If You Need a Mortgage or Refi.... Ray at Southfork Funding is beyond phenomenal. I have never…read moredealt with anyone more honest, knowledgeable or committed to his clients. He was incredibly responsive, transparent & hard working. The rates were the best i could find and I called everywhere. He also matched & beat points offered by another broker. Our refi was so ridiculously complicated because of an estate probate, my not so perfect credit, me being on leave from work during the whole process & time constraints on closing, but he navigated it with ease, communicated every step of the way & got the job done for us in under 30 days. Laura from loan processing was absolutely wonderful, helping us make changes at the last second to get us a better rebate and expediting our closing. We couldn't be more grateful for finding Ray & SouthFork Funding & will be recommending him to anyone looking to refi, cash out or get a mortgage. Call 631-389-2250 and ask for Ray

Would not recommend; Horrible experience dealing with this mortgage company. Was told I would close…read morebefore 9/5, which didn't happen, but was told every day after Sept. 5th that you will get a call from Closing Department tomorrow to close. That Tomorrow finally came, that was Sept.27. Found them to be untruthful, poor communication, and blamed everyone else, for their mishaps. Most stressful transaction in real estate I ever experienced.

Just closed on my refi last Friday 04/17. Corey Margulefsky was my mortgage officer and he and his…read moreteam were simply PHENOMENAL My wife filled out an online questionnaire and Corey called me direct the next day. He was professional , courteous and prompt he guaranteed closing in a less than a month and came through. He got me back the $ I wanted and I walked away without laying out a dime The closing was done at my home and all the paperwork was done on my iPhone and I'm a techno idiot. I would recommend Corey to friends and family and if I get the opportunity I will refi with Corey again He is a gentleman and just an all around good dude

Corey and his team were phenomenal to work with. His…read morerelentless commitment to provide us with the best refinancing service to meet our specific financial needs. He stands out within the market by having exceptional knowledge of the mortgage financing, tax laws and is very efficient with impressive work ethics. He takes time and dedication to guide us through the process of the refinance and goes the extra mile to ensure that our refinancing experience is of the highest quality yet as simple as possible despite our intricate financial situation. We greatly appreciate your assistance in completing the entire process within one month. We will continue to highly recommend you to family and friends.

I am happy with Lombardo Homes & Estates because they sold my home in 15 days. I did not have to…read morepay a commission, and they also paid my attorney fees. I would recommend this brokerage to anyone selling their home.

This is the worst real estate (selling) experience I have ever had with a real estate agency.. it…read moretook over 6 months to close because they got me involved with a buyer that was "supposedly" pre-qualified. They had bad credit. The Lombardo agency tricked me into paying almost 6 % commission...(shame on me ). They asked me what I needed in my pocket, and worked the commission that way. The owner Joseph Lombardi is a very nasty person, I couldn't talk to him with out a screaming argument. I had to deal for another agent (from his office Sandi) because I could not speak to him. I could never get correct updates as to what the delay was. I was never told that the original mortgage company would not give the buyers a mortgage and that they had to start over again; I would have cancelled my contract with them. To top it all off the Lombardo agency didn't even send a representative to the closing. They got paid for doing nothing. Don't get fooled into there marketing BS, I did and it cost me thousands ; I must point out that Lombardo was not the selling agent, but I received NO support from them after the contract was signed. It was a very a terribly aggravating, and expensive experience.

I had the pleasure of working with Jim Barry and Zach Gaudioso. Like many others, I shopped around…read moreand tried to get the best deal possible. I am a first time buyer and wanted to choose the right mortgage company! You hear a lot of the same stuff, as far as why you should pick this mortgage company over the other. We shopped around for months on choosing the right one and ended up going with Mortgage company X, I trusted X over the other mortgage companies. My main decision with X was because I didn't want any issues with my mortgage loan and I wanted everything to go over smoothly. X promised me a certain amount of credit and to execute the loan without any hassle. Needless to say, X proved to be the total opposite. They reduced the amount of credit to barely nothing and told me I had to pay my car off because of my college loans. This was all because something mistakenly showed up on my credit report and lowered my score. I fixed the issue and my score went back up immediately. X would not listen to me and seemed to think I didn't know what I was talking about and would revert the credit they promised me. We were about to loose the home of our dreams because Mortgage X fell through on their promise and wouldn't revisit my credit score and told me either way, I would have to pay off my car loan. We were in distressed and figured the only avenue I had was to find a different mortgage company to get the job DONE! I reached out to Artisan Mortgage and spoke with Zach Gaudioso. Among the four mortgage companies I spoke with, including mortgage company X, I could tell while speaking with them, this would be the best decision I made. I was urged to stay with Mortgage X by my attorney and real estate agent in fear that I would not be able to get my loan by the date I was contractually obligated to make. Zach Gaudioso and Jim Barry went above and beyond to get me the best deal. I didn't even have to pay my car off! They were amazing. The biggest thing I loved about working with Artisan mortgage is they listened to me and helped me every step of the way. Artisan mortgage truly does care about their clients best interest and will give you the best deal! They told me exactly what I had to do and were prompt in dealing with my attorney and bank. Every time I had a question they were one phone call away and would help me to understand any question I had about the overall process. They made sure all avenues were covered as far as having the right information and paperwork so I would not have any issues with getting the loan from the bank. I have to say once I transferred everything over from Mortgage X, everything was smooth. They dealt with all the transfer from Mortgage X to them and were prompt about everything. I closed my house within 3 weeks of switching with them. I can proudly say I am officially a home owner. I would highly recommend this mortgage company over any other. Artisan mortgage is best out there and I assure you, if you pick them, you will not be dissatisfied with their service. Thank you Zack Gaudioso, Jim Barry and the Artisan mortgage team for giving me the best deal possible and help us get the house of my dreams!

Jim Barry helped my wife and I to buy an owner-occupied duplex in Tonawanda, NY this week, and we…read morehighly recommend him as a lender. He always responded to us quickly whether by email or phone and was professional and helpful throughout the entire process. We're first-time homebuyers, and Jim answered all of our questions and guided us through the process in a friendly and patient manner. Our agent was impressed with how quickly Jim was able to prepare us to close. Jim is clearly a seasoned pro, and we would definitely work with him again. Thanks, Jim!

Everyone at Educator's Realty was a pleasure to work with. The owner was very knowledgeable about…read moregiving us information about the real estate market and how we should think about pricing when looking for a home to buy. He was also extremely knowledgeable about home mechanics while doing walkthroughs. He was great at consistently and clearly communicating throughout the whole purchase process. Highly recommend this realtor and the team he works with!

We listed our house with Chris and he made sure everything went smoothly. He is knowledgeable,…read moreprofessional and easy to work with. He helped us with all aspects of our sale and move. I highly recommend Chris and Educators Realty.

Joe Palau Keller Williams is the best if you want to be educated and well informed along the way;…read morefinance background helps him tell you what to expect, ask, and ultimately makes a very stressful process into something interesting, exciting and informative. Besides going above and beyond, knowledgeable, having amazing flexibility, personability with even the toughest clients, he's honest and provides the necessary guidance for your journey. We had several realtors and none worked out until we connected with Joe Palau. You will not be disappointed.

Having lived abroad for the better part of my life, my situation was unique in that I had no US…read morecredit history, so getting a mortgage was a grueling process, which I would not have been able to accomplish without Deborah. She is the kind of person that leaves no rock unturned and she simply does not take no for an answer. I would not be living in my wonderful new home if it hadn't been for her! She definitely knows her line of business and excels at it, and was a huge help every step of the way, not only as a realtor, but in guiding me through every single other detail of the home-buying process. I'm positive that I could not have done it without her!

Just a big thank you to Long Island Housing Partnership and their great staff for all the help,…read moreguidance and support they provided when I applied with them to help on my journey to purchase my co op. I closed in September 2017 ! Best Regards, Linda J.

I had been through the LIHP first time homebuyer class and in my opinion, STAY AWAY! They are not…read moreon top of their game! I wasn't trying to get a rental apartment-even their so called "low income" apartments are ridiculously expensive and not a help at all for an ACTUAL low income person. I had taken the first time homebuyer course and paid $75 for it, then you take an easy-ish test and then you get the certificate and you're on your way to see a HUD counselor. Well, take a chance if you must, but I've never gotten to see said HUD counselor,and the person I was emailing with was SO RUDE and proceeded to tell me I don't have enough money (I do) and that I wouldn't be able to get a house! And they didn't even know WHAT CLASS I TOOK. HUH??? I PAID! And LIHP DOESN'T MAKE THAT DECISION, only a HUD counselor and a BANK can do that. So they just left me hanging with no certificate, no HUD meeting and an argument online!! It is not their place to tell ANYONE who can or cannot afford a home since I'm well versed in the low income housing market.Very rude, curt and uninformed.They were rude as hell to me and didn't even know what I had called them about! 3 different people were in on this email.I feel that they are NOT trying to help anyone unless you fit into their box and F U if you need more info, more cash or anything else, they just write you off. I was extremely insulted and have chosen NOT to even deal with these fools. They were not at all professional and do not deserve any state or federal funding for all the non work they do. So please take this all into consideration since there are multiple places to get said class and you don't even need that, you can find one on your own and they're most likely COMPETENT, unlike LIHP. Good luck.

We took on a big backyard renovation this summer using Gappsi in Smithtown. We went to the showroom…read morelast year and from the minute we went in and met Giuseppe, the owner, we recognized we would be in good hands. We were nervous and kept putting the job aside out of fear of something going wrong and knowing we would be spending a large amount of money. We felt at ease with his wealth of knowledge, and especially after visiting jobs completed by Gappsi, we knew we were in good hands. We also were impressed with his level of patience and how he answered every single question we had and never rushed us out of his showroom (he even met us on a Sunday when the showroom was closed). Our planning began with having to remove an existing disaster of an old pool surrounded by patios and fencing in an upper level of the yard; we would be faced with new grading issues and also trying to savage some trees we didn't want to lose. Giuseppe planned every detail meticulously and reassured us the job would be done perfectly. Finally this summer, a year later, we put in a new in-ground pool and surrounding patios. The backyard was designed and transformed into a beautiful setting, and we absolutely love it. It gives us a feeling of being away on vacation! The stone is absolutely beautiful that we picked at the show room, and the workmanship is perfection. The workers showed up every single day, weather permitting, and stayed very late. They all worked very hard. Giuseppe has a lot of patience and any question/problem that would arise would be discussed almost immediately and rectified. I highly recommend Giuseppe's expertise when it comes to masonry and design. We couldn't be any happier with our backyard. We used our pool more this summer than in the past 18 years! Everyone who comes over immediately comments how beautiful the yard looks. If we have any other work to be done, it would be hard to go with anyone else! If you are thinking of using Gappsi, you are making the best choice!

Called to have an estimate for my pool deck to be re-done with some artificial grass and pavers…read more Jeff arrived at my home in May, discussed different concepts/ideas for the plan, and left telling me he would be in touch. His visit was quite pleasant, so I felt lucky/confident that I'd get the work done without having to look all over Long Island for a reputable company. Alas never heard back. I left him a message, to which he responded via voice mail saying "I haven't forgotten about you", but again never heard back, even after I phoned him a third time. Called the office about two weeks ago (now August), left a voice mail, and a lady from the office phoned me and said she'll have him call. Still waiting. Time for me to move on.