Jon recently helped me close on my 2nd home purchase using the remainder of my VA entitlement,…read morehelping secure my second property using a VA loan. Jon was very knowledgeable when it came to the VA process and walked me through every step of the way. But where Jon really shines is his ingenuity and expertise as a lender that has his clients best interests in mind. His ability to provide mortgage price transparency through Lendzen is what sets them apart from other lenders. In a few clicks you can analyze mortgage prices in real time and not have to put in an application. And the prices you see are the prices you're going to get (as in same day, same rate). Jon helped me strategize how to set up my financing to 1) Preserve capital 2) Establish good market positioning to set up a good refinance opportunity. Communication with the Lendzen team was always timely and made the closing process effortless. I would highly recommend Lendzen as a mortgage lender.

Radical transparency and honesty!…read more This was my third every mortgage process, and for the first time I felt totally helped and in control of the decisions along the way. The lendzen platform gave me all the options for rate, costs and rebates - no tricks or gimmicks. We ultimately decided to use a higher rate and take the maximum rebate for more funds at closing time. We look forward to refinancing soon with the Lendzen team.

Joshua Echemendia is a top broker at American Family Lending, who closed our loan within two weeks…read more He is highly effective, super efficient and a top notch professional that goes the extra mile for his clients. Highly recommend him!!!

Joshua Echemendia was absolutely fantastic in helping my wife and I to secure our first home loan…read more He was direct, conscientious, knowledgable, and persistent. I honestly could not be happier with my experience; Josh told us what docs we needed to get lined up, helped us get organized, and got us our loan without any issues. If you want straight forward, honest, service hes your guy.

Duncan Hsia makes the rigorous process of financing (especially being self-employed ) not only…read morepossible where others couldn't but even enjoyable. He keeps in constant communication throughout the entire process and has a plethora of resources not to mention he's just a generous kind stellar human being! On a scale of 1-10 Duncan's a 15! Consider yourself lucky to have found your way to him!

Excellent local service, but I question if Cardinal is actually a legit company. Every time I have…read morecalled the call center I get a different answer and nothing but lies and conflicting information. Shop around, I wish I would've.

Jessica is great and diligent! She helped me refinance my mortgage and it was such a smooth…read moreexperience!

This was our second experience with CMP and , most importantly, with Carolyn Lewis !!!…read moreWe live in FLORIDA, and Carolyn is in HAWAII , yet still , this entire process took up ( MAYBE !! ) 2 - 2 1/2 hours of our time and effort in totality. This was by far the easiest mortgage/ refinance process I have ever experienced. It may be cliche to say , but ...... Carolyn truly makes you feel that you and your needs are all that matter . She provides constant updates, you're never left wondering what's going on , and her staff treat you just the same ! Do yourself a favor , hire Carolyn and CMP to do all the work for you, and reap the rewards you desire!!!!

Michael Mazzella owes me 200k and he has stated in multiple emails that he does not intend to pay…read moreme back. I attended his courses in Honolulu and we made an investment deal in 2017. We signed a contract that I would lend him 200K and he would pay that back to me PLUS interest after one year. It has been 3 years now and he has paid back nothing. When I attended Mazella's course, I remember another man who was there, telling me that he was waiting on Mazella to pay HIM back...I should have seen that red flag and ran. Since the deal, I have become a quadruple amputee and I am 82 years old...the stress and heartache on me and my family has been unbearable. Now more than ever, with healthcare costs, long term care, I am depending on that repayment. I trusted this man and wish I hadn't. I have emailed him multiple times. Our contract stated I would be repaid with in ONE YEAR. He told me that he is 100% uncollectible because he does not hold assets in his name so there is no forced collection, levy or garnishment...and to not throw my good money after "bad." I interpret that to mean that he didn't have any plan to pay me back. In a recent email, when I asked him point blank : Do you have any intentions of repaying anything, this was his reply: "I've already answered this question. Twice in fact. Yet you keep asking as if doing so will change the answer. So I'm gonna answer it one more time. No. We have to wait until the deal resolves itself...If and when the foreclosure concludes and wipes out your interest, then you have lost money, and then we have that discussion. In the meantime you might want to consider lawyering up to protect your interests against the 1st position lender, who has named you as a defendant." Ultimately, the "Honolulu Mentor" or "Turtle Bay Mentor's" advice to me was to lawyer up, and my advice to anyone taking his class, is please do not make the same mistake I did by trusting this man...and the more I talk to people the more I find people just like me, in this situation with someone who did not hold up his end of the deal.

If you want to learn how to invest in Real Estate in Hawaii, Honolulu Mentor is the hands down best…read moretraining and mentoring you can get. Your instructor and mentor, Michael, will teach you the right way to invest in any market. Just be ready to learn new concepts vs old school ways of thought about money, banking and real estate. In Michael, you have a mentor living and actively investing in Hawaii. I know quite a few graduates of the mentoring course who are very successful real estate investors after taking Michael's course and wanted to be successful as a real estate investor myself. Not knowing exactly what to expect I enrolled in the mentoring. Talk about drinking information from a fire hose! It's a lot to absorb during the week long course. He not only covers how to find deals and fund deals, ground you in the important fundamentals of real estate investing and will teach you from the ground up. Not only that, he teaches goal setting, who you need on your power team, critical thinking as well as mastermind groups. I really enjoyed the hands on training provided by going out to deals he has in progress. It comforting to know that even after graduating, I know that he is available for questions for up to 30 days. I'm am now a graduate of Honolulu Mentor and feel confident, because of Michael, I am now on my way to create the best year of my life! THANK YOU, MICHAEL! You're my hero!

Outstanding service--reliable, responsive, and cost-saving!…read moreI've had the pleasure of working with Dustin to secure the insurance coverage our nonprofit needed for a state contract. Not only did he find exactly what we required, but he also saved us nearly $4,000 on our commercial auto policy--truly impressive! I'm also incredibly grateful for Midori, who handles our Certificates of Insurance. She's consistently fast, dependable, and understands the urgency of working with state agencies. Whenever I've needed updated COIs--often within just two business days--she's delivered without fail. I'm so glad we made the switch, and I fully expect to be a lifelong customer!

I had the pleasure of having my entity set up by Dustin. The process was explained in a way that's…read moreso easy to understand for someone not so business-inclined such as myself. Very professional, knowledgeable, and clear. I received advice that fit my needs, resources to refer back to and a plan that fits my budget. I can count on Nexus to provide the solutions I need as my business grows. I HIGHLY recommend Nexus to anyone starting a business - they make the process effortless so you can focus on the rest of your business!

Ok so finding a loan on your new dream home, or refinancing, isn't the easiest thing in this world,…read morebut, if you contact Lauren Jimenez and Guaranteed Rate it can be! Lauren Jimenez is a go-getter. She will fight to get you the rate you want and walk you step by step on how to attain it. Lauren is like family throughout the process. She keeps you in the loop making sure that every I is dotted and every t crossed. She is also delightful person who takes you and your family's situation into consideration. If you are looking for a great rate and want someone on your side to guide you through the process as well as being easy to work with, then Lauren is your gal! Thank you Lauren, we couldn't have done it without you.