I was referred to Mr. Shawwa by a very dear friend of mine that has entrusted Mr. Shawwa with every financial transaction she has done from purchasing a home to refinancing to real estate investments. I am a single mother and didn't think that being a homeowner in Miami was realistic. At our first meeting, Mr. Shawwa informed me of the whole process along with answering each and every question with professionalism and honesty. Mr. Shawwa has exceptional knowledge in all aspects of mortgage financing and real estate investing. He provides you with one on one attention, delivers great customer service, is extremely professional, keeps you well informed of the process, provides great recommendations and is extremely straightforward. I truly believe that my achievement is in part due to his sincere support, advice, leadership and a willingness to see me through. He is an excellent financial advisor and a great inspiration. Mr. Shawwa showed me that through hard work and dedication my dreams can become a reality. I truly appreciate and value everything he has done throughout this process. Given his very busy schedule, he always gave so very generously of his time, knowledge, and patience. I look forward to working with him and his awesome team in the future. There is no question in my mind where I to for my financing needs. After working with Mr. Shawwa and his assistant I have learned that dreams do exist and can become a reality. Thank you Mr. Shawwa and Ms. Bacigalupo!!!!! read more

I felt compelled to update my review because once again Emad Shawwa and Giulianna Bacigalupo have outdone themselves by providing me exceptional services for the purchase of an investment property and to refinance my parents' home. Emad and Giulianna walk you through every step of the process and closely monitor the transactions to ensure that everything is proceding according to plan and schedule. Whenever I needed to electronically sign any documents or provide any documentation in connection with the loan, Giulianna always followed up with me to make sure I had received the necessary requests and often times would make direct contact with insurance companies and creditors in order to resolve issues and speed up the process. I couldn't be happier with the way in which Capital Trust Mortgage handled these various personal and investment transactions. I have now used Capital Trust Mortgage for three refinance transactions and one investment purchase transaction and can vouch that Emad and Giulianna are consummate professionals who will provide you with the best possible service. I will always return to them in the future for any of my mortgage needs. read more

I was a first-time home buyer and I couldn't have had a better experience going through this. Mr. Shawwa and Giulianna were by my side throughout the whole process, providing me with advice and guidance. I was sent e-mail updates and received phone calls letting me know what was going on and what needed to be done next. Giulianna always made sure I had the right information sent and prepared. Capital Trust Mortgage took me through the process of buying my first home step by step. They got me a great rate on my mortgage and was by my side till the end. I appreciate their patience and hard work throughout this process. They made a potentially stressful time become extremely easy and stress free, well stress free on my end lol. I would recommend them to anyone!!! Thank you again Mr. Shawwa and Giulianna for making my first home buying experience a memorable one. I look forward to working with you again. read more

Helenne Gonzalez : El 06/01/2018 fue un dia muy memorable en mi vida, la compra de mi apartamento. Un proceso no tan largo como estresante, en el que estuve bendecida todo el momento por mi Dios , poniendo en mi camino a personas que con mucho amor, profesionalismo y paciencia estuvieron conmigo en esta aventura. Capital Trust Mortgage Corp fue la compañia que me guio hasta el paso final, Gracias Sr. Emad Shawwa, y la super dulce y paciente Giulianna, asi como Marla Santos como agente de ventas. Escribo este mensaje en español, para todas esas personas que quieren comprar una propiedad y estan buscando ayuda, y buena consejeria, que no duden en contactar a Mr. Shawwa, y su magnifico team, les aseguro saldran muy satisfechos. Siceramente read more

I have had a great experience working with Mr. Shawa and Giuliana! They were true professionals, and did their best to get my refinancing within 2 weeks. I was surprised how efficient and diligent they were through the process from the beginning to the end. They informed me every step of the way which helped me trust them in this very important process. I highly recommend their business and them! I will for sure do future financing and refinancing. Thanks for a job well done! read more

June First was a great day in my life, I became in a homeowner. The experience was amazing, but at the same time stressful .Hopefully it was no longer because an incredible and very professional guide I received from Mr. Shawwa and Giuliana. They helped me from the beginning with the best advices and collaboration , letting me feel secure through the entire process. I highly recommended Capital Trust Mortgage . Thanks Mr. Shawwa and Giuliana. Sincerely Helenne read more

These people are ON TOP of everything! They are knowledgeable, efficient and diligent at what they do.. Our refinancing processes was smooth and quicker than we ever thought possible. Everything was done neatly and professionally. We will definitely keep using them for our needs and highly recommend them as they get things done! Thank you Mr. Shawwa and Guiliana at Capital Trust Mortgage :) read more

What I, as the realtor, thought was going to be a simple transaction turned out to be the deal from hell! Thanks to Giuliana's attention to detail, numerous phone calls and unwavering positivity, we all successfully closed this deal. It was a pleasure dealing with Emad and Giuliana and I certainly will use them again when the chance arises. Bravo Capital Trust Mortgage. read more

What an amazing experience on our refinance. Quickest closing ever! What a wonderful knowledgeable staff. Emad Shawwa is amazing, he knows his real estate and got us a fabulous rate. His loan processor Giuliana led us through the entire process. She is professional, intelligent and an absolute doll to work with. Highly highly recommended. Thank you Capital Trust read more

Capital Trust worked with me to get a mortgage done in a very short time. They were the consummate professionals. They made the whole experience as easy as possible. They took on all the follow up so nothing had to be re-done do to time constraints. I highly recommend them Emad & Guilianna are at the top of their game at all times! read more

I have had three transactions with Emad Shawwa at Capital Trust Mortgage during the last 12 years. There is no one else I would go to. The lending/refi process can be tough. Emad makes it a pleasure. His rates, his knowledge, his service, his immediate responsiveness and his judgment make him the best in town. read more

MR. Shawwa and Giuliana were there for us every step of the way. they were very helpful and informative and they went out of their way to make my home purchase possible. I will definitely recommend this to anyone thinking about buying a house. Thank you Capital Trust! read more

Emad & Giuliana were awlsome! The refi on my house took bout 3weeks & they were there every step of the way. I would strongly recommend then to anyone who is in need of a mortgage or refi of thief property. Warm Regards, Mark Bunch read more