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    Key Insurance Services

    5.0 (1 review)
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    Services - Key Insurance Services

    Homeowner or property

    Car and truck insurance

    Life insurance

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    11 months ago

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    Acuity Insurance - Lawyer demand letter.

    Acuity Insurance

    (52 reviews)

    This company certainly takes advantage of their license to steal. We purchased a liability policy…read morefor our small business. Every year we were required to be audited which required us to provide sales and payroll information. Because our company increased in volume sales and payroll increased they charged us more that our premium, even though we never filed a single claim. This is wrong! I will never do business with an insurance company that requires yearly audits. We learned our lesson and purchased a replacement policy with a company that does not do audits!

    SUMMARY: No matter how appealing their quote looks--don't fall for it. Go with a major insurer with…read morea strong local presence in your state. You might pay a bit more each month, but when you need help, you'll want someone who can send an adjuster to your door and cut you a check that same week. Acuity will only multiply your problems and pain. DETAILS: A relative I care for had insurance through this company for nearly 10 years without ever filing a claim--until her car was damaged in a hit-and-run. That's when the nightmare began: 1) Three weeks of delays just to start the process. They required our dealership--the largest in Arizona--to resubmit all its paperwork using a completely different system than the one they originally told us was acceptable. 2) A ridiculously convoluted process to turn over the totaled car. They kept claiming we hadn't submitted paperwork that we had sent multiple times. Then they required us to coordinate directly with their local pickup company, which failed to show up twice at the scheduled time. Acuity then turned around and complained to us that the car wasn't picked up on time. Really? 3) Nearly two months to issue a check. The entire claims review process dragged on for weeks and weeks and weeks. And there was no reason for this at all - it was a straightforward hit and run case, with a clear repair estimate from a reputable local dealership. 4 )An indifferent, unhelpful adjuster. Our assigned adjuster had all the charm of a robot but none of the efficiency. She consistently took two days or more to reply to even the most basic questions--and the responses were usually incomplete or irrelevant, triggering another two-day delay with follow-up questions. She frequently promised to send information and then didn't follow through. The lack of urgency, empathy, or basic professionalism was stunning--especially considering this all happened over the Thanksgiving and Christmas holidays.

    Key Insurance Services - homeinsurance - Updated June 2026

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