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    3 years ago

    Thanks for making the process easy, I was confused but you guys made it all work for me. Thanks

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    Hoyes, Michalos & Associates Inc. - Hoyes, Michalos & Associates Inc. Licensed Insolvency Trustees in Cambridge, Ontario Canada

    Hoyes, Michalos & Associates Inc.

    (1 review)

    If you are in a financial crisis get help now! Don't wait and hope it will all go away. Debt has…read morebeen robbing me of my quality of life for too long and my only regret is not coming in sooner. I entered carrying the weight of my shame and defeat and left with the first shred of relief I have experienced in years! From the very first email correspondence to the actual first meeting the experience was nothing but positive! I have a lot of social anxiety and was terribly nervous but the second Ian started speaking I felt calm and determined that together we would come up with a plan that suited my situation and my means. He was thorough, spoke in terms I understood and made sure everything was making sense to me. He is the type of person that you instantly trust because it is so evident that all he cares about is you and your well-being. I was prepared for tears but instead of tears there was laughter. There was positivity and clarity and hope, all things I thought I'd never feel again under the shadow of this debt. There was zero judgement and I never felt that any of his questions were intrusive or made me uncomfortable. Just knowing that I have his guidance and that there is a clear plan to recover from this setback means more than anything right now. He followed up in an email almost immediately after our meeting to let me know that I can ask questions at any time and turned this money-trouble mountain into a money hill. I urge you to not let your pride or shame delay you from seeking help immediately! It's going to take some time and commitment on my part to get there but one meeting was all it took to make me optimistic about the next steps and my financial future.

    MWC Service

    MWC Service

    (1 review)

    This company has now start dealing in used cars. I would like to share my bad experience to warn…read moreother people.We went to this dealership from an hour away location. It is owned by a father and son. We were looking for a BMW and so we went there after checking some google reviews. I would like to point out that most of their reviews are fake. Initially, the son of the owner showed 2 cars and they seemed ok. But once we went inside to discuss the numbers the whole story changed. First of all, the salesman which happens to be the owner's son showed us the carproof which had 6 months old report date. When I asked that if he had a recent version, he said you should be looking at the print date. Really?? Anyone can print a 10 year old document and the print date still will be today's date. This is a trap to sell you accidental cars. When we asked if the price could be matched with other dealers, the son called his father or the owner of the place and he started a very insulting conversation. They should advertise that it is a no haggle shop. They are not even willing to drop off a single dollar. They don't know how to talk to people and have no sense of customer service. The owner acts as a totally illiterate person. When we said that we are not willing to buy the car, he still kept pushing and jnsulting. He said show me how you are calculating the payments and started a debate. The cars are not worth it. They even charge the cost of detailing the cars from customers $400 which no dealer charges. It was our worst experience and we would not recommend anyone to go there. Also beware they may sell you a rental vehicle as they have a rental business as well.

    From the owner: Most Wanted Cars by Theo Motors is a family owned and operated pre-owned automotive dealership. We…read moretake great pride in our ability to provide customers with exceptional pre-owned vehicles at exceptionally low prices. We have been in business for over 30 years and can provide some of the best financing rates available. Bad credit? No credit? Previously filed for Bankruptcy? No problem, we will do our best to get you financed no matter what your circumstances are!

    Lachlan Capital - businessfinancing - Updated May 2026

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