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    Jomar Financial

    5.0 (1 review)
    Closed 9:00 am - 5:00 pm

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    International Real Estate Services - Feeling relief and blessed after meeting Danny Arriaza to finance our new home.

    International Real Estate Services

    (12 reviews)

    Danny Arriaza and his team were very attentive and meticulous about getting the proper paperwork to…read morepurchase our family home from my siblings. He knew it was an emotional time for us, and not something we would be familiar with. What could have been an overwhelming situation was a very positive experience. Their patience and availability was most appreciated. Highly recommended with many thanks!!!

    My best friend and I are house hunting. We saw their ad on Craigslist for a property. When we…read morecalled the number, no one answered. We left no message, but they did call back within 10 mins. The Realtor we spoke to was named Lenny Pardo, who said she cannot make it out there, but told us to go and she will give us the Lockbox combination for the property. She told us to call when we arrived there, but since we'd be driving a good 45 mins, I called before we even left the house. She obliged and gave us "the lockbox" combination(s), saying "its gotta be one of those two", even though we gave her the exact address of the one we were interested in. Sure enough, I should have listened to my gut. There was no lockbox to be found. The only device on the building that needed a dial-combination entered was the sprinkler system. We spent about ten minutes looking and decided to give Lenny a call. On this call she says, "check by the main door. There should be a black lock box with a combination lock." Once again, we scour the premises, even double checking the back door thinking she may have mis-spoke. After another ten mins of searching, we call again. Lenny now says, "its near the pipes by the garage". Ok, total opposite end of the property, but now we scrutinize every inch near the garage. Hmm, still not looking good, and there are two of us. What are we missing? Ok, at this point, we feel like we're the idiots and we're bothering her since we're basically getting a "look harder" response. We decide to just head back home and never deal with this agency again. About 10 mins into our drive home, we get a call from Lenny saying, "how did you like it?". We told her it was nice from the outside, but never got to look inside, so we cannot fully answer. It was then she said, "The neighbor Rodrigo should also have a key and can let you in". Yeah. Great. My gut said not to go, as its always best to have the realtor with you when touring since they can answer any questions right up front. I should have followed my instinct. I just figured we had a free Sunday afternoon and didn't really have anything else on the agenda, it was like "why not?" Ah well, I got my answer. So many red flags, but again, free time so figured it wouldn't hurt to look. ***Red flags that may tip you off, but for whatever reason I ignored them*** ...About 90% of our calls go to vm almost immediately. ...When calling back, She answers "hello" so you almost think you have dialed the wrong person. ...She gives away lockbox combinations, which realtors should only have access to ...You can never talk to just Lenny, she's always talking to someone else in the background ...She never offered to find a nearby associate or her herself offer to meet up with us when we were having issues finding the lockbox I've only dealt with Lenny Pardo (male name, but female associate) and since she represents this company, the whole company gets 1 star.

    Meridox Real Estate and Mortgage - Linh Tran - Broker

    Meridox Real Estate and Mortgage

    (126 reviews)

    I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

    I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

    Ernesto Garcia - Elite Fundings

    Ernesto Garcia - Elite Fundings

    (55 reviews)

    As first-time homebuyers, the process can feel overwhelming and even a little intimidating. From…read morethe very beginning, Ernesto and Samantha made us feel supported, informed, and truly cared for. Working with them was such a blessing during such an important milestone in our lives. I had many questions throughout the process, and Ernesto always responded with incredible patience and kindness. He took the time to meet with me, explain things more than once, and make sure we truly understood every step. We never felt rushed or dismissed--only supported and reassured. What meant the most to us was the sense of trust and calm Ernesto brought during moments that could easily have felt stressful. He constantly reassured us and reminded us that we would get through the process together, and he was right. Buying our first home is something we will remember forever, and we are so grateful that Ernesto, Samantha, and their team were part of that journey with us. They truly went above and beyond to guide us all the way to the finish line. If you are looking for a team that is knowledgeable, patient, and genuinely cares about their clients, we cannot recommend Ernesto and his team enough. A true 5-star experience from start to finish.

    Here's a polished ~100-word review you can use:…read more Ernesto was absolutely fantastic to work with for both my initial mortgage and later refinance. From start to finish, he was knowledgeable, patient, and incredibly responsive. He took the time to explain every option clearly, answered all my questions without rushing, and made what could have been a stressful process feel smooth and manageable. Ernesto worked hard to find the best rates and terms for my situation and kept me informed at every step. His professionalism and attention to detail truly set him apart. I wouldn't hesitate to recommend Ernesto to anyone looking for a trustworthy and dedicated team.

    Thomas Rios Real Estate Broker - Thomas, my wife and Me. First time homebuyers!

    Thomas Rios Real Estate Broker

    (32 reviews)

    Our homebuying experience was a wild one due to Covid. Thomas throughout the whole process was very…read morepatient and above all else compassionate and understanding of our situation. We never felt pressured and we always felt that he had our back, and was always at the ready when we saw a house on RedFin and were acting like children in a candy store, and also handled my wife's neurosis beautifully and with patience. Because of Covid we were having trouble getting any traction on our offers, and Thomas went above and beyond in the process and did his best in helping us submit our best offers. The house we are now going to call home, almost didn't happen because I was tired of the process and had lost hope in finding a home. Thomas gave us a gentle nudge and just kept his optimism on and sure enough, the next day we saw the house/condo and a few days later we were in escrow. Part of that was his great communication, being on top of things and also helping us work through so many obstacles we faced because of my 401K's rules. Throughout the home buying process Thomas was right there by our side, making sure things were taken care, and our loan docs were all in order and that all our questions were answered. I consider Thomas a part of our family now.

    I met Tom while checking out a home in West Covina where I live. I want to sell my house and buy a…read morebigger home, he was able to answer my questions and offered to give me a free report of comparables so I know what my home is worth first. He also explained the mortgage process, and knows people that can preapprove a loan for my complicated transaction, although I think I got the mortgage part covered thru my credit union. Since I work long hours, I dont have a very flexible schedule to view homes, so he's been patient with me and my family, showing homes at my convenience at odd hours and short notice, now that's customer service. I now have him helping me sell my home so I can get a bigger home!

    Jomar Financial - mortgagebrokers - Updated September 2026

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