I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

I've worked with Phil multiple times over the course of 7 years and can't recommend him highly…read moreenough. He's a trusted advisor who makes the mortgage process clear and manageable. Phil takes the time to walk through all the options, helps you make informed decisions, and is incredibly responsive and easy to work with. He's flexible, reliable, and always available when you need him -- truly a partner you can count on during an important financial decision!

It has been a pleasure working with Alex and his team. Alex is extremely knowledgable about his…read moreindustry, knows ins and outs of the mortgage requirements, how to navigate challenges, and will exceed his promises. We are already planning to work with his team for other mortgages that we need. This has been absolutely nothing short of an extraordinary experience in an industry which many would put personal profit above their clients best interest.

My experience with Alex Doce from First Community Mortgage was phenomenal. The entire process was…read moreextremely smooth from the initial pre-approval, appraisal, underwriting, and down to the closing. I found Alex solely by searching the web for local lenders and his name happened to come up on every platform I visited, so I took a leap of faith to trust the reviews and can now vouch for his raving reviews. It's only right I add my testimony. He works fast and is efficient. Thank you Alex for your knowledge, professionalism and service. All the best, Kim and Rafael

I will not remove anything until I am reimbursed If you…read morehave people scamming from your business that's on you I do not know that how do I know it was not someone within your company ?? Refund my $365 that was scammed from my account by your business name then I will remove and we will both be happy

Fabulous staff. Great dedication. To service and details. Quick and East set up better than a…read moretraditional bank especially for short term needs. Little hassles. Highly recommend their team and services.

If you're self-employed, like I am, finding a Lender who can provide loan products for you can be…read morenearly impossible. After having exhausted all my "local, traditional" Lenders, I knew there had to be other options available for self-employed persons such as myself with solid credit & good business history, solid assets, but still self-employed. A&D Mortgage has been just the answer. PJ Harley, the broker with whom I am working, has worked diligently to scout out the best products, best rates, and in a remarkably short time. He always responds quickly to my calls or texts. In short, if you need an OUTSTANDING Mortgage Broker, look no further. I think you've just found it!

I think this company's a joke. My co-borrower and I made NUMEROUS phone calls and sent numerous…read moreemails to A&D Mortgage and to their frequently confusing mortgage loan service contractor during the VERY SHORT LIFESPAN of our loan. We were told conflicting information on more than one occasion, which required MORE CONTACT attempts on our end to clarify the information provided to us. Recently, we submitted a change of address form via email per their live associate, only to find out almost an entire month later the form was "DENIED." The property has since been sold. No one with A&D Mortgage or with their affiliates, ever notified me nor my co-borrower of their decision. I'm assuming these seemingly incompetents disclosed our personal information to the property's new owners/occupants via mailed letters. In fact, I just got off the phone with one of their supposed supervisors who wasn't able to reasonably help me. Instead of resolving the situation, she opted to transfer me to an automated survey line while I was speaking. What a poor excuse for an associate.

I got a referral to go see Dan for my very 1st mortgage loan. I was on the edge to choose between…read moreDan from priority lending or another broker from another lender.My heart and soul was telling me If any broker can help me it will be Dan. So I choose Dan to help us with our Loan process. Dan been nothing but great to us, he explained everything so clear to me. He made me feel very comfortable so far. And his very professional. His a very easy going guy. You can get in touch with him at anytime. I will recommend all my family's & friends to Dan and his staff for future business..

If you need a mortgage, Priority Lending is a must. As a realtor and homeowner myself, I use them…read morewhenever possible. Dan is the hardest working, most knowledgeable and most caring lender in the business. I have so many success stories with them and although they may not want me to let everyone know...they got a loan completed in under 30 days! So they're fast, efficient and friendly, too. A must use for your lending needs!

Quite possibly the best service I have experienced. As a first time home buyer I certainly needed…read moresomeone to explain the process thoroughly and walk me through each step. Stephen McWilliams was exceptional as he was always there when I reached out and went way above and beyond in representing my interest during the purchase process. Stephen was so knowledgeable about everything and he was able to communicate it in a way where I could understand everything. I will absolutely go out of my way to recommend Stephen and his team to everyone I know. Cannot imagine having bought my home without him. Thanks Stephen!

I worked with Betty to buy my first house here in South Florida and I could not be happier! She was…read moreamazing. She was always available to answer my questions and she was very patient. She was extremely knowledgeable, even getting me approved for a HUGE tax exemption I will receive annually . She always had all the paper work ready on time and explained everything in detail. I could not image a better agent. I'm SO glad we made the decision to work with her. Thanks Betty!

We had a great experience with First Choice Financial. Julie was excellent and the process was…read morecompletely seamless and easy. It was very much no stress all the way. As far as numbers go, First Choice offered us the best deal, much better than what we found at traditional banks. And the loan process was a breeze. Whenever something came up, Julie made sure to quickly communicate what to do or send. She was easy to reach and always there for questions. Julie treated us with the utmost respect and professionalism. You could plainly tell that not only was she a seasoned pro, but that she also had our best interests at heart. Huge plus. There is no comparison between First Choice Financial and major banks. It was such a better process than I am used to, I am really kicking myself for not using them sooner. I would highly recommend.

We can't say enough wonderful things about Julie at First Choice Financial! From the very…read morebeginning, she made a stressful process feel smooth and manageable. Julie was always patient, kind, and incredibly responsive. No question was ever too small, and she took the time to explain everything in a way that made sense. What really stood out was how much she genuinely cared about helping us reach our goal. She went above and beyond to make sure every detail was handled and kept us informed every step of the way. It honestly felt like we were working with a trusted friend rather than just a lender. Thanks to Julie's hard work and guidance, our experience was smooth, positive, and even exciting. We're so grateful for her support and can't recommend her highly enough to anyone buying a home!

They charged me 4.75% on my condo when the going rate was 3.0%…read more I was recently called. They were very nice, and wanted to know if my home was affected by Hurricane Ian. But beware the sugar-sweet tone of their callers: Translation: Was their collateral impaired by Ian? Why do they want to know that? Well, once the house is damaged, their collateral is no longer worth what they loaned you on it. They can ask for more money from you perhaps, or perhaps call in the loan. Bad enough people lost their homes-- must TMF now make it worse by calling in their mortgages? If they want to know this, they should send out their investigators and underwriters, instead of further victimizing those who lost their homes. Shame on you The Mortgage Firm!

Amazing service! Highest level of professionalism I've…read moreencountered in 30 years in Florida - what a pleasure to deal with competent detail oriented individuals They have truly made my condo buying experience in retirement as seamless as possible! I cannot recommend them more highly- shout outs to Kristy and her team Ashley an Tyler!

Wow! Jen Beeston's team is outstanding…read more I had the pleasure of working with Jen Anderson, and she is one of the finest professionals I have worked with in my career. From start to finish, she was knowledgeable, responsive, transparent, and genuinely committed to helping me make the best financial decision. In the end, I did not choose Rate--not because of anything they did wrong, but because my home builder offered incentives that simply could not be matched. What impressed me most was that Jen and her team never pressured me to stay with Rate. Instead, they honestly advised me to accept the builder's offer because it was the better financial choice for me. That level of integrity is rare. They put my interests ahead of their own profit, which earned my trust and respect. If I have the opportunity to use a lender again in the future, Rate will be my first call. I recommend Rate without hesitation, and I give my highest recommendation to both Jen Beeston and Jen Anderson.

I found Jennifer watching a You Tube video and contacted her while house shopping. I ended up…read morepurchasing a new construction home so used the builder's lender to get the great incentive. Jennifer's team quickly reviewed my loan documents and gave the thumbs up, even though it wasn't with them. I can't tell you how much value they added to make me feel confident moving forward with the biggest purchase of my life. I would absolutely recommend Jennifer and her knowledge and highly responsive team!!