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    IBC Bank

    1.2 (6 reviews)
    Open 9:00 am - 5:00 pm

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    Personal banking

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    5 years ago

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    Bank of America Financial Center - Me and Sarah

    Bank of America Financial Center

    (33 reviews)

    Going in the door: a lot of my frustrations center at the corporate level. Some policies show the…read moretrue idiocy of the thought these banks were "too big to fail". This particular location is lucky to have Mr. Morris, a personal banker who was truly there for me and my family after my dad passed away. Had to handle a lot of business (powers of atty, putting myself on acct so I could best help my widow mother, separate acct for the estate, etc) and Mr. Morris has been really awesome. Alone, he's worth 5 stars. Unfortunately even with Mr. Morris, I've struggled with countless roadblocks, mostly corporate, but also with branch employees. More than once, I've run into tellers/others who "didn't see me on the account", turning me away despite my KNOWING everything was in order (I'm an attorney, by the way). Instead of trying to find the answer, seems the default frame of mind is, "I don't see that in the computer, therefore I can't help you" (or, unspoken, "I don't know how to do that, therefore, go away"). Example: one time I attempted to deposit checks for my mom, but didn't yet know their account #. Explained the situation to the teller (dad died, I'm handling a lot of finances, my name should be on account, I have power of attorney) and gave her my Information. DENIED! she couldn't figure it out, therefore it wasn't her problem. Needless to say, I always look for Mr. Morris because he knows my situation well and gets whatever I need, accomplished. Another time: mom wrote a check to cash, but the teller almost didn't let me cash it because I didn't have the account number! (Psssst, hey lady, the account number IS ON THE FREAKIN' CHECK!) Again, thank God for Mr. Morris. The hoops to jump through at the corporate level are RIDICULOUS. Can't tell you how many time we've scanned my dad's death certificate to "the powers that be" in order to get something accomplished. The Power of Attorney I presented early on was initially denied, because it wasn't an original (even it doesn't have to be). Stuff like that. Left hand....has no idea what the right hand is doing. Beware when trying to handle business with "the big banks", be prepared to be frustrated. But if you're going here, ask for Mr. Morris.

    I opened a cc with Bank of America and went to make a payment early and accidentally enter the…read morewrong bank account number so the payment bounced. It took me a couple tries to figure out what was happening BUT no payment was ever late. In fact I paid more than they were asking me to and early but Bank of America immediately cancelled my cc. I called asking to appeal it was on the phone for at least an hour and they couldn't help me and said I had to wait for the letter to come in the mail. I got letters in the mail and nothing was about the cancellation so I called again. Another hour down: told again there would be a phone number for me to dispute the cancellation. They all lied to me. I got the letter and there was no number so I called again. TWO HOURS. And they told me to kick rocks basically and said there is no appeal process and they don't care if this is a misunderstanding. Horrible customer service. My credit is taking a hit for NO reason. And on top of that they LIED to me. Then told me I could open a new account. Absolutely NOT. Bank of America will never get my business.

    Capital One Café

    Capital One Café

    (61 reviews)

    $$

    Even though I'm no longer a Capital One customer, one visit to the Capital One Café had me…read morereconsidering. It's such a unique concept that blends banking with a modern coffee shop, and it works surprisingly well. What initially brought me in was **MLB Mondays**, which offer complimentary drinks--a fun perk that introduced me to the space. I'm glad it did because I ended up loving the atmosphere. Even when it's busy, it never feels loud or chaotic. It's the kind of place where you can focus, study, read, work remotely, or simply enjoy a good cup of coffee. The seating options are another highlight. Whether you prefer traditional tables and chairs, comfortable lounge seating, cozy benches, or smaller tables for solo work, there's a spot for everyone. They also have three reservable conference rooms, which are perfect if you need a private space for meetings or focused work. I was also impressed by the self-service cashier's check kiosk. Being able to request and print a cashier's check directly from the app is a convenient feature you don't see at most banks. The café regularly offers freebies and member perks, which definitely add value. While I found the food to be a little pricey for my taste, the drink prices were much more reasonable. Overall, I love the concept--it's part bank, part coffee shop, and completely inviting. Whether you're taking care of financial business, meeting friends, getting work done, or just looking for a comfortable place to relax, the Capital One Café is a space I'd happily return to. It may have even convinced me to look into becoming a Capital One customer again.

    My wife and I stopped by Capital One Café this past Monday, and we really enjoyed it. It was pretty…read morebusy, which is understandable, and being so close to UTSA, you can definitely tell it's a popular spot for college students. The customer service was very welcoming, and the atmosphere was cozy. It was a little loud for me personally, but hey, it's a busy coffee shop, so I can manage. Now, what really brought us here was the coffee. I tried the Tropical Mocha, and it was fantastic--strong, flavorful, and definitely had the right amount of caffeine. My wife tried the Blueberry Matcha Latte, and that was delicious as well. They're also running Free Coffee Mondays through September 5th with the Capital One app, which is a pretty cool bonus. Overall, I definitely recommend giving Capital One Café a shot if you're in the area. Great customer service, comfortable environment, and most importantly for me--the coffee is damn good.

    IBC Bank - banks - Updated September 2026

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