After becoming debt free my husband I were lost on how we should budget to save and also enjoy ourselves so we scheduled a Eureka session with coach Jaclyn. the pre appointment work was eye opening and during the appointment Jaclyn helped us create a realistic game plan. We feel so much security in knowing that each dollar has a place and that we are able to save for our goals like vacations and a new car without worry. if you are on fence just do it! You will gain so much for these incredible coaches!!! read more

I cannot begin to tell you how satisfied I was with help my wife and I got from Jaclyn. We did a Eureka session and half way through I knew that it was the right decision to have Fiscal Fitness Phoenix help up. Book your session asap!!! You will NOT be disappointed!! read more

FYI people, in less than a year, I have paid off 1 credit card in full and am about | | that far away from another...thats right, debt free in a year. All of that money that I spend now now and will go directly to ME! The decisions on what to do are now harder...I mean after working your ass off to pay off the plastic and focusing on only that, its hard to fathom that now I get to spend all of my hard earned money on me and do it now responsibly! Its awesome the Kelsa is just as excited as you are about paying things off, she even shares it in our FFP Facebook community and its great to see so many other people out there who are choosing to take their financials in their own hands. Thanks again Kesla! read more

I just started the 21-day challenge that FFP offers and am absolutely in love with the team's level of commitment to my success. They have provided me with an immense amount of tools and resources to be successful. They are there to help answer questions and ensure that I have everything that I need. And the community they built to support those participating in the challenge is very encouraging. They offer this challenge twice a year and I highly recommend you participate in the next challenge when it comes around. Your bank account will thank you! read more

For anyone feeling uncertain about their finances, I highly recommend plopping down the $500 for an initial session with Fiscal Fitness. I was wary, but ended up saving thousands of dollars from the strategies that I gained! I feel so much more secure in all other aspects of my life. Thank you, Jill and Fiscal Fitness! read more

I signed up for a Eureka Fiscal Fitness session, I loved doing the pre appointment tasks, but to be honest I was worried as the date for my session got closer, that I wouldn't get much out of it AND I WAS SO WRONG! I got so many valuable tools, new perspectives and strategies. The Eureka session was so INSIGHTFUL and HELPFUL and I am so excited to implement these new tools. I got way more out of the session than I could have imagined! I am looking forward to having my financial life in order, in a way it never has been before. I am beyond grateful, and I wouldn't hesitate to book other sessions in the future with Fiscal Fitness, Jacyln! And Jacyln was amazing, smart, and kind. Lastly, I plan to gift my teen a session when she graduates High School in a 2 years! Thank you Fiscal Fitness. read more

I have been with Coach Jackie for over a year now and I am amazed at what we have accomplished. When I started I was in credit card debt of over $25000 and I had a mortgage and a home equity loan to pay. I was making good money but I was still living paycheck to paycheck. I wanted to retire in 3 years and I knew I needed help. Now a year later, I refinanced my home with a good credit score and I only have $5000 in credit card to pay off hopefully by end of the year. I feel more financially confident that I am actually saving money every month for the whammies. I am emotionally energized in realizing that I am accomplishing my goal to pay off my debit. I feel better equipped to make financial decisions - like when I should buy things and when I should not. I cannot say it enough this is the best money I have ever spent. I love working with Jackie and she is always there to help me. I hope you will consider your situation and take the leap. I definitely recommend talking to Coach Jackie. read more

We scheduled a Q&A session with Jill and in 15 minutes were given some HUGE tips to change our money mind set. Her knowledge of saving accounts and paying off debt helped us make changes we expect to see impact our future financial status. She was gentle in understanding our personal situation and helped us create a plan for future success. read more

Fiscal fitness is the best! The best coaches and the best team. They work really well, always being kind and really caring about your results. I highly recommend. read more

My husband and I just recently had our Eureka session with Jill and are so excited to implement all the wonderful advice and information into our lives. This has been exactly what we needed! Can't thank Jill & Sherri enough for all of their patience & help! We are so grateful!!! read more

I was debating whether or not I could/should keep my business going or fold. I scheduled a Eureka session to determine what to do and after meeting with Jill felt so much better about my business and how to make enough to keep it going! I have shifted the focus of my energy and time. An outside perspective is often the best one...especially from someone who understands finances and business. read more

We are so pleased with the results from our Eureka Session with Coach Jaclyn!! Before working with Jaclyn, money came in and went out and I felt like I didn't know where the money was going. We didn't have a plan and I constantly felt in the dark about our finances. It added a level of stress to our marriage that I knew didn't need to be there. After working with Jaclyn, we have a money plan! We now have a money management system that works! I can see where every dollar is going, and we can plan larger purchases based on whether we have money set aside. It's taken this stressor off our marriage, and it hasn't felt restrictive at all...it's felt freeing! Thank you Fiscal Fitness and Coach Jaclyn!! read more

I am going to start by saying that I had all intentions to write a review after my first visit to Fiscal Fitness, however, I realized that the most important part is the ability to utilize the tools and stick to the plan when you talk about finances and budgeting. It has been about a year since my husband and I met with Kelsa and the experience exceeded our expectations. Since that visit we have stuck to our budget, communicated about finances better and planned for the future without stress. We have even fallen on some more challenging financial times and were able to revert back to the rules and worksheet we were given by Kelsa to help get us back on track! I highly recommend Fiscal Fitness for yourself or as a gift! read more

My wife and I have been working with Kelsa for about 2 years now. She was highly recommended by a friend. I had no idea what to expect, but I knew that I could use some guidance on my personal finances. Within an hour of our first meeting with Kelsa, I never felt better about my future financial wellness. After going through the 6 month program, we had overcome some big obstacles and tackled many of our financial goals. We continue to use her services and likely will keep her around for many more years! I highly recommend Fiscal Fitness. read more

We've been working with Fiscal Fitness Phoenix for 3 years now and it has transformed our financial situation. It's not at all what comes to mind when people say "budgeting". They really offer financial education and give real tools to realign priorities, understand your money, create systems for making financial decisions, plan for the future, even plan for retirement. It really has nothing to do with how much you are spending at a coffee shop, etc, it's giving you the education and tools to make sure your spending is reflecting your priorities. We have loved working with them so much! There are many tangible gains we've seen with our money and savings but the intangibles of less stress, not facing monthly credit card bills that cause discord, having more time with our family (sometimes a simple dinner out, sometimes a trip to Disneyland) and it's all accounted for AHEAD of time so there is no financial stress or guilt. We cannot recommend coaching with Fiscal Fitness Phoenix any more highly! At the very least, take advantage of their podcast and schedule a Q & A or Eureka session to see if it seems like a good fit for you! Financial coaching isn't for any specific person or situation, everyone can benefit from the education they offer in a fun, uber positive, professional relationship with a true expert! read more

As a self-employed single parent, I think about money all...the...time. Trying to pay off debt while living on irregular income is incredibly stressful. After trying to keep everything "in my head" for way too long, Kelsa helped me set up a system--on paper--that helps me project my income several months in advance. She also made me take a realistic look at my savings and how to prepare for those "Oh crap" moments (like when the car breaks down, which recently happened). I now feel comfortable paying down debt with some of my business's profits, whereas before I tended to hoard cash "just in case." My finances were pretty organized before, but now I have a real plan and it's down on paper. I feel so much more comfortable about where I'm headed. My budget is written, clear, realistic and easy to follow. Thanks so much to Kelsa and Fiscal Fitness for your help! read more

I did a Eureka Session with Jill two years ago (which was AWESOME), and I've stayed a part of their Facebook group ever since to help keep me motivated. Fiscal Fitness Phoenix offers incredible FREE resources, including their informative podcasts, succinct blog posts, motivating Facebook group, and are just so fun to follow on social media. I just completed their 21-Day Challenge which was exactly the jump start I needed to get 2021 going on the right foot, and I am so excited to incorporate all of the knowledge, tips and good habits I've learned the past 3 weeks. I highly recommend them and am thankful I've found their free and paid services to improve my financial well-being. read more

Jill and the Fiscal Fitness team have had a huge impact on our life and relationship! We came into coaching feeling fairly positive about our financial literacy, but she helped us move to another level. Over the course of her coaching we made it through the holidays on budget and without putting a single dollar on a credit card and paid off nearly $17k in credit card debt and personal loans. More importantly, she guided us through money conversations that benefited our relationship in a big way. Getting on the same page about our money removed the biggest cause of arguments and taught how to discuss and get on the same page with our life goals! She also went the extra mile to help us with personal situations and referred us to experts for anything that came up throughout our coaching. Very happy we went to Fiscal Fitness, and especially that we got to work with Jill! read more

So, here's my confession: I'm a content writer/ content marketer and I write for the finance industry a lot. Many of my articles/blogs teach consumers how budget, pay off debt, and manage their finances, but I still was not doing a good job of managing my own. (Ironic, right?) Writing is my thing. I love it, and I think I do my job really well, but my business and personal finances were all lumped into one jumbled knot and, no matter how many self-help articles I read (or wrote), I never found a method beyond the "canned" strategies: set a budget and only spend what you make. Well, duh. If it was that easy, we'd all do it. It's not. I found Fiscal Fitness on Yelp and called to ask about a one-on-one session, and, although the rate was reasonable, it was out of my budget. Instead, I booked a spot in one of their workshops: "Ultimate Financial Power Plan for Entrepreneurs." The fee was really reasonable (about the cost of a dinner out), I got to bring a friend free, and the group was small, so there was lots of learning and one-on-one dialogue. When you meet with a "financial expert," there's always this expectation that you'll meet some old gray man who looks at you sternly and scolds you for your financial misdeeds. Kelsa is NOT your typical accountant/ financial guru. She's insanely down-to-earth about what people do and why they do it. She doesn't give you numbers that you have to meet or tell you how you've messed up. She gives you the tools you need to make sound decisions for yourself. The workshop was about 90 minutes. In that time, she covered effective management of personal finances as well as how to set up business finances in a way that allows you to minimize taxes, detangle your personal finances from it, and have money left over to develop your company more. She also gave tips that can help an entrepreneur restructure so he or she works less or is less-likely to burnout from overload. If you're an entrepreneur or have a startup, the advice she gives is gold. Best of all, she actually sends you materials after the workshop, including her slideshow and templates, so it's easy to move forward with your new financial plan after. I want to be clear that I'm not affiliated with Kelsa or Fiscal Fitness in any way, shape, or form. This is a legit review from a business owner who happens to write content/ do marketing for a living. I felt it was important to explain my background for the sake of transparency and because I'm being really verbose. :) Anyway, thank you for putting on a wonderful workshop, Kelsa. I hope to attend your other ones directed at parents and business owners later this year. read more

I can feel my fiscal muscles growing! It's been almost ten months since we first met with Fiscal Fitness. Kelsa truly helped us remove a lot of the anxiety of financial planning and break things down into understandable parts. She sent us on a path that has attracted more success and freedom, we are utterly grateful we found her. Ironically, I've now become an expert in Investment Analysis and Commercial Real Estate...the one who had a hard time balancing her budget a year ago. I'd highly recommend her to anyone else, particularly those who have anxieties surrounding financial matters. Keep it up Kelsa! read more

Kelsa is THE FINANCIAL COACH! I have been inspired by her excellent newsletter and great insights into debt reduction. Armed with a wealth of knowledge and an MBA in Finance, Kelsa can provide you with time-proven methods to position yourself to become debt-free and reach your financial goals. I would recommend her services to anyone needing to get out from under a mountain of debt, or just needing some help with the family budget. She can help you has she has me! read more

Hands down the best decision I've ever made. I don't feel like I'm paying for someone to help with my finances, I feel like we've gained a friend that truly cares for our well being. Kelsa has stopped the money war in our household and gave us a chance to enjoy our marriage and not have any real stress that comes with two people that are horrible at managing money. Thanks Fiscal Fitness! You've given us more than money could ever buy. read more

I don't know about you, but I was raised with parents who didn't speak about finances until it got so stressful that it erupted into fiery arguments. I didn't want that, but I didn't know how to put myself and husband on a good path. Finances made me uncomfortable. I was raised believing that speaking about money was rude. Fiscal Fitness was the best investment I could have made towards our financial future. We bit the bullet and paid for a couples one-on-one. Whether you have money to spare or are drowning, I'd suggest doing whatever you can do to get into a one-on-one. This was a two hour meeting where every second was accounted for. I thought for sure she was going to lecture us about spending money on Starbucks or recite a typical budgeting article. I was in for a big shock. Her budgeting system is thorough, she completely walked us through our finances and showed us how to get into the power position I could only dream about. I had tried so many different types of budgeting and apps, and Fiscal Fitness made things so simple. She mentioned there would be some growing pains with implementation, and there has been, but I haven't been this excited and positive about my financial outlook in a long time. Kelsa isn't just a financial counselor, shes a therapist with the numbers to back it up. I cannot recommend Kelsa enough for anyone and everyone in whatever financial situation you are in. She is the first step. Do yourself a huge favor, and schedule a meeting with Kelsa. You'll be so surprised. If you're reading this, know that I dreaded meeting Kelsa. You might too, but it will be one of the best things you could do for yourself and your household. read more

As a 5-year client of Fiscal Fitness, I can attest that the services provided are life-changing. Kelsa and her team offered the necessary tools to help reshape how we think about money and how we manage it to keep us out of debt and prepared for any financial surprises! The training and resources we received have vastly reduced the stress around daily money management. Anyone who meets Kelsa will automatically see her authenticity, feel her positive energy and her passion to genuinely help people accomplish their goals. Cheers to being "fiscally fit" for life! read more

Kelsa is a pleasure to work with, very genuine and caring, and the money you spend on her services is truly an investment that will pay you back tenfold and more! I gained a lot of insight and skills from working one on one with her on my business and personal spending. She thinks outside the box and meets you where you are judgement free, with sincerity in wanting to help you better your situation. Highly recommend her! Like others have said, it is a LIFE CHANGER. read more

Kelsa is the BOMB Diggity! I have referred a number of clients and friends to her, and each one comes back singing her praises! She is super smart at "finding" money in your budget, and re-allocating the remaining money to the stuff that really matters to you. No matter what your situation, you MUST schedule a EUREKA session with her! It's worth at least twice what she charges. If you decide to hire her, you WON'T be sorry! read more

Kelsa is really awesome in helping you to plan long term and short term. I've felt more confident about my plan and also just more ease. She created a structure that fits me. I've recommended her to a few people already. read more

Kelsa is amazing at what she does. She has helped so many of our clients become stress free when it comes to their money. Clients have went in not knowing what they were doing to within a year being debt free, or saving for their dream home. An Eureka session is the best way to get to see the approach that she takes. This is NOT your normal budget. She takes all of your income and all of your expenses even grocery and gas and comes up with a real solution that works for you. No two people spend their money the same way so why should they budget the same way. Every budget Kelsa does is unique to your situation. You won't regret working with her and her staff in order to gain control of your money again!! read more

I had wanted tell you how much we have changed our financial life after our meeting. My husband says that I have done a financial 180. I am now the driver of our financial state (or dictator as he might think) in the household where as I had always put everything on him. I finally feel financially literate and I feel in control. I have been singing your praises to everyone I can! read more

LIFE.CHANGER. This basically sums up my experience with Kelsa and the service that she provides through Fiscal Fitness. I have been a client for about a year and a half, she has helped me get myself out of debt personally as well as help to manage my personal and small-business budget. Every 2 weeks, I would have a small panic attack when it came time to scrape together the funds for payroll, which ultimately is what led me to Kelsa. She has helped me to view money in a different way, get ahead on my payroll, become profitable and best of all, has let me get control of my money and my life. I wish I could give her 10 stars. Well worth it!! read more

I participated in a Eureka Session with Kelsa and was blown away. I already had a basic grasp of budget and an inkling of what I *should* do to help myself reach my financial goals, but Kelsa made things so much clearer for me. She took me step by step through my current financial picture, pointing out what I was already doing really well and then giving me some action steps to really rock out my budget. I left the hour and a half session feeling excited about my money and knowing I had the tools to reach my financial goals ASAP. read more

We really enjoyed meeting with Kelsa. She gave a different approach to viewing money and how to be ready for life's "whammys". We were looking for advice on student loan consolidation, budgeting, and paying off debit. She gave us a financial blueprint and my husband and I are excited to start and look forward to our future. We will definitely be visiting with Kelsa again! Thank you!! read more

Wow - I can't even begin to describe how much Kelsa and Fiscal Fitness has changed our lives! After my husband lost his job and decided to pursue a new business opportunity, our financial situation was a complete disaster. I guess it takes feeling like you have hit "rock bottom" to really search for a way to do something different and get some help. I don't think I will ever forget where I was and what I was doing when I was given the greatest gift ever - a referral to Kelsa. We were struggling with how to pay our bills since we were down almost $50K annually from the loss of my husbands income. Kelsa taught us how to plan ahead, and gave us some amazing tools, resources and guidance. I remember looking at the cost of going in for our initial meeting and not even beginning to imagine how we were going to pay her fees....but decided, at the very least, we had to go to the first meeting and see if it was something that could help us. Kelsa has probably the best investment/decision my husband and I have made in our entire marriage. In less than one year Kelsa has helped us to improve our net worth by almost $50,000. We NEVER worry about not having enough money for the essentials - now we have to decide how to make good choices with all of our EXCESS money! Not a bad problem to have! I would (and do!) recommend Kelsa to EVERYONE - no matter where you currently are in your financial life - you owe it to yourself to see what Kelsa has to offer! Two Thumbs Up! read more