Very professional and knowledgeable staff. Our process went quickly and smoothly with lower than…read moreexpected closing costs.

Craig is an outstanding Mortgage Lender. I have seen him carry his clients through the whole loan…read moreprocess. He will work hard for you and his attention to detail is impeccable. Craig takes those who do not initially qualify and works with them until they are able to buy a house. He really does care about his clients. I highly recommend Craig Johnson for your mortgage needs.

We recently closed on our new home, and Guild Mortgage in Columbia, SC handled our loan process…read more David Hyatt, Jesse Barbaro and Cathy Rich were wonderful! They were very friendly, professional and prompt in answering our questions. They were very clear in communicating what we needed to provide for the process. They kept in touch with us on a regular basis. We always knew where we stood as the approval of the loan proceeded. Needless to say, we were very pleased with their service and with the outcome, and we would recommend them to anyone who is seeking a mortgage lender. Thank you David, Jesse and Cathy!

I can't say enough positive things about Guild Mortgage and Lamont Watson. Not only did he get our…read moreVA loan processed and closed within 3 weeks, but he did it when two other lenders could not. Lamont, THANK YOU for your expertise, excellent work, and great communication during our mortgage process. I am sitting in my new home writing this review and loving every minute. I wish you all the best and more customers than you can handle. Stephanie S. - Summerville, SC

Having been a customer for 6 years I have seen a lot of people come and go. It seems strange to me…read morethat they have such a high turnout. I've had many encounters with the branch and the people in the back office. Jackie and Denise have always been great. That collections lady LaToya was always really nice but firm but the people back the now are mentally slow to put it nicely. They always have to check with someone name Audrey but never come back with a solution. When you call for help with your online banking or you debt card it's a hit or miss if you get somebody that actual knows anything. The inconsistent holds on deposits, the crazy mobile deposit rules that are unlike all the other backs in the area, it's like they make it up as the go along. No two branches have the same rules. I moved my accounts and would suggest that you stay clear of these folks, they are so busy trying to buy other banks they forgetting about the customs the already have. Save yourself the headache.

Do not bank with this bank. They will close your account at midnight and send you a check that…read moreyou'll get in a week or two. If you dring a large check in, they want to know every thing about that check before depositing. If you have to up your daily spending limit they want to know why and who you're giving the money to. All of this is unacceptable and it's none of their business.

There are numerous mortgage lenders everywhere. How do you know who to work with? You work with…read moresomeone with many years of experience who has a strong understanding of the mortgage laws and market. In 2020 I reached out to Rebecca as a first time home buyer. I was beyond confused about how it all worked and I was so glad to have come across someone so informative and down to earth. Mortgages have multiple terms involved that a person not in the business most likely has never heard before. Rebecca is patient and helps you understand every word, twist, and turn. The most important thing about a mortgage lender is their understanding, experience, and ability to get you to the closing table in a timely manner. Rebecca has all three things down pat but also is always only a text or call away. You never have trouble reaching her for any question big or small. I appreciate Rebecca's understanding of the lending trends and interest rates as she helps you make the best decision for your financial situation. She is also here for the journey. If you are curious about how the lending process works and what needs to be in place in order to secure a home in the future she is humble and patient enough to share her expertise with you even if you're not quite ready. Rebecca was such a strong mortgage lender for my first home transaction I used her again for the purchase of my second home. When I first thought of buying a second home I wasn't even sure what I'd be approved for or what the payment would look like. I sent her an email and she replied back with her availability of the next week to have a call to discuss. She immediately remembered my fiancé and I and greeted us warmly. We gave her a few details about our current financial situation and she was able to give a very high level estimate of what things might look like if we got approved. From our first call she painted a picture that made my fiancé and I confident enough to move forward with our second home purchase. We highly recommend Rebecca to anyone looking to secure mortgage lending no matter your financial or marital situation her many years of experience make her a specialist in any scenario. Do yourself a favor and work with Rebecca for your lending needs and I assure you she will connect all the dots!

I had a great experience with Rebecca for my recent mortgage. I never felt any irritation in…read moreworking with her. She was always quick to answer any questions. She was responsive to my needs and her team gives her great support. I did almost everything by email right from the start which worked well for me. I could call or drop in anytime and be in and out quickly because of her convenient location on Fairview Rd. I highly recommend them!

David Montgomery was an absolute blessing to have for our home purchase. He moved as fast as the…read morebuyer and seller allowed him, and my family was living in our home just 9 days after reaching out to our realtor and David. In our case, the seller and I are both military and live across the world from each other (Japan vs South Carolina). If David received documents from the seller in the middle of the night for me to review/sign, they were waiting in my inbox when I woke up without fail. David answered all of the many questions I had as a first-time homeowner. I cannot think of a single step of our buying experience that coud have gone better. Thank you David.

Wonderfully efficient, thorough, and honest service in refinancing our house. Closed in 11 days…read morefrom the day we initiated the refinance process. Saving over $300 a month. Great loan officer!!!

From the owner: Jonathan Chandler has been helping families for over 18 years. Honest, reliable, responsive, he…read moredelivers on his promises, is always available to his clients, and ensures on time closings every time. At 19, an age when many people are still trying to decide what to do with their lives, Jonathan Chandler was inspired to help people in the community. He followed his heart and entered the world of lending to assist clients with loans and homes purchases. Jonathan says, "The thing I enjoy most is helping others obtain their dreams of owning a home and making sure the process is easy as possible." While he helps all types of homebuyers, he specializes in assisting first-time homebuyers and veterans. Jonathan says, "Most people just want to buy a house; they don't necessarily want a mortgage. My job is to help coach and guide them throughout the process and make the process as smooth as possible. I tell clients upfront, 'I understand you're looking for a house. Here's what I can do to help. We're going to make the process as smooth as possible. We're going to close on time. And we're going to give you the best deal that we possibly can.' I'm going to be there for them from start to finish and treat them like family. Being there when they need something, whether it's 8 am or 8 pm on a weekday or on the weekend-- that's what I'm all about."

From start to finish, Rick did an exemplary job handling the entire process. Clear, organized, and…read morefull of answers to all my questions. His response time was incredible. His team is outstanding and have an very professional work ethic. If you need a mortgage, there is no one better. Highly, highly recommend Rick and his team at Top Flite Financial!!!!

From the owner: Rick and Top Flite Financial is able to provide services for all kinds of financing, from…read moregovernment loans to conventional financing options.

I closed a loan with Resource Financial Services today and it was the absolute worst experience I…read morehave ever had doing business. A week or so ago I decided switch my loan from my trust to my LLC. I specifically asked if anything would be different and was told there was a fee to buy down the rate but everything else was exactly the same. Having blind faith in my lender I trusted that this was the case. When we sat down at closing today there was a prepayment penalty if I sold or refinanced or sold in the next 3 years of over $43,000.00! I asked the loan officer (who was present at the signing) why she did not tell me about this. She said I signed it in the docusign. I specifically told her previously that I did NOT read the docusign and asked her if anything was different. She had said everything else was exactly the same. There was never a mention of the prepayment penalty fee being added in and I did not know about it until I had flown across the country to sign all the documents. On top of that she agreed that if the rates dropped a bit this year and if I refinanced with her that she would work with me on the pricing and fees. I should've been more cautious as I had more than one call into her this week and my calls were unreturned. Yesterday as I was traveling to get here she said I am in a meeting and will call you back but never did. I only found out later that as of 5pm the closing stuff had not even been sent to my attorney yet. So here I sit at the table with the attorney , my realtor and Caroline Smith (the loan officer) and I tell her Im not signing this. She says let me go see what I can do for you. She excuses herself to make a phone call that we are not privy to. She comes back and says if you sign this today and give us $14,000 extra we will negate the prepayment penalty. I was appalled and under great duress at this point. Where Im from this is called extortion. I told her to leave and that I no longer wanted her there. As she walked out the door she said " I am not a liar". Well Caroline omission of facts is also dishonesty in my book. She then said angrily the rates will not hit 6% this year! I said "do you also work for the fed?" She left and about ten minutes later addendums started coming to my attorney that I had to sign there was a couple of places throughout the contract that they were changing and sending to Donaldson Law Firm as I was sitting there. There were multiple places they hadn't caught when sending the paperwork over that needed to be changed at the last second. To Resource Financial Services this was obviously just another loan to push through but to me it was my dream home. I sat there with my dream on the table unsure If I should walk away or just sign it. I had flown across the country and had already wired over half a million dollars to the law firming this was what i've been working towards my entire life. I would caution anybody to think twice before using this company. A new home is life's biggest purchase.....Imagine yourself at the table, with an extra $43,000 penalty that no-one told you about and then the loan officer tells you, if you give us $14,000 more dollars we will waive it.... what would you do? Do NOT let yourself get in a. situation like this with a company like this. As for Caroline Smith and RFS....buyer beware!!

From the owner: Resource Financial Services is a local independently owned mortgage banker, serving clients from…read moremultiple locations in South Carolina, North Carolina and Florida. Working with us gives you a dedicated team of full-service mortgage bankers and insurance agents who will provide the answers and options you need as your life changes.