5 years ago Gene Walters at Hometrust Mortgage guided me through the purchase of my Tower Lakes home like a superhero - 5 years later, I tapped Gene again to help me get the most out of my equity. Here is how it went: Gene, Your work ethic is amazing. You are truly a magician and top my list of "Master of Their Profession." Thank you, sir. Matt read more

Hometrust Mortgage Corporation - Mortgage Lenders Near Me - Schaumburg, Illinois

Working with Dave's team at HomeTrust was a pleasure. They were responsive, quick, and clear, and got us to closing in under 20 business days. We were so happy with our experience read more

Very pleased. David, Aiden, Reda, and Teresa worked hard, listened well, responded quickly, and were creative in their problem-solving. Happy to recommend. read more

We had the pleasure of working with Home Trust, during the process of purchasing our forever home. This company came highly recommended by our realtor. We were attempting a very quick closing. Home Trust was able to accommodate our needs. Our closing was delayed, due to 3rd party oversight. The Home Trust team worked incredibly hard to get us closed on our new home. The entire team spent countless hours accommodating the 3rd party requests, and putting us in the position to close. I was beyond impressed with the work ethic of this company. And the dedication of David. read more

David and his team were easy to work with. They were easy to contact, and responded quickly to my questions. It felt like the process was moving forward from the offer to the close. I most appreciated David and his team taking time to explain the elements of the process and what the reasons behind them. I would recommend David and his team to anyone who wants a smooth close, and especially to a first-time home buyer. read more

I applied for a home loan at this company. Rich the guy that took my information wrote up the loan wrong stating I would put more down as the down payment. when I called him about it he did not return my calls. after 5 phone calls and decided to ask for his manager. Then he returned my call and told me to go ahead and sign the incorrect policy that he would fix it after the fact. Then he connects me with a loan processor that wants me to sign a note auhorizing them to withdraw money from my credit card. with no amount listed. That is when I decided to cancel the contract with this company. I get a note from Rich saying I am a wacko. Go ahead and cancel it. Service stinks and they do not listen to what you say. Not professional at all. read more

We feel so lucky to be Dave's client. It was our 1st mortgage, no idea of the process and our time was very limited. Dave was the nicest guy to speak with, very thorough, very professional, very patient. His team is extremely friendly and prompt. We got our first house on time with the best rate. Highly recommended! read more

I'm beyond impressed with the service I received from Dave Geiselhart! He was all the things you want - really knew his stuff, helpful, and responsive. He had me clear-to-close in 2 weeks AND with a lower interest rate than I expected!! I will absolutely use Dave and his team again in the future and have already started referring him to family and friends. Thanks Dave! read more

I contacted Dave at the recommendation of The Pickard Group (also HIGHLY recommended) and had an amazing experience. He was friendly, knowledgeable, calm, and efficient. He checked in with me periodically after our pre-approval to see how the sale/purchase process was going and entertained several of my hypothetical situations. The whole thing felt too easy and too good to be true. In the end, it was the real deal. The approval process was SO efficient (a single request for docs) and we had a full clear to close 30 days before closing. The buyer of our home was a real blockhead and we ended up scrambling 18 hours before closing before they had a clear to close on their side. Dave and his team took it all in stride, went the extra mile, and had things turned around and ready to go for closing on our buy side! I really can't recommend Dave enough. He'll take good care of you with awesome service and a great rate. read more

David and his team were just great from the get-go! David made me feel confident as soon as we started working together. I was pre-approved in just 1 day and had my offer in 2 weeks later. Everything went very smooth and I got the (town) Home of my dreams! I would STRONGLY suggest anyone needing a mortgage to David and his team and Hometrust Mortgage! Thank you very much! :-) read more

Dave has helped us with our mortgages for an investment property in the city, and most recently buying our home in the suburbs. He is so helpful and knowledgeable and really goes above and beyond to help his clients, especially in the crazy market we found ourselves in this past summer. He was always available to answer any of our questions, and give us his advice and expertise. My brother also uses his services and we all could not recommend him enough! read more

David and team are amazing! Due to the crazy housing market a few month ago, the seller asked if we could do this without Real Estate Agents. David & team helped navigate the whole process, was incredibly helpful, explanatory, gave us many options and really made it as easy a process as one could hope for. David in particular was always available to answer a text or call no matter if he was at a ballgame or hiking on vacation...excellent service all-around and will work with them again. read more

David Geiselhart is a professional in every sense of the word. He is extremely personable, asks the right questions, always takes the time to answer questions and never makes you feel like you are a bother. He possesses an expert knowledge of the lending process and his follow through on promises was exceptional. During these crazy Covid-19 times we still obtained the rate and loan we had planned on from the beginning. David helped my partner with recommendations on PPP loans for his small business and gave us excellent recommendations for Homeowners Insurance to save us even more money. If we had a need for another loan, we would not hesitate to contact David! read more

We would have never received a mortgage for my new house at the incredible rate and terms without the unbelievable effort and assistance by my Senior Mortgage Banker Elizabeth Hirsch! The whole mortgage process is very daunting with all of the forms, paperwork, signatures, reviews and discussions required. Elizabeth will make this process seamless for you and explain terminology, scenarios and objectives from the buyer, seller, builder, and customer's point of view. Elizabeth was able to cover every issue, discrepancy, and term that an underwriter would question when approving the loan. As you get near the closing date, she will make sure everything is checked and all of your bases are covered. She is very accessible and was able to answer every one of our questions straightforward without any bias. Our closing process was very smooth without any issues because of Elizabeth's work ethic and diligence! Folks, if you qualify and want a great mortgage call HomeTrust and ask for Elizabeth to help you with your mortgage. I'm going to recommend Elizabeth to anyone that needs a mortgage in the future....you should too! read more

I closed this past week on refinancing a mortgage with Hometrust for my condo in downtown Chicago and wanted to put in a good word for them because I was very pleased with everything in terms of interest rate, highly responsive service throughout the process and timeframe to get everything finished up. My refi situation was a bit different than most as I'm self employed, the condo is held in a trust and it's also a second home but Hometrust was able to get everything situated easily once I submitted any documentation they asked for. The mortgage industry is so regulated by the government now that documentation is required for many things but Hometrust laid out what I needed to provide and they took care of everything once I sent it in. The interest rate I was able to lock in was better than what the large banks were offering so I benefitted from their ability to find the best deal on my behalf. Initially I looked to Hometrust because a friend of a friend in the banking industry spoke highly of this operation and sure enough I had such a good experience that I wanted to let others know that Hometrust made my complicated situation smooth and got me the mortgage I was seeking. read more

David and Evan from Hometrust I can't say enough about them great service, very knowledgeable and friendly. I would recommend them to anyone for any mortgage needs. Thanks again. read more

David and his team at HomeTrust are nothing short of amazing! Our bank (a major international bank) started working on our mortgage in February 2019 for a close of April 12, 2019. One week prior to close, we were told they needed a form from the IRS in order to close. This caused our close to be pushed back. We were moving from SC to IL and this caused countless issues with the move. We came to find out that the form that the bank needed is very common and they should've known to ask for this early in the mortgage process. Our realtor suggested we talk to David and he and his team had our mortgage approved and ready to close in 3 DAYS....what our bank couldn't do in 2 MONTHS! They worked tirelessly to get everything done for us. We will never use another lender! read more

The owner Dave Geiselhart had my loan underwritten/approved/funded in less than 10 business days! Dave is lights out and exceeded my expectations. He is hyper responsive and will return your call, text, or email in less than 5 minutes. I refer all my friends, family, and business clients to him and all have had nothing but positive experiences with him and the HomeTrust Mortgage staff. Thank you Dave for saving us money and helping us close in such a quick time frame. read more

David and his team were reliable, responded quickly, got us a great rate, and handled everything (including all of our first-time homebuyer questions!). We highly recommend HomeTrust Mortgage. read more

David & his team made buying our new house not only a dream come true but also easy & stress-free--not the easiest to do! He was easygoing, rolled with the punches when we had to move dates around & made the closing fun. I highly recommend!! read more

Beware!! Although you will get good rates that's about it!! The lenders call YOUR homeowner's insurance company without your knowledge and try to change your policy!! Very unethical. They divulge personal information ie: "you have ruined their evening with children", " you have triggered their anxiety", " they normally don't take "difficult" clients, made them eat points and only call you to berate you for not returning emails because THEY have wrong email account. . So beware and make sure you check everything!! They were my third lender in one month due to bad rates and bad appraisal. They knew this from the word go and assured me all would be ok. I was already aggrevated at redoing ALL the paperwork and credit checks then this nonsense!! Icing on the cake, at closing they let you pick location, it's in an email! They sent their person to the wrong location! Location is in an email! Seriously unbelievable!.CEO didn't want to speak to me oh well read more

I was referred to David and HomeTrust through my Realtor (Nick Kramer of Remax - outstanding Agent) and I was quickly surprised by his attention to detail and patience. I was purchasing my first home, and David was able to navigate my less than stellar credit, while also fielding my endless questions. His team was excellent to work with, extremely knowledgeable, quick to respond and kept me informed, at ease and engaged throughout the entire process. Our interactions always picked up right where they left off, it was like I was his only client, and that made all the difference. I am a customer for life! read more

David was referred to me by a co-worker and I am so glad he did! David and his team at HomeTrust Mortgage are absolutely amazing! They made the mortgage process so easy and painless! David responded very quickly to all my questions as a first time buyer and was such a great resource for me! I would highly recommend David and his team at HomeTrust mortgage to anyone in need of their services. read more

We used David Geiselhart and company as our lender for our home purchase in May 2019. His team delivered in an amazing way! If only actually finding a property and physically moving could actually be as easy as the home loan process was LOL! Home Trust is transparent, friendly, robust, experienced, honest and timely. They work hard for their clients to deliver exactly what was discussed. Home Trust has a stellar reputation with real estate professionals as well as with real estate attorneys - that should tell you something. Our loan was funded in literally a matter of minutes; we were given a fabulous rate and life is good! I highly, highly recommend using Home Trust mortgage; this is not my first rodeo and believe me, they are heads and tails above the rest! read more

Absolutely horrible experience. We were 'approved' for a 3% down program and after the appraisal was completed and paid for (we were not able to transfer the appraisal to another lender), suddenly we were not approved for the 3% down. Our loan officer, Brian, said the program changed without notice by Freddie Mac. Freddie Mac does not change programs without a fair warning. The issue supposedly was that Brian did not put our address on the approval. Sound very much like a bait and switch to me, especially with the appraisal already complete. We ended up going with the vanilla 5% down program and ANY mortgage lender can handle the request, unfortunately we were basically forced to use Hometrust. We were up against a closing date within two weeks and had no choice but to stay with this horrific lender. Actually, they are not a true lender, they are a correspondent lender and are a third party dealing with the actual lender, which happened to be US Bank and appears to be their main lender. I was told by Brian that they were the lender, he failed to tell the whole story as he is a correspondent lender. Make things easy for yourselves and go avoid Hometrust and go directly to your bank or US Bank. We missed our initial closing date due to numerous errors and delays from Brian and the Hometrust staff. Brian sent an email out the Sunday night of the week we were scheduled to close on the initial closing date stating he would be taking the week off. I have not issue with taking time off, but to hide behind an email and run from the problem is a weak move. Brian gave us a contact, which happened to be the owner of the company, Evan Geisehart. I called Hometrust a number of times and asked to speak with Evan, he completely avoid my calls and never returned my voicemails. Absolutely unacceptable as the owner and knowing a loan was having issues. I was told by the staff, Evan does not get involved and lets his staff handle the loans and issues. Yeah, that did not work out to well. I see why Brian feels okay to run away and hide, it all rolls down from the owner, better to run away and let the incompetent staff continue the disastrous process. We missed our second scheduled closing date, again due to Hometrust lack of aptitude, causing us some many issues on out end that they just did not care about. After many other issues, we finally were able to get cleared up, we were able to schedule a closing. Brian was back by that time and provided a list of things to bring to closing. The lack of clear communication from Brian nearly made us miss our closing while we were sitting at the closing table. We had to scramble to get US Bank the requested documentation that should had been delivered by Brian. The closing took well over three hours and could have and/or should have been handled in well less than an hour. I finally received a call from Evan after yet another request via text from me to Brian. The call was after the loan had closed and funded, Hometrust got paid. Evan was completely unprofessional, aggressive towards me, not sympathetic and had a 'I don't care' attitude. Evan was nothing but arrogant and rude. Evan was one of the worst people I have ever spoke to, especially with the story above and arrogance he demonstrated. For your sake, simply run the opposite direction from this company. You do not need to deal with a correspondent lender, go directly to the source, make a few calls to banks and keep your sanity. The lack of care, poor communication, horrible process and all the frustration Hometrust caused is why I need to warn as many people about Hometrust. There were many other bad things that happened I am not sharing simply because my review is already very long. read more

We needed to close on our home purchase very quickly so we could get our kids in the new school system before classes started. Dave at HomeTrust was able to get us to closing in record time with almost a week to spare. No other mortgage company could have even come close. read more

Best group of Mortgage Bankers ANYWHERE! Hands down the most integrity filled group of professionals. Greta rates and great service!

My fiance and I just closed on our house last Tuesday. We worked with Elizabeth at Hometrust Mortgage and she was absolutely phenomenal. We were first-time home buyers and she spent considerable time up-front explaining the mortgage process and helping us decide which option was right for us. Throughout the process she was incredibly accessible, answering our countless questions and frequently checking in on us to ensure we understood everything that was happening. Highly recommend! read more