Do not try it get a mortgage from this company. They advertise all over the Internet to people with…read morecredit issues luring them in to apply...my credit is a solid 670 which is higher than expected for an FHA loan..they do not reply back to email, calls, or any correspondence within a reasonable time frame. Took 2 days for the underwriter to review for a measly pre-qualification and still got denied even after receiving a Pre-qualification pre pandemic. I wish I was mean enough to leave the name of the "senior" loan officer.

I was one of the first accounts with Republic when they opened. I left TD Bank to come here because…read morethey went to crap after switching from commerce. This bank has gone from absolutely amazing to worse than TD Bank in less than 6 years. Most of the employees don't know anything and they never have anything. They never have enough money, they close on sundays now, they charge fees for everything, and they NEVER have gifts cards. Go to a credit union. this bank will be the worst ever in another year.

Two words: dishonest and inept. The closing date was changed…read more4 times before it happened - once an hour before scheduled. We were also deceived about closing costs and pushed to take out an interest only loan to pay those costs. It was a nightmare working with Andy.

Unfortunately, due to the rising costs of gas and groceries, we pay our mortgage towards the very…read moreend of the month it is due. I had called to talk to them regarding my payment, and was told because the last day of the month was On A Sunday that I had until 1059 Eastern time the next business day to make the payment, well that wasn't true and now our fico score took 120 point nose dive . When speaking with them after seeing this, the woman on the phone proceeded to tell me that our payment was 32 days late. Which I don't agree with, but doesn't matter. They don't care, like a lot of big corporations, knowing that Americans are struggling they don't care. By the way, this isn't the only negative experience I've had with this company. I wished our mortgage hadn't been sold to them.

Terrible customer service, they offered me a lower rates then led me down a wild goose chase with…read morethe loan officer not responding to my emails for weeks at a time. By the time he got back to me after running my credit, wasting weeks of my time they are like oops that offer is not available anymore. Absolutely crazy, the whole delay was caused by Devin Patricks horrible response time.

And getting a mortgage loan through Kevin really is as good as it gets!…read moreKevin holds your hand and guides you through the intimidating, mortgage forest to homeownership!

From the owner: Kevin Berju NMLS #137213 specializes in Residential Loans with programs including: FNMA/FHLMC…read moreConventional Conforming Programs, FHA, VA, USDA, Non-Agency Jumbo Loans, HELOC, and Alternative Loans. We offer a full spectrum of Commercial Loan options and we also specialize in Refinancing. Personal NMLS137213 Branch NMLS1745975 Company NMLS3029.CrossCountryMortgage, LLC does business in the State of New York as CrossCountry Financing.Licensed Mortgage Banker – NYS Department of Financial Services.CCM, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.All loans subject to underwriting approval.Certain restrictions apply.Call for details.Certificate of Eligibility required for VA loans.NMLS3029 (www.nmlsconsumeraccess.org).Equal Housing Opportunity.Licensed by the New Jersey Department of Banking & Insurance.

From our initial conversation to when we signed the papers, Bill and his team were always available…read moreand ready to help. Bill worked hard to handle every detail, while making sure we understood exactly what we were signing and what was included in our refinance. Having bought and refinanced several homes in the past, my only regret is that we didn't find Bill and his team sooner. Can't recommend them highly enough!

Bill's team came in the 3rd quarter of the deal when the previous lender was unable to close and…read morecomplete underwriting in an adequate time frame. He was transparent about what he needed up front, and was available after hours which is almost a requirement in the DC market. He got it done. Bill's team was well prepared, communicative when requested, and walked me through my first home purchase without hesitation. I would recommend Bill to any and everyone, especially if you are in a fast paced market such as DC.