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3 years ago

Great Customer Service, I got sooooo much funding with Her! Credit went from a 545 to 776 I got a car with her too

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Caravan Credit Services

Caravan Credit Services

(1 review)

DO NOT use this company! If I could have given them 0 stars I would have. Caravan promises to…read morechange your credit however their customer service is horrendous and lacks any type of knowledge needed to complete the task at hand. I would just like to inform the staff at Caravan of how unhappy and unsatisfied I was with not only with the service but also the level of care that was taken with my personal credit file. Being that I have entrusted my financial future to the hands of a company that I was highly unhappy with, needless to say I was very disappointed and angry. I had a charge off and two other accounts that were settled on my credit file and was told "oh don't worry about it we will remove everything we do it all the time" however this was not the case because I was constantly receiving letters from all three credit agencies stating that nothing was going to be change on my file. I then spoke with Caravan and all of the sudden their story changed to reflect that oh no well sometimes stuff just can't be removed from your file. I even had to go to the lengths of removing incorrect collection agency accounts on my credit file myself!! They did absolutely no work on my file but still wanted me to pay them for services.

From the owner: There are several differences between personal and business credit. At the same time there are a…read morelot of factors in the use of running a business that may impact both personal and business credit. The key to building business credit is to limit the use of personal credit and increase the use of business credit. This can be done by first building your business credit profile with the major business credit bureaus, obtaining vendor credit, receiving a credit score and then increasing the amount of credit receive in the business name. Most small business owners use their personal credit information to obtain leases, loans and trade credit under their business. Just by having the knowledge of the use of business credit you can limit the use of personal credit. By doing so you can build your business credit and at the same time increase your personal credit score, lower your interest rates on loans and save tens of thousands of dollars in the process.

iheartcredit - financialadvising - Updated June 2026

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