Great Service. Got my loan closed ON TIME as Promised! It was a great experience from start to…read morefinish. It wasn't an easy loan to close. but John got it done! Thank You so Much!!!

Fantastic service that led us through the process without a single issue. John Macchiarelli was…read morethere for us every step of the way, and always responded to any questions or concerns within minutes. I cant speak highly enough of John and his staff and look forward to working with them in the future. Thanks John for making my wife and children happy in our new home. Any questions dont hesitate to ask!

I can not tell you how happy my wife and I are with Jim. We were told by several lenders prior to…read moreJim that we wouldn't qualify for a mortgage due to our unique circumstance. We had all but given up hope until another lender who also tried but failed to get us a mortgage referred us to Jim at First Mortgage. Jim fought and fought and found us a mortgage that worked for us. When all others failed he prevailed! What more can I say about this guy. There's a lot of "mortgage brokers" out there who talk a good game but fall short or at best offer you crap service and still fall short. He was always responsive to calls and emails days, evenings, & weekends. Do yourself a favor and give him a call first.

I worked with Jim on my recent refi and the service was excellent throughout. The pricing was…read moregreat and the refi closed in less than 3 weeks, which is quite amazing. He used Google drive to share documents and communicate which made the process super smooth. We had a little hiccup at the time of closing but he was proactive about getting it fixed. I highly recommend Jim. It's hard to go wrong with him and his team!

I would highly recommend James - he was very helpful and knowledgeable! He made the whole process…read morereally smooth and had answers to all of our questions.

From the owner: Do you need a purchase mortgage or could you use a refinance?read more

I highly recommend Michael Maloof. He returned my call within five minutes. He found the right…read morecontact for me for a complex residential refinance.

I found Michael to be very good at getting me mortgage with so many options was very diligent on…read moregetting it done and closing me on time

Mortgage made easy! Excellent communication throughout the process. Online tool made also made it…read moreeasy to monitor the entire process. Highly recommend their services. Bishoi ensured that our application was processed on a priority and without any hurdle. Mamta kept on top of the application and coordinated with all related parties. And she sent weekly summary to everyone, which was great. Excellent team!

From the owner: Buying a home is easy when you have the right team behind you. That's why we're your personal…read moremortgage shoppers. Let Petra Cephas do the hard work and match you with the best mortgage lender for your personal financial situation. Our extensive list of direct lenders means that you get the most aggressive loan rate, and get a home loan tailored exactly to you in New Jersey, New York, Pennsylvania, California, and Florida. Let us cater to your needs and make your home financing process as simple as possible. Call us today!