This is the Boiling Springs, S.C. branch of First Piedmont Federal. Being a branch it's naturally…read moresmaller in size. It was lunch time ( usually a busy traffic time ) and there's only one customer in front of me. Very unusual as this bank sits on the super busy Hwy. 9. Additionally, this place has a very tight parking lot. Maneuver with care!

From the moment I entered the building to open an account to the moment I left, I received…read morecourteous service, warmth , and professionalism. Leave the big banking behind, and give this business a chance.

Where do I begin? Let's see…read more.. Customer service. They are sooo willing to serve their membership in a kind, responsive way. I've never had a bad experience with them. Isaaileen cares so much (tell her Ryan and Marty sent you), and she'll probably give you a good smile. I've had so many pleasant experiences with the staff (experiences that might not be pleasant with other financial institutions). (Also, say hey to Philip for us too... We don't get anything out of it other than a good laugh with these friendly people.) Fees. I should say lack thereof. Some major banks charge monthly service fees. Spartan Federal charges you nothing. Notta. I mean, if you overdraw, then they charge you a fee (but that's totally expected). I can't recall any hidden fees for my accounts there. International Exchange Rates. Really? This small SC credit union has better international transaction rates than Bank of America, a bank large enough to throw its weight behind such an issue? It's totally true. This is why I signed up with SFCU. They helped me squeeze every little bit of my money while I was in England! NCUA. It's the FDIC for credit unions. Yeah. Accounts in this credit union are insured too, strange right? Wrong. You'd be surprised as to how awesome credit unions can be. But what about that ever convenient ATM network that the banks have, I can't give that up, can I? Well, think about it this way. Most major banks have network ATMs anyway, and if you use an ATM off network, you're charged a fee. The same thing works with credit unions. Some credit unions have ATM alliances (get out your smart phone, look at the SFCU website's ATM network page, and find the closest networked ATM or call SFCU during business hours), meaning no ATM fees at select ATMs. Just do the research and see. They do so much more. Loans. State-of-the-art online banking. Birthday cards with awesome coupons!!! They're so congenial. They are the exact opposite of greasy bankers out to make a buck, seriously. Look at their website. If you meet their membership requirements, feel free to talk with them. If you're unsure, they'll help you figure out if they're the right fit for you (in an honest and candid way).