My biggest annoyance with Mercer is that their portal support is only open until 2 PM Pacific time,…read moreMonday through Friday. This is an easy, probably not very expensive fix. The quality of your service will depend on your specific financial advisor and their support. If you have an inattentive advisor, you should request an alternate.

I had my initial conversation with Mercer today. The gentleman I spoke with was not really helpful,…read moreas i dont currently work with Mercer. Its like when I was in my 20's just starting out with TD Ameritrade and couldn't speak with anyone because I only had 25K invested. Now im in my 60's and have more but because I dont currently have my investments with them they wont give any advice. Just want to know how taking a distribution from an inherited IRA might effect my social security. They wouldnt work with me at T D Waterhouse and Mercer does want to give out any ( free advice ) is what Mr Deskin called it. Glad im with Schwab, the young man I work with there is great. SHWAB EVERYONE

Faruk was a pleasure to work with! As we wanted to plan further for our future, our goal was to…read moreidentify areas where we are doing well and can improve upon. From the start, Faruk was personable and clear in communicating his services along with having a genuine interest in what our expectations were from this exercise. Fast forward a month, we have gained invaluable clarity and actionable next steps for our finances. Today, we still reference learnings and information shared by Faruk to help influence any financial decisions we may or will make. 100% would recommend Faruk to any family looking to understand their finances.

Faruk is a fantastic guy. I feel very fortunate to have crossed paths with him. He has been great…read moreat setting up our investments to be positioned well, even when the market is volatile. He has consistently grown my investments since working with him (not by single digit percentages either). He is very attentive and always takes the time to explain goals/positions clearly. Faruk is also very friendly, approachable, and genuinely cares about my financial goals. I trust his judgment and appreciate his proactive approach. I highly recommend him!

As a Customer Insights Researcher for a large financial services firm, I knew long ago that I fell…read moreinto that segment of people who needed help managing toward my financial goals - I just simply did not want to wade through all of the complexity of investing and take the time to learn everything necessary to make sound decisions. And so for TWO YEARS I interviewed prospective financial advisers but for a variety of reasons could never quite pull the trigger. That is, until I learned that Joe Harrison was forming his own financial advisory firm. Hallelujah! Finally, someone I could trust implicitly to act in my best interest and understand the complexity and uniqueness of my particular life context. Make an appointment with Joe and experience for yourself his deep knowledge of the financial services space and investing options coupled with his excellent listening skills. The result is a customized financial plan that will have both the right and left hemispheres of your brain buzzing with happiness. For me, overwhelm and anxiety is replaced with peace of mind and I am so happy that I found the right person, Joe Harrison, to help me achieve my financial goals.

This review is very late, I actually thought I left one about a year ago. I am really happy I…read morefound Joe. After meeting with him for just 1 hour, we had a specific plan to take control of our financial future. He was engaging and had a ton of good ideas. Working with Joe was easy and absolutely worth it. I highly recommend him. Joe gave us a simple plan that helped us focus our financial resources which helped reduce our taxes and also provide for a more stable future.

My husband and I have been working with Evor and Johnny for 4 years now and couldn't be happier. We…read morefound them through a website that listed fee-only financial management firm. This appealed to us because we were looking to hire someone who would manage our investments according to what would be best for US, not where they would get the most commissions. I don't like dealing with accounting stuff and was dreading the process before our initial appointment, but they ended up making it fun for us, yes, FUN! We did some exercises that helped us define what kind of a life and future we wanted, where we saw ourselves and the process from there was pretty easy. Evor and Johnny exceeded our expectations as far as the services they provided. We were expecting someone to manage our accounts, but they went over our trust documents, disability insurance, taxes, and had great referrals to the best of people in all those areas. What I like most about working with Evor and Johnny is that they are very pleasant to deal with, easy to get ahold of and answer any questions you may have, personable, transparent, have high level of integrity, and truly care about your personal goals and future. I have been recommending them to friends and family and anyone looking for a trustworthy financial advisor.

Evor's services are great! Read my story below:…read more I met Evor doing a small construction project at his home years ago. I found out what he did for a living and we ended up talking about my investments. I could tell immediatly he was on his game. I had a hodge podge group of investments new and old both, brokerage, IRAs, Roth's, etc. that just ended up in a box - unwatched. Even though I dreaded changing all the accounts over, Evor made the process seamless! He filled out ALL the forms, made all the calls, gave me my tax info, all I had to do was sign the forms... Now I have the peace that he is taking care and watching my investments. He emails or calls me when he feels we should move money from one sector to the next, sends out an informative news letter AND I now get all my investment info in one nice package that is easy to understand. To top it off the fees he charges are very resonable. I would highly recommend his services.

Samantha has been managing my family's portfolio since 2018. This has been one of the best…read moredecisions we have made. In 7 years, she has doubled our assets. In addition to advising us on our financial portfolios, where she has guided us on salary contributions to different pots (retirement accounts, college savings accounts for our kids, and stocks), she advises us on life insurance and linked us with colleagues to help with our taxes and living will. We couldn't be happier with our decision to work with Samantha and hope this can be a life-long partnership - she is very talented and astute with markets and really has our back with every decision.

I have been a client of Samantha for many years now. She is amazing. I cannot imagine working with…read moreanyone else. She is highly knowledgeable. I can vouch for every 5 star reviews. Thank you Samantha.

Four years ago, I was living in San Francisco, and I had sold my first shares of stock that I had…read morereceived from working at a "hot" startup that everyone on Yelp would be familiar with ;) At that point in my life, I was a 20-something living in San Francisco, and I didn't know where to begin. I wanted to start saving and investing my money, but I didn't have any solid referrals for companies or individuals. After doing some digging, I found several financial planners, but I owned nowhere near the outrageous portfolio that many companies preferred to work with (sometimes, upwards of $1m)! Coincidentally, one of M&E's long-time clients worked with my mother and had passed along their information. I contacted Mosher & Ellis, and was immediately greeted by Barb, who passed my information along to my (current) advisor, William Tom. At the time that I reached out to Mosher & Ellis, I was overwhelmed and nervous. I knew that my portfolio was much smaller than the ones they were used to managing, and I was sure that I was one of their younger (less experienced) clients. I was worried that I wouldn't be taken seriously, and I didn't know if I would receive the same quality of service that their "higher net worth" clients received. From the first day I walked into their office, I have always been treated with respect, and encouraged to continue saving and planning. William is supportive, and always willing to explain things to me if I ever have any questions. Fast forward, my understanding of financial planning has transformed, completely. I've even moved across the country, and at this point, I plan on being a customer for life - regardless of where I'm living. Thanks to Mosher & Ellis, I have grown my portfolio considerably, and I am proud of my financial decisions. Financial planning and advising is a sensitive topic, so I never bring it up, but if friends or family ever ask me for referrals, I always send them directly to Mosher & Ellis.

25 years ago, a friend asked me about my retirement plans. With a quizzical look, I replied,…read more"well, I'm just going to keep working." Thankfully that friend recommended Mosher Financial Advisors which proved to be the blessing of my life. Now at 76, I'm living a comfortable retirement in Hawaii and thanking Jerry Mosher and his competent staff for their care and guidance all the past 25 years. At first, I couldn't even sit in a meeting for 15 minutes before I reached overwhelm. With each succeeding meeting over the years I have been educated and guided. And, as a new business consultant in the early 90's I had to start saving in order to catch up for all the years of "saving the world" - wonderful work, but no money. So, living in San Jose, CA, I was at the right place at the right time, and grew my business as the Valley continued to grow. Even though I was making "good money," I had to save. MFA created a plan for me, and I worked the plan. I worked and saved for 10 years. And, I did it! When my mom asked me to come home to care for her at age 94, I was able to say YES and we spent 6 wonderful years together. I wasn't worried and scared. I now can volunteer and travel, and say YES to friends requests to meet for a movie and dinner. I look forward to my annual reviews with the team and know I can always ask for help and within minutes (really), I get the response I need. Mahalo to MFA for providing me with the peace and security I have. I am forever grateful and continue laud your team to others. Patricia Johnson

Mary is a thorough and detail oriented accountant. I've been her client for about 4 years and I…read morealways feel like I'm in the best hands. She helped me navigate the confusing financial and tax things that happens after a parent passes away, including the final tax return and how to ensure things were organized and filed correctly. Mary is also direct, to the point, and available and super responsive when I needed her. I am planning to be her client for a very long time!

I came to Mary for some advice on how to best fund a large charitable contribution I am planning to…read moremake. Mary checked out my recipient to make sure they were legit. She looked over my tax return. She then gave me some very practical advice on how the taxes might or might not flow from my funding sources. She introduced me to the concept of a Qualified Charitable Contribution from my IRA - something I had never known about and which will be extremely useful in my planned charitable giving. Mary more than earned her fee for the consultation.

I met with Benjamin because I had a specific tax planning question and was exploring the idea of…read moreworking with an advisor. He took the time to ask questions and understand my situation and my needs He basically said "you don't need me, but go talk to my accountant." No sales pitch, just straightforward advice. None of that gut feeling you get when someone is trying to sell you something that you don't understand or don't think you need but you go along with anyway because they're the "expert." Benjamin will be my first call whenever I do need a financial planner.

Seriously, it is time to fire your financial advisor if they are charging a percentage of your…read moreassets. You deserve a fiduciary who is focused on your needs, not their ongoing cut. I started working with Benjamin after a major life setback and felt completely lost. He grabbed my hand and helped me take the financial steps I needed to regain control of my future. He is kind, compassionate, and truly encouraging. He helped me make important adjustments to my finances that I should have made years ago. What I appreciate most is that he does not overcomplicate things to make you feel dependent on him. His goal is to educate his clients so they can take the reins themselves.

We scheduled a zoom call with Gary for some advice and to determine if we should use his services…read more He answered all our questions open and honestly, guiding us in the right direction. If the need arises to use a CPA in the future, I wouldn't hesitate to call Gary again. Thank you for your advice, Gary!

Gary is extremely knowledgeable and stays up to date in his education which is extremely important…read moreto me. He listened and provided answers to immediate concerns and met all expectations (and then some!). Highly recommend Gary to anyone who is looking for an expert in the finance/tax planning field.

Trust. I an…read morerelatively new to Capital Advantage. When it comes to my money, to someone else managing it, what I need, what I want, is to be able to trust. To trust the integrity above all. Trust the knowledge. Trust the expertise. Trust the service, the responsiveness. Trust the overall goodness. And I trust Capital Advantage. I trust them because my friends trust them. I have friends who have been with Capital, happily, for years. My friends trust them year after year. My friends recommend them. Recommended them to me. I trust Capital because of my experience with them. They do what they say they will do. They work hard to be sure they understand what I want and what my options are. What my needs are. They demonstrate they understand. They double check to be sure they understand. When I call, someone answers. When I e-mail some gets back to me. Quickly. I feel seen and heard and valued. But to summarize. Overall, I trust them.

I called Capital Advantage on a whim this week looking for some quick advice. The receptionist was…read morequick to tell me she'd have someone call me back later in the day. Within a few hours John gave me a call and we chatted for around 30 minutes. He gave me very sound advice and helped me feel comfortable with a big financial choice. John was great, very practical and understanding of my situation. While the timing is not right for me to use Capital Advantage right now for my financial situation I will definitely call them first thing in my future when I'm ready. Thanks again for your help, John!