, it literally couldn't have been any easier!

Movement missed my closing date and I haven't heard from my L/O since. The attorney can't get…read moreanswers from them and they are days away from my rate lock expiring. When I called customer service, I got a nasty agent who told me to keep waiting. DO NOT USE THEM.

If it were at all possible I would not have given this company a one. They advertise than three…read morequarters of their mortgages are completed within a week or two. Not so. We just completed our mortgage after more than 6 months! We worked with one of their people out of Palm Beach County (Florida) on the basis of a recommendation for a home we were purchasing in North Carolina. Our representative was both inept and untruthful. On more than one occasion she kept requesting documentation that was previously provided her. She used old data to compute an outrageous closing check to pay off existing debt even though such debt was paid off in its entirety monthly. This was a concept she either could not comprehend or chose to disregard. As we crept to a potential closing date, she got involved with the loan processor which lead to more details and an internal fight between the two of them. I am not a newbie to house purchasing ads this was my 11th home bought. However, this was, by far, the single worst mortgage company I've ever dealt with. Movement Mortgage should rename itself--No Movement. That would accurately describe them.

We were recommended Scott McQuay by our real estate agent and we couldn't be happier with the…read moreservice that we received. As first time home buyers, Scott talked us through the lending process in a simple and easy to understand way. He was always timely in his replies and really made us feel like no question was too small to ask (and we asked about a thousand!). When the market changed mid-process, Scott went back to the drawing board and got us a better rate than we were originally quoted. He really added so much value to the process just being attentive and patient. I can't recommend him enough for your financing needs! Thank you, Scott!

I just finished buying a house. I am so grateful I had Scott McQuay on my side. I got an excellent…read moremortgage. Let just say I've already bragged to all my family and friends.

I had been receiving dozens of calls from realtors wanting to list my condo. I listened to what…read morethey had to say, but was not convinced to list with them. Then one day I get a call from this lady with this warm, welcoming voice. We talked a few minutes then met up at my place. She did a walk-through and was very complimentary of the work I put in. Gave me her opinion on what would make it more desirable to appraise at top dollar. Initially I was going to list it at $150k, until Shana took a look at it. It ended up appraising at $185k, and that's what I got! It was on the market 2 days! She kept me in the loop during the entire process. Shana gets the job done!

From the owner: Whether you're a first-time home buyer new to the Charlotte area or are looking to sell and move up…read moreto a new home, I'm the professional REALTOR ® you can trust to help you navigate every step of the real estate process. I love to see my clients succeed, and seeing you smile at the end of a transaction is what pushes me to make sure you always receive high-quality, personalized service. I'm ready to work with first-time homebuyers, those looking to relocate, and can even provide solutions to those who are facing foreclosure. With a deep knowledge of the market and an expertise in negotiating, I will assist you in achieving your goals. Professional and direct, I promise to be factual and am eager to serve you honestly and efficiently.

I had the pleasure working with Jennifer Hardman and it was a dream. She made the process so easy…read moreselling my home in Southpark and getting a new place that suits my needs now. Communication was great about timeline and items I needed to address, the resources she was able to tap into and the wealth of information about what buyers are currently looking for and what neighborhoods would work for me was absolutely amazing. I finally got my dream home and didn't have to compromise on any of my must haves. I cannot rave enough about her and this team! If you are selling or buying definitely talk to her!

Scott Pridemore is the first person we thought of when we decided to list. He has now helped us…read moresell 2 homes as well as buy 2 homes here in Charlotte. What we love most about Scott is that he really listens and takes our plan and executes it so well. We have recommended him over and over because of his 20+ years of real estate experience as well as his easy-going personality. Scott helped us get top dollar for our homes when we listed with him. And he helped us get the best purchase price possible when we were negotiating. We cannot say enough about Scott!