Long-term results and total peace of mind! I've been a…read moreclient of Lamppost Planning for many years, and the investment has paid off multiple times over. Dustin provides a personalized framework that comes from truly listening to my specific situation. He is great at providing a clear, step-by-step roadmap for finances, insurance, and investments. Every session is thorough, transparent, and incredibly thoughtful. I always walk away knowing exactly where I stand and why we are taking certain steps. If you want a clear plan and real results, LampPost Planning is it!

I've been working with Dustin Ma and LampPost Planning for over 8 years, and I truly cannot…read morerecommend him enough. I started with Dustin right after finishing my orthodontic residency and dental school, when I was juggling heavy student loans and serious credit card debt from living in NYC and San Francisco. From day one, Dustin created a clear and realistic financial plan that got me back on track - helping me eliminate credit card debt completely and start building real savings. Over the years, he has guided me through every major milestone: buying my first home, opening and growing my orthodontic practice, setting up the right insurances, and building long-term investment and retirement strategies for both myself and my team. Dustin is thoughtful, trustworthy, and truly cares about his clients' success. His guidance has made a huge impact on both my personal and professional life. If you're looking for solid financial advice and a partner who will help you build a strong future, I highly recommend Dustin and LampPost Planning.

I have worked with this firm since buying my home in 2007 and have had a wonderful experience with…read moremy representative, Janelle Borg. Every time I have needed a declaration of insurance she provides it within minutes and recently, when I needed a complicated change from an owner-occupied policy to an investment policy with other additional changes to my quote, she worked with both my lender and myself to provide the needed documents and a provider that kept my costs at a minimum. She has proven her worth time and time again and I can't speak highly enough of her responsiveness, professionalism, and advocacy.

How many insurance companies/brokers do you know? Probably a lot. Well, we only needed one 30 years…read moreago and we still only need one. C,F&P were the only insurance company that would insure my husband's start up telecommunications interconnect business in 1986! Since then they have there for all our big & little needs, adjusting our coverage to keep our costs down with the maximum coverage. Arell takes care of all our needs FAST & efficiently making my job soooo easy!! Most people cringe when it comes to any insurance transaction, not me I just smile, make a phone call or email my needs or questions and it's Done! If you want experienced brokers, prompt service, friendly, caring people basically your insurance done right, then CF&P is who you want to call!

If you're looking for help with life insurance or any sort of financial planning, look no further!!…read moreI really appreciate all the help and advice that I receive from this group. Swapan has been really helpful in providing transparent financial advice to myself and open to providing advice to friends and family that I recommend him to. I'm not super savvy in numbers or financial planning but Swapan really does a great job at being patient and explaining everything in simple relatable terms and examples. He was also very accommodating, offering to meet in person, over the telephone or over zoom to explain everything or answer questions I had. Over the time that I have worked with him, he's helped me not only understand the importance and benefits of life insurance but also the differences in the types of life insurances. Then once I felt fully comfortable and fully knowledgeable about it, I made a choice on which policy to go with. We were able to complete the whole application process quickly over the telephone!! Swapan really helped me feel like a person and not just a "new policy" when helping me. It was really refreshing to have a more humanistic approach and not feel like I'm just being read a script and not feeling pressured to agree to a policy. I feel like I actually know what I'm getting from my policy this time. Swapan was really patient with me and made sure I understood everything and all my options along with the pros/cons of each policy option. Ultimately he helped me pick the most beneficial type of life insurance to meet my current needs and long term goals. It really was a pleasure to have him assist me.

Swapan is the man! He is a pleasure to work with. Straight forward guy and he works hard!read more

RJ is my financial advisor & educator! He breaks everything down & takes time to make sure I…read moreunderstand. He uses real life examples to compare to day to fay activities so that I can retain the information. Mrs. Tracey is the best & so friendly. She just assisted with getting all my forms uploaded. RJ is helpful with identifying other needed services.

We just bought our first home and could not have done it without the extremely professional and…read moretalented RJ Martin. We started investing with RJ a couple of years ago, and since then he's become like a close friend. He breaks financial jargon down into something we can make sense of and will really take you as far as you want to go. We tell EVERYONE about him. The Bay Area is expensive and I was always told that they way to get ahead is to make money off your money. I can't stress enough that we would not be where we are today without RJ's guiding hand. We look forward to continuing to work with him long into the future. I also want to shout out RJ's SUPER HELPFUL office administrator Tracey for being really on top of her outreach. While closing on our home the title company required a number of documents to track our payments, and I'm pretty sure I called so often Tracey memorized my number. She sent me everything I needed within in minutes and never once showed impatience with me. I really appreciate it.

David Hollander gave us good advice at first, but our $1.5M was apparently not enough to keep his…read moreattention, so he handed our accounts over to an associate (his daughter) to manage. Unfortunately, she is much less experienced and knowledgeable than he is, and she did not attend to our accounts either. Nor would she admit to a simple mistake. So we have moved on.

Professional, friendly, made money for me!! I highly…read morerecommend the Liberty Group. David and his staff are amazing.

My wife and I have been with Tomren Financial Management for close to 20 years. We have received…read moreexcellent service from Michael and his team. When I retired from AT&T in 2021 with 42 years of service, I placed my entire 401K and lump sum retirement package with Michael, and the results have been amazing. In addition, Michael has managed my wife's investments and IRA's with solid returns throughout the years. We have complete trust in Michael and his team, and this has allowed us a very comfortable retirement.

If you are looking for a financial advisor you can trust and invest your money with, look no…read morefurther then Tomren Financial Management. We've been with them now for over 20 years and we always have received excellent service. Michael Tomren's staff is a delight to deal with when we have any questions. When we moved to Oregon, we have continued to stay in contact using Zoom, with our planned yearly reviews. However, this year we received a surprise visit from Michael at our Oregon home, what a surprise that was. They really care about the success of our money investments and we are extremely satisfied with them.

Paul and his team have been amazing with figuring out my retirement options and we have a strategic…read moreplan moving forward. They are awesome and I am so happy to know my financial decisions are in such great hands. Thank you!

I've worked with Paul for many years now, but recently have been working much more intensively…read more He's proven to be very knowledgeable and helpful. He clearly listens to and plans towards my goals. My previous experience with other financial planners was fairly generic where they more or less just push their own agenda while calling it a "plan". It's clear in dealing with Paul that he's actively working with your benefit as the primary concern. He's highly professional and definitely a valuable asset.

Because of Mike's incompetence and possibly his incentive to drive up home ins cost, we overspent…read moreon home owners insurance with Farmer. He reported that we had a 3 car garage when we only had 1 car. Also, he stated that we didn't have a basement. If we were ever to file a claim, we would not be paid for the basement. Also, he kept scaring us to pay more (like higher deductible) which lead to higher premiums. I found out all this after we switched to another agent, Virginia Tam, who helped us lower our Farmer's premium and straighten our policy so the policy reflects our current house so we get paid out if there is any damage. she was recommended by my cousin. I am kicking myself for overpaying for our home ins for over 7 years. Mike is a great salesmen and he sold us a policy and kept us through his scare tactics. He's a talker, therefore you don't get the correct info. I would highly discourage anyone from using Mike. I reported him to his district manager and I got no response. Looks like their leadership team does not care about their customers. That says enough for me.

Can't recommend Mike enough. Had an agent that went MIA and need to bind home insurance to our loan…read moretoday. Yelp led me to Mike and he picked up my call and settled my home insurance in a mere 49 minutes. Thanks Mike. I'm sending all my friends to you for home insurance.