As I'm about to do some International travel within the next few years, I found a great brokerage…read morefirm, notice I didn't say bank, but it's a bank, and it's not! Confusing huh?? I'll break it all down for you in this review. Description: Charles Schwab is an online bank. They have no ATM's which is why when you use their debit cards, they don't charge you. Which means any ATM that does charge you a fee, Schwab will return your fees at the end of the month. That's what I love! Rather you're in the US, or Southeast Asia, your international fees will also be reimbursed at the end of the month. Where to use: You can use the debit cards anywhere around the world without any international fees. Just make sure to call them before you travel or move abroad. If you plan on moving abroad like I do, call them so they will then set up an international account for you because they are also international in some countries. Doesn't matter where you move, you're covered! Pros: 1) No international nor local transaction fees. That's already a winner in my book. 2) You're given a brokerage account on the side where you can use it to buy stocks or bonds or just use it as a savings account. However if you decide to start investing, call them and they can do it for you if you don't know what you're doing, with a fee of course. 3) Return all transaction fees you were charged at the end of the month. 4) After you open your account online with at least a $1, they send you your debit card. After you deposit $100 or more, they will send you your check book. Cons: 1) No ATM machines 2) You have to make all of your deposits online, you can also fund your account with Apple Pay. 3) If you go to a branch, you can't deposit any money there as it has to be done online. Final thoughts: It's nice to find a bank or brokerage, whichever you want to call it with no transaction fees no matter where you go. You can also set up direct deposit for your account. There is no bank that I know of that will return your transaction fees let alone not charge you for using a different ATM. As I've stated earlier, the only reason they don't charge you is because they don't have ATM's in the first place. This place is a clear winner in my book! If you plan on traveling abroad, I highly suggest starting an account with them. They will save you so much money in the long run.

From the owner: Chuck Schwab started a stock brokerage company with a simple question: isn't there a better way?…read moreThat question led to the establishment of a new kind of investment firm - with a more contemporary approach to wealth management based on a set of core values and beliefs, not just profits and losses. These core beliefs have led to 40+ years of serving clients, innovating on their behalf, and developing brokerage products and financial services that put them - not us - first. At Schwab, we offer a wide range of wealth management services, personalized financial advising and retirement planning, and expert investment research, as well as a number of complimentary workshops covering everything from investing essentials to complex trading strategies. Brokerage Products: Not FDIC Insured - No Bank Guarantee - May Lose Value

Great company. Sherri in the Braselton office was lovely to…read morespeak with. She handed off my info to Cherea and Brian in the Atlanta office who helped me with a same day Auto quote late on a Friday. I went ahead and purchased for a year as their quote was better than anything I could get shopping around on my own. Great service and a lovely staff.

I was in the property casualty insurance business so i am very familiar with insurance agents who…read moresell this type of business. I was very unhappy with the agency i had so i contacted Harmony Insurance who also represented the insurance company i have my auto,HO and Umb policies with. Fortunately, i connected with Jonathan Milford, an owner of Harmony Insurance. He spent more time than i expected thoroughly reviewing my policies and recommending several changes which we implemented during the transfer of my business to his agency. I am very impressed by his knowledge of the business. Moreover, since moving my policies I have found his office staff to be excellent in their servicing of my policies and in their customer service attitude toward me as an account in their agency. I highly recommend this agency for personal lines policyholders looking for quality representation. .

Customer service was excellent and efficient. Pleasant staff makes you like a valued customer.read more

I just started using this bank and they have given me five star business service so far. They don't…read morecharge a ton of fees and I don't have to wait in line forever. They pick up the phone and answer my questions without have to go thru a ton of tele-prompts. They have been a pleasure to work with since I have walked in the door. I came here on a referral from a business associate and it's been great so far... time will tell!

Adrian is great to work with. It's been since 2010 that I have entrusted the care of my home to…read moreFlackwell Property Management. Our relationship has been via email and phone since I'm out of state, and if there is an issue that arises, I'm informed promptly. I have not had a problem with tenants or property management. All the details are handled by Adrian and his team, which is a great relief for me. Having Adrian as my property manager is a great decision. I would highly recommend Flackwell Property Management.

We had to leave our property in the middle of a kitchen renovation to move across the country. We…read moreare so thankful that we have Adrian taking care of our investment and handling the details that would have been impossible for us from such a distance. He finished up the reno and rented our house for us quickly and painlessly AND we are renting our home for more than we had originally planned. He found fabulous tenants and he handles everything on that end without a hitch. His fees are so reasonable. We HIGHLY recommend doing business with Flackwell Property Management.

To say Sarah was excellent is an understatement. I meant to write this review months ago when we…read moreclosed on our new home - but if you've ever bought a home, you know how much WORK is involved in the first few months. We connected with Sarah over a year before we were ready to buy. She was so patient and informative all along the way. Surprisingly, the moment we said we were ready, the house of our dreams was listed. Within a couple of days, we had been pre-approved by her excellent lender, seen the house in person, made an offer, and had our offer accepted. Now, I know this is not always the typical scenario, but it worked out amazingly for us. Having Sarah to guide us through the process was priceless. We HIGHLY recommend her to guide you in your home buying or selling process. Also - 3 months later she is still quick to help with any questions we have. You just can't beat the service!

Sarah is wonderful! You won't regret hiring her as your realtor- on either side. We purchased…read morethrough Sarah when she was just getting her business off the ground years ago and this year we sold a home with her help. From start to finish, she did a fantastic job communicating every step of the process. I wanted all of the details and she was more than happy to answer every question that I had and more! She smoothly negotiated with multiple buyers and helped us through several hiccups with the selling process of our home (issues with buyers/ financing). In the end, we sold for OVER our asking price and for more than we'd initially thought possible. She made helpful suggestions and was incredibly helpful throughout. Sarah will always be our go-to realtor and we refer her to any friends and family in the area who are in the market. Reach out to her!