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    Julia Gotico Finance Team

    5.0 (1 review)
    Open Open 24 hours
    Updated over 3 months ago

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    Services - Julia Gotico Finance Team

    Mortgage services

    Mortgage refinancing

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    Rahill Real Estate Group

    Rahill Real Estate Group

    (285 reviews)

    I recently sold a commercial property in Big Bear Lake and used Melissa Evans-Gray of Keller…read moreWilliams Big Bear, a part of Team Rahill (Rahill Real Estate Group) to represent me. Melissa is a delight to work with. She is super responsive, and she knows her stuff. There were a lot of "hoops" to jump through in the sale of a commercial property, and she led me through them with competence. That includes coming up with solutions and executing them when we ran into stumbling blocks from either the city, the county, or even the buyer. I have used Melissa and her colleagues at Team Rahill multiple times now for both commercial and residential purposes and have never been disappointed. Highly recommended!

    We were lucky enough to partner with Rahill's agent Destiney to purchase a second home in Lake…read moreArrowhead. Destiney was thorough, responsive, and always willing to go the extra mile, with so many examples, including meeting an electrician at the house on our behalf, bringing by cookies, or laundering our bed linens on move-in day! Destiney is knowledgeable, down to earth, and was committed to our success in the home buying process. She was patient in awaiting our approval for funding, relentless in negotiating on our behalf, and was EVEN willing to take a commission cut if needed to ensure that our deal was closed. We're so thankful to have worked with Destiney and would strongly recommend her to any home buyer!

    Meridox Real Estate and Mortgage - Linh Tran - Broker

    Meridox Real Estate and Mortgage

    (126 reviews)

    My family and I needed an experienced realtor that could navigate the potential twists and turns of…read moremy grandfather's trust. Meridox turned out to be the best choice we could have made. Trung and Linh were consistent with their communications with us and kept us informed on all aspects of the listing, negotiations, and escrow processes. From our first meeting, they were well prepared and did their homework. Comps and initial estimates were extremely helpful. The most impressive aspect of their services was the negotiations, with multiple offers received, Meridox carefully orchestrated another round of bidding, culminating in us receiving the highest and best offer. Disclosures, paperwork, and escrow were a breeze. I would highly recommend their professional services to friends and family, and I would use them again in a heartbeat!

    I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

    Alpine Escrow Corporation

    Alpine Escrow Corporation

    (23 reviews)

    I have had a few opportunities to work with Alpine Escrow on smaller transactions, a dock sale and…read morea land purchase, and these transactions were handled fine. Unfortunately, this was not the case with a recent home purchase. The escrow ended up taking much longer than anyone wanted. During the back and forth with the previous owner of the home I was able to get a 5,000 reduction in the final sale price. As we were set to close, after all the back and forth and signing of documents, I noticed that the loan amount did not match the price I agreed to purchase the home at. I brought this to the attention of Alpine, and everyone else but it seemed like nobody could explain how this happened nor wanted to take responsibility for the error. After countless calls into the office without any kind of explanation or resolution I was left with having to move forward and pay the incorrect / higher price for the home. I was truly baffled how this many people could have missed a 5,000 discrepancy. To make matters worse--I was unable to even speak to anyone at Alpine. No one would take my countless calls. I emailed and called over and over again and at one point I was left on hold by no less than 3 different people in the office (for almost an hour) only to be told the person who was handling my paperwork was "not available" for the rest of the day. I still have a 750.00 discrepancy that my loan officer, my realtor or anyone else can understand but I have just given up dealing with Alpine Escrow. This is a small community and it is rather unfortunate to have to be subjected to such a frustrating experience that seemed completely avoidable.

    Alpine escrow was a pleasure to work with . They are very knowledge , supportive, trustworthy,…read moreapproachable and very familiar with the house buying process in the mountains ! Couldn't recommend highly enough. Will definitely be working with them again in the future . Also, BIG thank you to Andrea. You are amazing ! -Angelo + Jacqui

    Viewpoint Financial

    Viewpoint Financial

    (17 reviews)

    My experience working with Viewpoint Financial was exceptional. The team is knowledgeable,…read moreprofessional and always willing to go the extra mile. They were so pleasant to work with. I highly recommend using their services. Terri Taflinger

    Review for Viewpoint Financial -- Marvin Hudson and Team I…read morerecently worked with Viewpoint Financial on my mortgage loan, and I cannot speak highly enough about my experience with Marvin Hudson and his team, Emi and John. They were truly exceptional from start to finish. Initially, I began my loan process with a close friend ("Broker A") who has over 30 years of experience in the mortgage industry and had successfully helped several of my friends in the past. However, after a week and a half, I still hadn't received a formal rate quote, and a few early missteps left me concerned about the direction of the loan -- concerns that, later on, could have cost me the house. Feeling uneasy, I reached out to another highly recommended broker ("Broker B") from my best friend, who has bought and refinanced over ten properties. Broker B was more efficient than Broker A, but after a week, his offered rate was 7.02%, compared to Broker A's 6.98%. Rate aside, I still didn't feel confident moving forward with either option. I expressed my concerns to my real estate agent, Fred Wilson from Capitis Real Estate, who recommended Marvin Hudson at Viewpoint Financial. I called Marvin at 4:30 PM on a Monday, and after providing him with the necessary information, he promised to get back to me within a few hours. True to his word, he responded just four hours later -- a refreshing change compared to the days or weeks I had waited with the others. I told Marvin candidly that I would not be playing favorites, even with close friends involved -- I would simply work with the broker who earned my trust by offering the best rate and the best service. Marvin and his team rose to the occasion. Within just a few hours, he secured me a 6.499% rate on a 30-year fixed mortgage -- far better than the other quotes I had received. This wasn't a multi-million dollar loan; it was below $500,000 mortgage. Yet Marvin, Emi, and John treated me like I was purchasing a $10 million property. Their communication was outstanding: frequent updates via phone, email, and their website kept me informed every step of the way. Once the initial details were finalized and the rate was locked, Marvin introduced me to Emi and John, who managed the process seamlessly. Every Tuesday, Marvin personally called to review the loan's progress and ensure there were no issues -- and if there were, he and his team quickly addressed them. As anyone who has purchased a home knows, the process can be incredibly stressful. However, Marvin and the Viewpoint Financial team made it as smooth and stress-free as possible. They were professional, efficient, knowledgeable, understanding, and genuinely committed to ensuring I had the best possible experience -- regardless of the size of my loan. I am deeply grateful for everything they did to help me get into my home. I will absolutely be recommending Marvin Hudson and Viewpoint Financial to all my family, friends, coworkers, and anyone looking for a mortgage or refinance. There is simply no better team out there. Thank you again, Marvin, Emi, and John! -- Steven

    Julia Gotico Finance Team - mortgagelenders - Updated July 2026

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