The only lender I use or refer -- in any market is Kristine Bestler…read more I have worked with Kristine in every phase of my real estate career -- first as an active REALTOR®, and now as a developer handling larger and more complex deals. Across every transaction, she has proven to be the most reliable, strategic, and dedicated lender I've ever worked with. Kristine doesn't just "process loans." She fights for her clients, finds the right financing structure for each deal, and consistently delivers solutions when other lenders walk away. More than once, she has pulled off 11th-hour Hail Mary approvals that no one else could make happen. Her professionalism, integrity, and work ethic are unmatched. She treats every deal -- whether it's a first-time buyer or a multi-million-dollar development -- with the same level of care, urgency, and commitment. Kristine understands traditional lending, portfolio financing, and private funding sources. She knows how to structure deals that other lenders can't even see. She is the only lender I trust with my projects and the only one I refer to clients. I mean she did my parent's loan and I didn't even bother talking to anyone else or looking up rates (even though I know them.) If you're looking for a lender who truly cares, communicates, and delivers -- it's Kristine. I mean, she gets into the mess for you!!! https://www.rate.com/loan-officers/kristine-bestler-150655

I met Kristine 7 years ago at one of my open houses. As an agent, lenders always stop by and try to…read moreget face time, I had asked her to come by the next day instead and we spent the entire 2 hours talking. I referred her (and 2 other lenders) to a client and they chose to work with her. LET ME TELL YOU, never have I been kept up to date at every single step of the mortgage process by a lender. She educated my clients and made the process so simple. There are a million and one lenders out there but what sets Kristine apart is the fact that she cares about every transaction and FIGHTS to get each client the best rate possible. She will work with clients for years to help them get their credit scores in line, guide them to save and to finally get their dream home. I am only a small part of the process and I have never met someone who is so ethical and concerned with their clients wellbeing. I will ONLY use her for my personal deals because I know the person she is. If any problems arise with a deal, she comes to me with it already solved. I have never had to worry about a deal or a client when Kristine is involved. Kristine Bestler at GR is the best lender. I can say that because I am a real estate agent and my family uses her. No one I trust more with the process. Not all lenders are made the same! Ri Prasad Local Guide, Realtor www.RiPrasad.com

About two months ago my spouse and I were deciding whether we would buy a place or continue to…read morerent, so my sister who had worked with Perl Mortgage in the past and had a good experience, recommended that I reach out to this company. After doing some research, I came across Pam Harambasic's name on the internet and decided to reach out to her to ask some questions and to find out whether we (as potential first time buyers) would qualify for a loan. Since we had not gone through this process before, my spouse and I were unsure of what to ask or even how to get started. When we initially spoke to Pam over the phone the first things that stood out was that she was very personable and knowledgeable, which put us at ease and help to guide us towards our decision to buy rather than continue to rent. Pam met with us for coffee in our neighborhood and walked us through the details of the process for home buying. What my spouse and I enjoyed, was that she not only dealt with the business of applying for a home loan, but she also took the time to get to know us and to allow us to know a little bit about her, which helped build trust and made us confident that we had partnered with the right person to take us through this process. My spouse and I found a place that we wanted to buy two days after our face to face meeting with Pam. Throughout the entire process in applying for a home loan, Pam kept us informed, answered all of our questions, was incredibility responsive, transparent, professional and reassuring. The whole time along, we felt lucky to be working with someone who helped ensure that the process for us was smooth and relatively stress free. We are now in our new home and absolutely love it! We really appreciate Pam and happily recommend her to others. Should we need her services in the future, we would not hesitate to reach out to her. We could not have asked for a better experience or more outstanding Mortgage Advisor.

incredible! Closed in two week. how do they do it ? fast reliable. proffesional HONEST…read morei could not imagine a better expierence.

Everyone here has their stuff together. I initially applied through my wife's employee credit union…read morewhich is out of state. They offered us a great rate and I was referred here from my real estate guy to see if they could do anything better. We crunched some numbers and was told it would be about the same so I decided to stay with the CU since I already uploaded everything. Then I find out my CU had that based on a single family residence, and the closing costs skyrocketed when classified as a condominium. I called John back and he set me up with others in the branch to work with, uploaded documents, and was able to keep the same rate but with like $2500 or so less in closing fees that my CU weirdly wouldn't budge on. I also ended up having them find a homeowners insurance policy. Everything was done online which I believe there was a credit for, fast responses when you needed it, and no screw ups.

John Berger was such a pleasure to work with through this loan process. He was extremely helpful…read moreand patient as we navigated our way through the application process all the way until the closing was complete. I would highly recommended John to any friends and family..

Charged $95 upfront for credit report, found out that, no, other lenders do not do this as a rule…read more Despite consistent professional communication for a couple weeks, he just stopped responding when I hit a snag with documentation (and communicated that). Honesty and encouragement would have been a better choice.

Professional, fast, and hard-working. I hit Trey up on a Saturday on a long weekend, we had calls…read moreand emails and Trey could have a pre-approval letter ready by Sunday. This fast move enabled me to secure an offer on Monday I ended up going with different lender because I wanted to have a one who is licensed in all US states, but for IL and IN, Trey is your guy if you need to move fast

I had the pleasure of being assisted by Mike Johnson (Mokena) for my mortgage loan, Mike was very…read moreknowledgeable and professional in assisting me, he was always able to answer any questions I had and if he wasn't available at the time of my call he would promptly call me back. Throughout the entire process I felt informed and aware of next steps. A special thank you to Mike, Alondra and Denise for all of your help. If you are in need of assistance with Mortgage Lending give Mike a call, you will be happy you did.

Cody and his team are the BEST. You're crazy not using Cody and his team to help with you're…read morelending needs! If you're huge on yelping like I am, read their Zillow reviews... let that be you're deciding factor if you're hesitant! My husband and I were introduced to Cody when we decided to build our house with a local builder. Some unfortunate events took place and we decided to drop our house, half way through the process. Since we were already pre-approved, we asked Cody if he would help us with our next, "new" house we find. He basically said, "of course, call me if you have questions." We eventually found "the one" after looking at over 10 communities. I remember calling him on a Saturday due to a very important question that I had, and he answered! My husband and I were very impressed that he took the call on a weekend~ (I heard kids in the background and felt bad for calling but it truly shows that he cares...I apologized for calling on a Saturday, but it was no biggie to him!! ) My hubs & I financed using the VA route and it was complete within a month. From putting an offer in to SOLD... we were funded. This was our sec time using the VA loan, so we were prepared for many complicated tasks at hand for both parties... surprisingly it seemed easy peezy on our end, but I'm pretty sure there were a lot of important background "stuff" getting done on their end. They made the whole process, look and seem simple. Erika D, Amanda R, Kylie W were the ladies behind the scenes helping my husband I with our house buying process. These ladies are AMAZING. Always keeping my husband and I in the loop...open line of communication going on for all parties involved, for sure. Never once were we asked a question that was already answered or never once had to resubmit verifying documents. If I emailed Cody a question, he immediately forwarded it to whoever knew the answer. Very GREAT team Cody has there!! :) After all things said and done, Cody and his team were a BLESSING. He & his stellar team went above and beyond.... answers emails at any time of day, simplified any questions or concerns I had (even if they were prob silly questions), and even matched incentives with the new house we had purchased. Heck, if I randomly had a question right now, he or his team would reply almost immediately if not in a few hours! Our last home buying experience, using USAA, we had to resubmit documents, answer questions we already answered, or not even get a reply back from emails we would write. It was a stressful, horrible process. With Cody and his team, none of that happened. They made the WHOLE home buying experience enjoyable and EASY!!! I've already directed Cody's info to friends looking to buy and sell. Cody & his team are now my go to peeps for my friends here in town, or possibly for my husband and I again in future! Thanks so VERY much!! To top it off~ Cody himself came to our closing appointment to personally congratulate my husband and myself and gifted us a personalized bottle of red wine with our name and house pic on the label.. Couldn't have asked for better service :)

NRL mortgage exceeded our expectations. From the day we signed a contract with the builder until we…read moreclosed even the follow up call from Ashle. There was constant and quick communication. From Erika to Amanda and everyone else on the team they were all great at answering our questions. They were all very personable and kind. We highly recommend NRL Mortgage! This isn't our first home purchase so we've worked with other mortgage companies before so we can say that NRL is like no other. This home buying process was made easy thanks to everyone at NRL. Thank you Cody and NRL Team! Mariza Castelán