Stephen Livesay took the time to explain the details of our loan offer, and even helped us compare…read moreit to other offers, apples to apples. He answered many questions and had lengthy calls to assist us in making the best decision for our family. In the end, our builder's preferred lender offered incentives that Stephen said were actually worth "real money" and not just a shell game, adding fees here and there to make the offer look more appealing. He advised us to accept their offer and lock in the rate before any chance of changes. When we expressed shock that he would be so forthcoming when it didn't benefit him, he simply said that doing right by us would bring us back to his company in the future if we ever need another loan. He was absolutely terrific. (He also caught a major mistake that a big name bank made in their initial loan estimate to us. The big-name bank admitted that Stephen was correct.)

Made the process of purchasing our first home very easy. We got approval quick and knew everything…read morewe were getting into. I've heard horror stories about the underwriting process, but ours was relatively easy. Were definitely pleased with their services.

We had the privilege of having our home mortgage financed through Primelending. Our financing…read morespecialist, Delphine Amrhein, was an absolute pleasure to work with. She found a specific loan product that fit our financial needs perfectly. She gave us many options. Delphine was courteous, easy to work with, and incredibly skilled at what she does. She helped us navigate through the many hurdles now required to obtain mortgage financing without having to worry about missing crucial dates, like our settlement. She constantly stayed in contact and is easily accessible. Just an absolute pleasure to work with. I am confident she can manage anyone's mortgage needs and recommend her highly. Thanks Delphine!

Believe me, I had heard enough radio commercials to know that when it came time to refi, I was…read morebound and determined to experience their so-called no-closing-cost loan. But I knew I needed to be smart and check out other great sounding options. So I did. I offered several other companies our business, expressing the desire for a no closing cost loan. Other companies said sure we can do that, then when I looked at the fine print, it was obvious that they were just building the closing costs into a higher price point loan. NO. That was not what we wanted. I am happy to report that Skip at Miller Lending along with his team of hard-working folks achieved for us exactly what they have advertised and what we wanted. A no-closing-cost refi. It was all done via email and the internet. Even the closing part couldn't have been easier as the notary from the lawyer we chose came right to our house! Do you still have to go through the annoying process of supplying all kinds of personal financial information? Yes. But you have to do that with any mortgage loan. The whole process for us took about a month from beginning to end. Very much worth it as they have saved us about $300 a month!

I have done multiple loans (1 purchase and multiple refis) with the Miller Lending Group working…read morewith Gordon Miller, Skip Dyer, Brian Koncz and Lori Koncz in various combinations. I am very familiar with mortgage lending and could tell right away that I was dealing with knowledgeable professionals across the board. They were extremely responsive and kept everything on track to close all my loans without a hitch. I highly recommend Miller Lending for a home purchase or refinance.

Michelle Brown at First Flight Federal credit Union in Cary was highly recommended by my CPA/MBA…read morerelatives and she was great. Their money market has a very good interest rate and Michelle took me through the process seamlessly. I'm now looking at refinancing my car loan with them for a better interest rate than I have now. Thanks Michelle and First Flight!

First Flight Credit Union Bank at 1815 Kildare Farm Rd has excellent customer service. Officers…read morethere are friendly, thoughtful, respectful, and always willing to help and guide you financially if you need to do so. My family and I became customers at First Flight several years ago. A great institution. Michelle has a very nice way to treat customers. Usually we talk to her when visiting the bank. I highly recommend this institution.

Kevin and his team are great! I've worked with them 3 times for both purchases and refinancing. He…read moreis very knowledgeable and responsive to questions. I felt his rates were competitive and fair. I'll definitely use Grayton Mortgage again if I have a need.

I just closed escrow today, and the one thing that I really want to do right now is write a few…read morewords about Patrick who was my loan officer. We went through two loans together in the past 5 weeks or so, the first one a super-rushed, 10-day-to-close loan that I was bait-and-switched into by another lender but which ultimately fell through due to low-appraisal failed negotiations, the second one being the one I closed escrow with today. You learn a lot about a person during trying times. Believe me, that first loan was a tough situation and very time-critical. Patrick pulled through for me in a time of crisis. All through both loans, Patrick consistently demonstrated commitment, expertise, steadiness, good nature, humor and wit, open communication, honesty, and leadership. I am grateful to have had Patrick on my side this time and look forward to working with him again for my next mortgage loan or refinance. Thank you, Patrick!!

I reached out to Eleanor and Stephen back in 2012 when I wanted to refinance my home loan. I had an…read moreFHA loan and wanted to go to a 15-year option. I love the blog and website that they have and learned a great deal about various types of loans. I was transferred to Stephen and he was a pleasure to work with. He got me set up with a home inspector and I refinanced my loan to a lower interest rate. Stephen is the loan underwriter and he did it all. I still get their newsletters and recommend any one in NC looking for loan options to this dynamic duo. They know their stuff. I enjoy their new newsletter as well because it has lots of great information about all kinds of things beyond loans. Thank you!

Stephen provided expert, level headed advice, and delivered on his word to make the deal work…read more Buying a house can be a difficult process, particularly from the lending side, and for that reason I believe that working with Steve and his team is a great choice.

Mackenzie and Meg of Ensemble Properties are superstars!…read more Working with them was easy, comfortable, educational, and very productive. We had an aggressive timeline after our cross-country move, and they both worked every bit as hard as we did to find our first house. The entire experience felt tailored, and I was always confident they had our best interests in mind and were internalizing our feedback. We couldn't be happier with our experience, and we certainly would not have been able to do it so quickly without them. Thank you, Mackenzie and Meg!!

My wife and I worked with Meg in 2015 to purchase our first home and through that process, built a…read moregreat relationship with her. We decided to sell our house this year and our first call was to Meg. From the start, Meg was fantastic and was with us every step of they way. We were already living out of state and Meg made the selling process seamless and eliminated all stress. Meg truly is an amazing real estate agent who works hard, works with integrity, and maintains your best interest. In all of her qualities as an agent, she is an even better person with a very kind heart. Thank you Meg for all of your hard work and dedication. You truly have become a top tier agent and we wish you the absolute best!

I had the absolute best experience working with Patrick Gallagher at Exhale Lending. Patrick is an…read moreexpert in all things real estate and lending--he walked me through every option available, from renovation and construction loans to standard mortgages, while also sharing insights on market rate trends, insurance providers, and smart loan strategies. He was always available for a call, even at odd hours and on weekends, and held my hand through every step of the process, which made things so much easier as a first time homebuyer. What stood out the most was his honesty and integrity. Even though he had the best rates and offers on the table, at the very last moment I received a discounted offer through my employer which was too good to beat. Patrick reviewed every competing option with me and genuinely advised that the employee discount was the better fit for my situation--even though it meant he wouldn't get my business. That level of customer care is rare, and it speaks volumes about his character. Patrick was always available for a phone call, saved me a huge amount of time and money with his guidance, and went above and beyond to make sure I felt confident in my decision. If you want someone who puts your best interest first, I can't recommend Patrick and Exhale Lending enough. He's the real deal.

Patrick was just absolutely amazing!!! If you want someone that will keep you posted from beginning…read moreto end it's him!! He is so friendly, professional, and spectacular code of ethics. Whenever I decide to buy another property I wont even hesitate in calling Patrick. Thank you for everything. And as you say CHEERS!