Quick recap for those of you not familiar with the story, or for those of you who don't want to…read moreread my previous reviews (but you really should!): -In spring 2018, I met a woman and we had a lot in common, so I thought there was potential for a friendship -Chatting to her as a friend, I spoke about my hobbies and interests, which included travelling, and wanting to advance in my career in order to make more money to travel -It turned out that she "works" for World Financial Group and kept trying to recruit me, pestering me with texts and phone calls -I clearly told her several times that I was NOT interested, and to stop harassing me -I blocked her in June 2019, although I didn't tell her I was blocking her So I thought that "blocking" someone mean that you could not receive any texts or phone calls from them. WRONG. While you can't receive texts from them, you can still receive phone calls, but since they are "blocked", it will go straight to voicemail, and you won't see that you have any missed calls; you will just see that you have a voicemail. In my opinion, that is worse than having your phone ring and seeing who it is, because I hate checking voicemail (it can be time consuming), especially if I can't see who called. Around September 2019, she called and left a voicemail, leaving a message with her usual bullshit, "You said you wanted to make more money and travel, blah blah blah", which I deleted. Then yesterday, while I was in class*, she apparently called again, and left a voicemail. This time all it said was, "Hey, I haven't heard from you in a while, let's meet for coffee." I also deleted that. However, I never want to hear from her again (BLOCK should mean NO MESSAGES!), so today, after googling on how to ACTUALLY block someone, I called my phone provider and asked them to block her number from being able to leave voicemails. Hopefully that's the end of that, and she doesn't start calling me from a different number... *So, instead of trying to recruit people into a pyramid scheme in order to make more money, I have been going to school (partially paid for by my work), advancing in my career (I wouldn't have gotten my current position if it weren't for the courses I have taken), all the while collecting my defined benefits pension. And THAT is how you make more money in order to travel.

We reached out to Steve and Money Coaches Canada as we wanted true objective, independent advice on…read moreour financial state. Steve answered our questions, developed a plan, and now we are feeling far less stressed about our financial future. We felt like our plan was individualized and directed toward our goals. The process was worth the investment! We highly recommend him for younger people starting out, mid-career, and nearing retirement! I have already referred him to family and colleagues.

I found Money Coaches Canada and Steve in particular when researching the difference between a…read morefinancial adviser, financial planner and a financial coach. I was at a place in my life where I really wanting to take charge of my finances; however my bad habits and thoughts around spending and saving money were acting as huge hurtle. Because of these bad habits my savings were non-existent, my credit cards were maxed out and I was in no place to invest so naturally a money coach fit. After speaking with Steve on the phone my wife and I decided to meet with Steve for a FREE consultation. Steve is very knowledgeable and personable and seemed like a great fit to work with. I'm not going to lie; at first I was very skeptical and hesitant to commit to a program with Steve as I was barely getting by and thoughts of paying someone to tell me how to save/spend my money seemed foreign. Steve told us not to worry that we wouldn't even notice his fees in the long run.(Yeah right!) Well I pleasantly surprised by this experience! Not only did we not notice his fees but he actually helped us to get on track. Within 6 months of working with Steve our lives have changed so much for the better. The stress we use to feel in regards to finances has been lifted greatly. We are on track to pay off all of our debt in a record amount of time, AND we actually have savings building up monthly. In 5 months of working with Steve we were able to pay off over $12,000 in debt - YES you read that right 12K! He is not by any means a magician that just makes money appear and fixes your finances; you have to want to make changes for the better. Much like losing weight; you can't just do it for a bit and hope for the best; you need to be prepared to change your life style and habits and commit to the program. My wife and I both agree that working with Steve was the best decision we made in 2017 and we are looking forward to walking the path that Steve has help to create. Debt Freedom is on now on the horizon were I have never seen it before. Give him a call and see what he can do for you!

Alison is an extremely intelligent professional who really takes the time to educate her clients on…read morefinancial concepts. What stood out to me the most out of all the other financial planners I've talked to is her wholistic and comprehensive approach. She covers everything from cradle to grave, including assisting with will preparation. Her service is stellar and really catered to clients' needs. She goes above and beyond to make sure we are taken cared of. At first I thought I was set with my previous financial planner, but Alison educated me on a permanent tax sheltering retirement plan that I had no idea existed! I wish someone had told me earlier! I highly recommend Alison if you're in need of financial information and even a second opinion or review of your finn

From the owner: Specializes in helping individuals, families and corporations / small businesses in cutting and…read moresheltering taxes, maximizing cash flow, saving and growing wealth, protecting from loss of income, protecting assets at time of death, and planning for passing on their legacy to future generations in a tax-efficient manner.

Robert has helped me with my disability and life insurance every step of the way. Initially he sat…read morewith my wife and I, listened to what we wanted, asked questions, and then came back to us later with options that were customised to our needs. My life policy ended up being more affordable and without the exclusions that I received a previous quote from someone else. Also, as my disability and life insurance needs have changed since taking my original policies and he has been great along the way in helping us adapt to our changing needs. Laurent has also been great at helping if Robert was away. Robert is professional, polite, on-point, timely, helpful, and never pushy.

I had a meeting with Laurent Munier to acquire health and dental insurance, and it was a complete…read morewaste of time. The whole event was rushed and disorganized. He made reference to health plan charts, which he had forgotten to send prior to the meeting as preliminary reference for my options. Still, we went through the usual exploration questionnaire, through which he also took the opportunity to pitch other businesses I wasn't interested in. I had taken an hour of work for Health & Dental insurance. When the meeting ended, Laurent Munier had explained that: 1. He would send the health plan charts he'd to forgotten to send prior to meeting 2. He would send a personalized health plan according to what he had learned in the interview/meeting. 3. He would send a follow-up e-mail, as customary, with details for our next meeting. None of that happened. Still, I took the first step to send a follow-up e-mail the next day because the whole point of the meeting is of importance to me(health). No response. No one should have to chase someone around for service. Meeting with Laurent Munier was a waste of my time.

Reaching out for help with money management can be incredibly stressful and shameful. The workers…read moredid an amazing job of listening to our concerns without judgement and provided fact based information on how to get out of our situation. It relieved a huge amount of stress and provided tools to help turn our situation around. I would highly recommend them, whether just for developing a budget or for addressing debt.

Very understanding and professional. Answered all my concerns and questions. I wish I had called…read morethem earlier instead of trying to cope all by myself.

Taayla worked with me for the last 10 years. She helped me save with the right investment program…read moreand educates me on what is required to reach my goals. I really appreciate her patience, her easy to understand solutions and the ongoing support. Super grateful that she's in my corner!

From the owner: We specialize in helping families get clear about their financial goals. That involves identifying…read morecash flow, protecting their income and using the right savings vehicles to minimise taxes. Our approach is holistic in that we walk alongside families for the long term in supporting their financial needs. We also work with business owners in developing unique strategies to flow money out of the corporation with tax-effective solutions.

As a realtor, I have worked with Holly on several projects. I have found her to be 100%…read moreprofessional and a real "wealth" of information on all things financial. She sponsors and hosts regular information meetups on a wide variety of financial topics. If you need financial advice, invest a bit of time to meet with Holly. You'll do your finances a real favour!

From the owner: I am a values-based financial planner. I help families, professionals, and business owners define…read moreand achieve their financial goals at all stages of life. Many women come to me because they are looking for a female advisor who can relate to them. As well, I specialize in responsible (ethical) investing, which is important to a lot of my clients. If any of this rings true for you, please visit my website!