If you expect potential issues with qualifying or underwriting requirements, Michael is the…read moreseasoned pro that you need on your team. He solves problems and gets the deal done. I purchased an investment property in April 2018. The appraisal came up short, repairs needed to be made and documented, and demands from the mortgage company all presented potential roadblocks. However, Michael was able to develop successful strategies to address each and every issue and meet an aggressive closing date. The communication was excellent. I was in touch with Michael almost daily and he returned calls, texts, or emails usually within a couple of hours. To his credit, Michael also assisted with issues after the deal was done. Buying real estate is never effortless. But Michael can make the process smoother.

All our expectations were exceeded BY FAR! Mike and his team of seasoned professionals found me the…read morelowest possible interest rate available and the service was top notch from beginning to end. I couldn't believe how quick and easy it was to purchase our dream home. Highly recommended. They saved my marriage!!

Although I have excellent credit scores, refinancing a mortgage can sometimes prove challenging…read more In tough economic times, I was upside down on my Las Olas condo in downtown Fort Lauderdale, but times finally changed for the better. Having been referred by my friend Randy to Marc Halpern at Halpern & Associates on Miami Beach, the mortgage refinance process proved a lot less daunting. Marc was professional and made sure I had his cell number in the event that I had questions or concerns. Not only dealing with Marc, I had the opportunity to speak with Ralph and Elizabeth on numerous occasions. The paperwork process seemed never ending and much more than I remember from past purchases, but Ralph and Elizabeth always had an answer to questions and walked me through the process flawlessly. I probably spoke to Marc 20 times during the mortgage process and had not a single problem or issue. Lot's of paperwork, but I was quickly advised that "times have changed." After everything was said and done, I was happy with the terms and conditions of my mortgage loan, the interest rate, and - of course - the extra cash in my pocket. Traffic from Fort Lauderdale to Marc's office proved challenging but that wasn't his fault. On the two occasions that I make the ride south, I drove around for an hour "to bring back memories" from a time so long ago. Having grown up in South Dade, I was a frequent visitor to Miami Beach back in the '80's and early '90's. Following Hurricane Andrew, I moved north to Broward County. Five stars to Marc Halpern and his staff at Halpern & Associates. Bill Lewis Fort Lauderdale, Florida

The best in Miami Beach! Love there one on one and their dedication to their customers.read more

Just bought my own place with Vera.She is a very professional mortgage broker and a nice person.Had…read moreincredible experience with her. Doing above and beyond for the costumers.

From the owner: Verushka's Casa, LLC. NMLS # (2588850)/Florida state license # (NMLS #11661) is a Full-Service…read moreMortgage Broker. We offer every loan product known and have the ability to shop all loans for the best possible option for anyone. Get a quick quote on closing costs and the interest rates on your chosen mortgage financing program. We can source unique consumer financing on non-warrantable condos, construction loans and Condotels. Please reach out for a quote.

John was genuine and incredibly helpful with guiding me and my wife through our first home buying…read moreprocess. Got us our dream home! Would absolutely recommend advice from him. Thanks John!

Where to start...John was amazing from the very first phone call! Always on top...what a great…read moreexperience! My loan was approved in record time, no hiccups at all. I will definitely recommend John and his team to everyone! Thank you so much!

Emmanuel is amazing as far as brokers go. He was helpful and clearly knowledgeable and always…read morereplied quickly to important emails and call with all the parties. in the transactions. He was truly cared that we closed in time and even went to our closing, to our surprise and to the surprise of even our real state agent. He was the one party that made my wife and I feel taken care of as we bought our first home, as opposed to just a number. We found Emmanuel after our first broker company neglected us and even gave us a hard time after switching. Emmanuel took all the pressure off us and made it happen. Don't hesitate to contact him. You will not regret it.

Mr. Fajardo was very knowledgeable and helpful. Was always on top of everything and would contact…read moreme every step of the way. Turnaround was quick and easy. Awesome job!!!

Andrew was excellent. Not only that he gave me best rate but also his responses were fast and…read moreefficient. I highly recommend to work with Andrew when looking for a good mortgage company.

Huge thanks to Andrew Vogel and First Capital Trust Mortgage for making the mortgage process…read moreseamless! Andrew handled everything with professionalism, clear communication, and efficiency--making the entire experience stress-free. If you need a mortgage done right, he's the one to call!

Jorge helped us getting our mortgage, refinance, new mortgage when we moved and trust me on…read morethis...always always unbeatable rates, the fastest closing we had once with him was 4 days !!!

Jorge's services came highly recommended as I looked for a broker to purchase a new home and he…read moredid not disappoint, he is profesional and courteous, the process was quick and very clear, he was attentive and answered all questions, always available for any need and guiding us through every step.

So I wanted to get in the real estate property business and Miami was definitely a place I was…read morescoping out. One, I am very new to this, and Two, I don't know Miami that much. Well a friend told me to check this place out and I am so glad I did. Throughout the whole process, the owner was very customer service oriented. When I say that, I mean he was able to take phone calls all throughout the day and after hours. He always ensures I don't have any lingering questions, and he offered me the best rate I was able to find. Compared to other stores that have office hours, whether it be me just being anxious, or I have a quick question, they will answer at any time. I even called him with a question when I was out of country and he still took the time to answer my mortgage question. Very professional and made the whole process easy for me. I secured a VA mortgage for a home from him so I can rent out, but I found out he also does land, construction, and even conventional loans. All at a competitive rate. It got my vote not from just the services offered, but customer service was key, and I feel that is a very important thing to offer when it comes to big money investments like these. I'll definitely be coming back here for more loan services in Miami.