The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

My husband and I went through the process of buying a home from agent Chris Cervantez and the…read moreexperience was regrettable to say the least. Chris first attempted to sell us a house that we believed to be overpriced. My husband and I passed on the property and then asked the agent / developer if he had any additional properties for sale, and he said "No". But it wasn't long before we came across an even better property that was newly built and for a lot less. Then to our surprise, the 2-story house was also owned by Chris. After our offer was accepted, my husband and I contacted Chris and asked him why he didn't inform us about the new house that was available. Chris said in an irritated tone, "It slipped my mind". Seemingly embarrassed, Chris became angrier due to being confronted or caught. Despite how polite my husband talked to him, Chris was disrespectful and continued raising his voice and speaking over him. Chris told us that he would call us the next day, but he didn't. Though he accepted our offer for his house, he would end up not keeping his word. I am not in a hurry to buy a home and have nothing personal against Chris. I just wanted to tell our story because I believe it is a cautionary tale for others. Good luck!

This is our 2nd time working with Chris! He helped us buy our first home in Pasadena, CA and then…read moresell the home once we relocated out of state. He communicates very well and comes very highly recommended!

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

Working with Thomas and his team made our first time home buying process a breeze! We always heard…read moreabout home buying always being stressful so we expected it to be the same but working with Thomas and his team really did not bring any stress or hardships. They made things so smooth. I will 100% recommend & if we ever buy again we'll be working with Thomas at GEM Mortgage!! Thank you for making our first home buying process the best experience!

Working with Eddy as my mortgage lender was one of the best decisions I made during my home-buying…read morejourney. Not only is he a true professional with deep industry knowledge, but he's also a trusted friend who genuinely had my best interests at heart throughout the entire process. From the beginning, Eddy took the time to walk me through every detail of the loan process. He broke everything down in a way that was easy to understand and always made sure I felt comfortable and informed before moving forward. As someone who didn't know much about mortgages going in, I can't overstate how valuable that was. He answered all my questions -- big or small -- with patience and clarity, and never once made me feel like I was in over my head. What makes Eddy stand out is his honesty and dedication. He wasn't just trying to "get the deal done" -- he truly cared about helping me make the best financial decision for my future. He kept me updated every step of the way, helped me explore all my options, and made sure I fully understood what I was signing and why. Eddy's guidance made a complex process feel manageable, and his support gave me real peace of mind. I always knew I could count on him to be straightforward, transparent, and available when I needed him. Thanks to him, I'm now a happy homeowner -- and I couldn't have done it without his help. If you're looking for someone you can trust completely, who will treat you like a friend and guide you every step of the way, I can't recommend Eddy enough!

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

Great experience working with this team. They know what they are doing and will go above and beyond…read moreto make it happen. Choosing nestmade was the right choice.

This is my 3rd loan with team Nestmade. If your shopping for a lender or a certain type of loan,…read morethese guys will advise you which loan is best for your situation. Initially I was not sure what type of loan I needed for this transaction, but as we spoke to Benson he walked us through which loan would work best for our current situation. I worked directly with Benson this time. And thank goodness for that. The loan started out smoothly however we ran into some issues with other parts of the transaction unrelated to just the loan itself. Midway into the process my partner and our accountant highly suggested I use their lender. Initially I said no. "I am familiar with Nestmade and had good experiences so I'm going to stick with them" But eventually I caved. The other lender however made promises he couldn't keep, so we called Benson back and he picked up or loan where we left off. What I appreciate about Nestmade is their clarity and expertise. They will not make a promise they can't keep. Everything is always transparent. The other part was also our realtor and trying to close on time. Gotta say, this purchase actually sent me to tears! Probably the 1st time the stress in home purchasing got the best of me. Benson came through and went to bat for us and made sure our loan closed timely. My partner said, I'm glad we stuck with Benson. :)

I met Joel in 2020 during the pandemic. He is amazing, easy to talk to and trustworthy. I felt safe…read moreand comfortable in discussing my goals. He's amazing!

Let me start off by saying, me and my wife hand picked Joel based off of his amazing Yelp reviews,…read moremaybe that was our mistake. We reached out to him with a few places that we wanted to see. He got back to us in a timely manner and told us there were no showings yet for some of the homes. We sent him some more that we wanted to see, and Sunday was our first time meeting him in person. We met him at a new construction build, and me and my wife were pretty excited. Yes, we were three minutes late, we can take responsibility for that. We got out the car and approached Joel, who was waiting by the front. Mind you this is our first time meeting, and he never formally introduced himself. He said our names to make sure it was us, but that was it. There was no "Hi, nice to meet you," or "Hi, how are you, I'm Joel." It seemed as if he didn't care who we were and that we were going to be his clients. We never had a formal sit down to discuss the process, what we were looking for, or asked if we had any questions. We never even got a business card from him, but he was sure quick to leave them at every place we saw. Once we started viewing the homes, me and my spouse were talking amongst ourselves about the things we liked and didn't like. We aren't picky but we would like a few things. He never asked what we wanted or did we like any of the properties. Once we found one that property that he suggested, he didn't even ask how we liked it. He just told us the next step is to put our names on the list and fill out the required paperwork. He definitely wasn't big on small talk at all. It seemed as if he just wanted to get rid of us, and he had other places to be. He didn't even TRY to get to know us personally. If you can't build rapport with your clients, why should the clients trust you enough to buy a home with you? First impressions are everything and this first impression sucked. While we were looking at one property that we really liked, the sales rep was in the office with another client after we came back. Joel told us we could go see the other model while we waited. We came back and he was having a long conversation with another realtor there. He saw us and continued on with his conversation. He never asked us how we liked that one or what we thought. Just kept talking away and never said a word to us. He talked to this guy more than he talked to us! At the end of this visit, Joel said the next step is to fill out the paperwork to get on the list with the builder and then he said goodbye. Excuse me but how did YOU know we really even liked the place? Don't think you're about to get a pay out for 5 minutes of work. If we are going to have to know you for the next 6 months while waiting for the home to be built, you better treat us like you give a crap about us. Let me tell you, Joel suggested ONE property to us. He never sent a list of other available listings or did any of the leg work. We found the places and all he did was meet us there. We didn't have any appointments or anything. The people in the sales offices spoke to us more than he did. We don't need a "communicator," we can talk to people ourselves. I even waited to tour places, so that Joel could receive the commission, because a realtor needed to be present on the first visit. He didn't talk about any of the properties or what was included. I'll say this, there's many real estate agents in the area, we definitely don't need you if you don't care. This was going to be a for sure sale using the VA loan, but someone else will meet our needs. We are also NOT first time home owners, so we do know what to expect when it comes to a realtor and what good customer service is. Would not recommend him, unless you're searching for your second million dollar home in the Inland Empire. He just wants the easy money and does not care about the client. S/N: Attached is a text from Joel, in case he tries to dispute us ever working together.

The place is on a dead end street. On the other side is a Wall to get to the outside mall off the…read more95. Market has restaurants close as 5 min away. Drive back to get to Laughlin q0 min or take the ferry July 4th behind hotel walk.ive never seen such a spectacular fireworks. Get to Cra by Harry's memorial Beautiful on Az Its a veterans bar off 95. Make a left from Nev bridge. Pin up $1.00 bill or read what is written. AMERICANISM at its best. The river is right down the driveway at Shangri-la. Fully furnished .

After searching through yelp and google, we decided to give Erika Shinzato a chance at selling our…read morehome based on her many positive reviews. She and her husband David were both amazing and professional from the get go. She sold our +$1M home in 7 days with multiple offers. Their marketing, photography, advice, and guidance through my home selling process made everything a breeze. I would not hesitate to recommend Erika and David to anyone. I would give her 6 stars if I could. Great job!

We interviewed five agents, but John Abril stood out. He was the only one who genuinely cared about…read moreour move, asking 'What are you looking for?' and 'What do you expect from me?' This personalized approach, combined with his calm guidance through a stressful sale, made him the perfect agent. John was always responsive, professional, and his strategic plan delivered excellent results. We couldn't be happier. Thank you John!

From the owner: John Abril is a dual-licensed California Real Estate Broker AND Mortgage Broker serving the Inland…read moreEmpire — Upland, Rancho Cucamonga, Ontario, Chino, Chino Hills, La Verne, Claremont, and Montclair. Fewer than 6% of California real estate licensees also hold a mortgage license. John is one of them — which means he can be both your real estate agent and your mortgage broker on the same transaction. One expert handles the home and the loan, with no handoffs and fewer surprises. Services: home buying & selling, listings, pre-approvals, refinances, and FHA, VA, conventional, jumbo & non-QM loans. Real Estate: Real Brokerage Technologies (CA DRE #02022092) & MAD Realty. Lending: Real Estate and Lending, Simplified DBA BirdEye Loans (Co. NMLS #2827760, CA DRE #02439951). CA DRE #01060119 · MLO NMLS #280222 · Equal Housing Opportunity / Equal Housing Lender.

I had the pleasure of working with Joe Sanchez and it was truly such a blessing. If you need anyone…read moreto get a loan with let this be your sign to go with Joe. He was very communicative and available throughout the entire process. My situation was a bit of a struggle but he was able to push me to the finish line. He's caring and compassionate which is the type of person this field needs more of. Thanks again Joe!

Joe was super helpful in my refinance. He understood the situation I was in and managed to make all…read morethe numbers work. He was very transparent throughout the whole process making him trustworthy. His ongoing communication ensured that I knew every step I was in during the refinance. I wouldn't trust anyone else but Joe!