Steer clear of this business. I unwittingly placed by trust in agents who I feel were deceptive…read moreand unknowledgeable, and the result was the loss of many tens of thousands of dollars. They are not obligated to place your interests above their own, which I learned the hard way. I had to pay a fee-based firm to understand the details of my plans with Baystate and learn that I was misled. They were unprofessional on top of the financial loss. Don't make the same mistake ... there are many other alternatives.

Run away from them as fast as you can! MML Investors Services in Springfield is affiliated with…read moreBaystate Financial and they will try to get away with as little effort as possible. I finally removed all my money from MML/Baystate after over a decade of getting no help or advice. I got stuck with their financial advisor, Timothy Curran, as a result of my original advisor leaving Met Life. Once I moved out of state, Timothy Curran never even called me once a year to check in over the past 15+ years. When I called him, I rarely got to talk to him directly and if I did it was very brief. He provided no guidance. I usually spoke with his assistant Karen who gave me an attitude whenever I had a question/problem and was not helpful. Whatever other money I had to invest, I went elsewhere. When I finally transferred all my money from MML/Baystate to another financial advisor with another company, I was charged for a negative balance that I found out had incurred prior to Oct 2015 (after weeks of my investigation) when Met Life merged into MML. No one told me about it or alerted me to that problem or to the fact that I was getting a 5% interest charge on the negative balance every month. I could've easily paid it off 7 years ago. It was the result of an investment that had fees that outweighed the profit, so when I asked Tim what happened to the account when I first noticed it missing on my report, I was told it was closed out. No advice, no other explanation or instructions. When I called Tim Curran for an answer in 2022 about why that negative balance kept continuing to accrue interest charges and why wasn't I told about it before 2015, his assistant said, "How should we know? You should contact MML to find out. We wouldn't have any idea why they did that!" I called MML over 10x and got a different person each time that had no idea what was going on. After more than a month of calling MML, I FINALLY spoke to a young man that explained what happened. It took him 2 minutes. He felt bad that nobody was willing to help me and actually gave me erroneous information (I was told I was wrong - that it was a credit not a debit). Tim Curran and MML couldn't bother giving me that help and info. When I asked for reimbursement for the interest charges since 2015 due to negligence on MML/Curran's part, I was denied. By the way, when I was told to call Baystate Financial directly, and was given 5 names of people to talk to, I could never get through to a human. And all the people I was told to reach to get help had voicemail boxes that were conveniently full!!

Thank you Linda for opening my eyes with new business ideas…read more The training was very very helpful, you made me understand the difference between Investment and proper protection. You are not only proffessional but very brilliant, knowledgeable and articulate in making your point to a client/ trainee. Am sure many people need your services. May God bless your work.

I took out a home equity line of credit and it was the worst customer service experience that I can…read morerecall. It took over 2 months to get the approval done and I was frequently not told where things stood or what was taking so long. I have taken on HELOC's before and it usually required less than 2 weeks from start to finish. Then, after finally getting approved, appropriating the approved funds was a complete mystery. They provided almost no instructions at all. A few weeks after signing/opening of the HELOC, I finally received a checkbook in the mail. I wrote a check to pay one of my other accounts and CSB rejected payment without even sending me an email or a notice. Completely amateur operation, IMO.

I've had Bank of America for several years n never received this sort of treatment. If anything,…read morethey're horrible! CSB, however, really make u feel like you're their only customer. Times are really tough n I needed some assistance and Matt not only called me after hours, but resolved my issue promptly. I also got an email prior from Scott H. confirming they received my request and stated that I would be contacted. They kept their word every step of the way, to my surprise. This is real customer service. Thank you so much guys!

Jennifer is unprofessional and rude. Go elsewhere. She appears to have very little knowledge of…read moreinvestments or finance.

From the owner: During these uncertain times, we're here for you - ready to listen, support and navigate this…read moretogether. We care about your physical health and your financial health. Please reach out and see how we can help you. Edward Jones is an investment firm that believes your financial goals deserve a face to face conversation. We can help you prepare for retirement, save for education and be a tax-smart investor.