I'm leaving this review for Yanelly Rochin, our lender. She is truly amazing and a complete…read moreprofessional at what she does. My husband and I were so impressed by how responsive she was at all hours of the day whenever we texted her with even our most random questions. Yanelly always took the time to break everything down for us in detail so we could fully understand each step of the process. She made complex information feel simple and manageable, which meant so much to us as first-time homebuyers. She was also incredibly willing to go above and beyond to help with paperwork--even when it wasn't directly part of her side of the home buying process. She even met with us in person at a coffee shop to help us fill out forms properly. That kind of dedication and personal care is rare these days, and we truly appreciated it. As visual learners, my husband and I especially valued how clearly she explained things both in person and through her detailed, easy-to-understand emails. She was patient, supportive, and genuinely committed to making sure we understood everything. Since this was our first home buying experience, having Yanelly guide us through every issue that came up made all the difference. Another lender we spoke with didn't even attempt to provide that level of support. We will absolutely be recommending Yanelly to anyone in need of a lender. She is professional, knowledgeable, and one of the kindest people we've had the pleasure of working with and now I can say we became friends! She is definitely invited to the carne asadas for life!

Marty and his team are a great combination to help you through all of your financial services. We…read morehave used them three times and every time Marty has been honest and forthcoming about the process and outcome of all of our selections. Even through the pandemic, Marty and his team managed to help us refinance at a great rate and saved us tons of money per month on our mortgage. I would recommend CMS to anyone looking for financial services in the VC. I am looking forward to using them again very soon. Thanks Marty and Team!

100% Greg at America Pacific Mortgage is outstanding. He's knowledgeable, responsive, and truly…read morecommitted to helping his clients succeed. The entire process was smooth and stress-free thanks to his expertise. Highly recommend him !!!!

I've done 3 different major financings with Greg now, my first home purchase, my refinance and now…read moremy second home purchase. Greg has been incredible to work with across all these transactions. He is masterful in being efficient yet making sure I've got enough understanding through the process. Through each of our transactions he went above and beyond to make sure things went through without a hitch.

My husband and I just completed a loan process with Heritage Financial and couldn't be more…read moreimpressed with the service we experienced!! Emily and Tennay are astute, accomodating, efficient and phenomenal communicators. They went to great lengths to find the most competitive rates and understood when we opted to delay for a week or so in hopes that the volatile rates would swing in our direction. We've closed, we're delighted and we're appreciative!! When rates drop again, we'll be calling them again!

Called us back once then they disappeared and we never heard from them again, if you want to be…read moreghosted you'll be pleased but if you actually need a loan I'd go elsewhere FAST.

This is the second time working with Keith and Laurie, and, just like the first time around, things…read morecould not have gone better or smoother. This time he helped our son buy his first house, and we cosigned. Our son shopped around, and, although Keith did not have the lowest interest rate, his superb service won our son over. The communication from Keith and Laurie is top notch, and they are transparent and upfront about everything. At no point were we pressured, nor did we ever feel like we were jumping through hoops. If something was needed by underwriting, Laurie explained exactly why it was needed. From start to finish the level of service never diminished. It was truly a pleasure working with Keith and Laurie again! We have 3 other children, and will not hesitate to reach out to them when the time comes.

Great and easy to work with even on weekends. No lack of communication. The process went smoothly…read more We cosigned for our son and his wife for their 1st home.

The Quinn Team helped us when we bought our house and then again when we refinanced it. They were…read moreso wonderful to work with. They are patient and explain everything. They make it easy and fun. We would definitely recommend them.

I bought my first house and also got a HELOC loan with Michael and his teams' assistance. They are…read morekind, supportive and understanding. Add the word patient to that list as well! I knew nothing about the process and they gently walked me through this overwhelming process. Highly recommend!

Therese really cares and listens to understand your situation before suggesting the right path…read more She knows her stuff, I recommend Therese for your next refinance!

It can be hard enough to buy a home in another city, but when you add on needing to time everything…read morejust so to buy your dream house in your dream city, having a terrific mortgage broker on your team is essential. Therese Hartmann is my idea of the perfect mortgage broker. She is incredibly knowledgeable; prepares you well in advance for what you will need to provide so you are not running around last minute trying to collect things; and she is very available to answer calls, texts or emails. When the sale of my home seemed to be taking a different turn, Therese assured me that we could still get the financing I would need to close. Because, again, we are talking my dream home, dream city, so I was very focused on making sure it happened. I also wanted to keep my promise to the sellers that I could close on my deal with them. They had extended me some contingency in terms of timing to sell my home; and I wanted to make sure I could perform. You can probably imagine how much stress I was feeling, but, again, due to Therese and my terrific real estate broker (that review to come separately), I was able to manage all of it and, today, I closed on my dream home. I cannot say enough good things about Therese Hartmann. She is definitely worth giving a call and seeing how she can help you with your loan or refinancing. She is top notch!!

AMAZING AND SMOOTH PROCESS....Special thanks to Larry Reyes and his team for helping me get through…read morethis roller coaster off a process! I am thankful for all their help and knowledge and getting me into my dream condo! I definitely recommend them for your next home purchase! Very helpful and knowledgeable got me in at a great rate!

We paid our account off about a month ago. We were told this company did not receive the pay off…read morecheck for FULL amount due. We sent a second check to pay the account off. One of the checks should have been return but NO it was not, only PART of the money was returned to our bank account. I would NOT recommend this terrible company to anyone! If I could give a "0", I would have.

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

It's been such a pleasure working with Bill Rayman. He goes out of his way to make sure the clients…read moreare well taken care of. He is very knowledgeable, punctual, and kind. I will definitely continue working with him.

We have recommended Paul to several of our home buyers over the years and everyone has loved him…read moreand the service he provides. He is informative and very communicative. Many of our clients have been first time homebuyers and he has an amazing way of walking them thru the loan process. He always keeps us (the agents) in the loop every step of the way. When helping our clients purchase a home, it's very important who is on the "team". We hope to have Paul on our team with all of our future buyers as well. Thank you Paul!

Paul was recommended to me by a friend which is odd because usually people recommend realtors not…read moremortgage brokers. But we soon understood why. We worked with Paul to purchase our first home. We had a million questions and he went above and beyond to answer every single one of them. He is incredibly knowledgeable, extremely pleasant, hard working, and has impeccable attention to detail! Communication was never an issue working with Paul even when he had a family emergency the same week of our close date. He is more than a mortgage broker, he is an incredible guide during a the very stressful event of buying a home. We are extremely grateful we used Paul as our mortgage broker and we would recommend him to anyone financing a home!