Malyna Phan is amazing. She is knowledgeable, patient and goes above and beyond to give you the…read morebest rate and advice. I completely trust her. She was so helpful with my new home purchase. I recommend her and this location to everyone.

We worked with Eddie Fairchild at Big Valley Mortgage. He was a very knowledgeable person and you…read morecould tell that he had been doing this work for quite some time. He definitely had our best interests in mind and did not recommend anything to us that we weren't already thinking of. Eddie was all about streamlining this process as best as possible and fought for us tooth and nail went it came down to closing escrow and explaining our finances to the title company. We would definitely deal with Eddie again!

My family and I just purchased our first home through Land Home Financial! Being first time buyers,…read morewe had a TON of questions throughout the process, and Phillip and his team were there every step of the way! Even with being out of the office due to Covid precautions, they were still just a phone call or email away. One month, start to finish, no hangups or confusion, I guess this is how it's supposed to be!!! Thanks again!!!

Our experience with LandHome Financial has been the worst by far. We started working with loan…read moreofficer Tricia Mahony back in July. She informed us that we would qualify without using both of our credit profiles, and that using the borrower's higher credit score would help us secure a better VA loan rate. Based on her guidance, we proceeded. By August 26, after repeated excuses from Tricia, repeated requests for the same documents we had already submitted, and no real progress, I left a message with her manager Nick Morgan requesting that she be removed from our file. Tricia had even claimed at one point that she never received certain documents, only to later "find" them--just days before closing. She also called my realtor upset that my husband had left a review about the poor communication, and after that, we heard nothing more from her. Calls were screened through customer service, and we asked that messages be relayed to management, but no changes were made. Closing was originally scheduled for September 5, 2025, then pushed to September 12, 2025. We were told the file was with the VA, but when we contacted the VA directly, they confirmed they had never received it. Finally, on September 15, 2025--nearly three months after our application--we were sent a denial letter by email. Even with two closing dates scheduled, they waited until two weeks before closing to pull the non-borrowing spouse's credit, despite the authorization being signed back in July. The denial cited debt-to-income issues caused by the Non-Borrowing Spouse's debt lowering the borrower's DTI, something that should have been identified during the initial soft pull--not months later at the very end of the process. We even escalated the issue to the office of CEO Brad Waite, but have not received any meaningful response. This entire process has been unprofessional, upsetting, and by far the worst mortgage experience we have ever endured.

Scott at Optimum Strategies is awesome! In addition to preparing both our personal and business…read morefederal and state returns, he makes himself available year round to answer questions and provide sage advice. I highly recommend Scott and Optimum Strategies if you're looking for a financial planning advisor who actually cares about his clients and their families.

In late 2016, I was presented with a real estate investment at one of their dinner seminars that…read moreturned out to be a REIT with a high commission paid to Bangerter. At the time, I was told it was a 5-8 year hold and because the investment involved real estate, once the properties were sold, I would be eligible to do a 1031 Tax Deferred Exchange. I did receive a 5% annual payment return on my $50000 investment. For a few years, Bangerter's name was on the statements in small print but they did not oversee the account. They basically got paid a commission. Over the years, the monthly statements would show a current value and that value was slowly going up. At the end of 2024, the value was about $67000. Then, about April 3, 2025, I get a letter explaining that the REIT had gone Public and 4400 shares had converted to 1115. The stock value was around $32 a share at that time, so now my account had a value of $35600 plus the annual dividend was reduced to 1.87%. On top of that, since we were considered an original investor, we could not sell our stock for 6 months. Now the 6 months is over and the value is $39,900, still well below my $50000 original investment nearly 9 years ago. Oh! I also transferred our retirement accounts back in 2016 to Bangerter and opened a brokerage account through them. The retirement accounts were put in Mutual Funds. After a year, the value of the retirement accounts did not move much. My brokerage account that I chose individual stocks was up nearly 60%. I transferred my accounts to another company where the financial planner and I talked the same talk about stocks. I am still there! So don't be fooled by fancy presentations and be satisfied with 7%-9% return.

Gaston is the utmost professional. The first time we met with him he listened to our needs and…read moreexplained all our options. We had a very difficult transaction that involved an estate, partnership, and business deal. Gaston facilitated numerous emails, calls, and meetings with not only our family but with our CPA's and attorneys. He described the DST process in a way that we understood. He has a very welcoming demeanor and makes you feel comfortable. He built trust with us through this whole process, I would highly suggest Gaston to anyone who has a financial need, no situation is too difficult for him.

Emailed them to ask about the price of a house on our block, didn't want to give my phone number…read moreout for privacy reasons... The gentleman I spoke with flat out refused to give me a price because I value my privacy due to medical conditionsm The house also isn't listed on the MLS page which is a violation of state law. This place is up to something and I can only assume it's some sort of scam. Avoid at all cost. Any place that won't tell you the price of the item they're trying to sell is up to no good.

We loved the great and fast services provided by Mr Singh and his team. We have worked with the…read moreteam for atleast 3 of our closings. He has been really fast on all the closings. a great team to work with.

Eric's a great guy... he helped me with my w2 taxes and now that I'm opening my own business, he's…read morebeen instrumental in my getting a better understanding of how to get started properly. I would recommend his services to anyone.

Had my taxes done by Santosh, who was able to explain everything clearly and make the entire…read moreprocess quick and stress-free. He was knowledgeable, patient, and made sure I got the best return possible. Highly recommend his services!

Santosh has been doing my tax return for years. He is very knowledgeable about tax matters and…read moreresearches into new laws or changes anytime I need his help. He is very accessible and makes himself available even late hours. He makes my tax filing very smooth and stress free. His charges are very reasonable. Thank you Santosh for your help.

John Gabby made the home-buying process as easy and stress-free as it could be. He made himself…read moreavailable 24/7 and always responded quickly and professionally to any questions we had. We felt that he always had the best interest of our family in mind. Even though there were outside circumstances that came up, his knowledge and experience in the field were a great asset in our situation. We would happily recommend John Gabby to our friends and family. Thank you for helping us get into our Dream Home! Sincerely, John & Jessica

John is the absolute best!!! He has helped me purchase my last two homes. All within a two year…read moretime frame. He was always on top of every detail and kept me well informed through the entire process. He was more then willing to answer any questions I had, and I had tons! Buying a home can be a stressful time, John made it such an easy and enjoyable process. That is why we are repeat customers! We refer John to anyone looking for a lender. You will not be disappointed!