I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

I've worked with Phil multiple times over the course of 7 years and can't recommend him highly…read moreenough. He's a trusted advisor who makes the mortgage process clear and manageable. Phil takes the time to walk through all the options, helps you make informed decisions, and is incredibly responsive and easy to work with. He's flexible, reliable, and always available when you need him -- truly a partner you can count on during an important financial decision!

It has been a pleasure working with Alex and his team. Alex is extremely knowledgable about his…read moreindustry, knows ins and outs of the mortgage requirements, how to navigate challenges, and will exceed his promises. We are already planning to work with his team for other mortgages that we need. This has been absolutely nothing short of an extraordinary experience in an industry which many would put personal profit above their clients best interest.

My experience with Alex Doce from First Community Mortgage was phenomenal. The entire process was…read moreextremely smooth from the initial pre-approval, appraisal, underwriting, and down to the closing. I found Alex solely by searching the web for local lenders and his name happened to come up on every platform I visited, so I took a leap of faith to trust the reviews and can now vouch for his raving reviews. It's only right I add my testimony. He works fast and is efficient. Thank you Alex for your knowledge, professionalism and service. All the best, Kim and Rafael

As an out of state investor, it is crucial for me to work with a reliable and knowledgeable agent…read morefor a successful transaction. Steven and his team  helped me to navigate the challenges and completed the purchase to my expectations. Will definitely recommend him!

Steve and Tenchi are the best! If you are looking to purchase a home or refinance your current…read moremortgage I highly recommend them. It was an absolute pleasure to work with Steve and his team at Arch Mortgage. Great people!

As a first time homebuyer, dealing with Emmett and his team at Treasure Coast Mortgage was by far…read morethe best experience! They were attentive, efficient and extremely helpful! I could not believe that a home buying experience could be so seamless! They are sincere and genuinely care about people. I am grateful that my realtor Tabathia Campbell-Flick recommended them to me. Go with them, you won't be disappointed!

#1 Customer Service! Working with Emmett and his team was a breeze! The communication and process…read morewas 100% THE BEST home buying experience we've ever had (and we've done it several times)! I highly recommend because Emmett's knowledge and expertise was on point, especially when it came to using my husband's VA benefits!

I cannot say enough good things about Michael Abel. From the very first call until after the…read moreclosing, Michael Abel was incredible. He managed to give me the best rate possible. He was very professional, experience, and made me feel comfortable throughout the entire process. Highly recommended!

Outstanding service from this company. We dealt mainly with Evan and Lindsay, and they were…read moreresponsive, competent, pleasant, unfailingly so. They also presented the data and details with great clarity. Highly recommend this company.

Evan is extremely inflexible. He made the process a nightmare for us because we did not have…read moreadditional backup funds that he insisted on that were not closing costs or otherwise required by law or banking regulations. I sold off some stock to cover these costs, and when I had a hard time getting the recent sale transaction receipts, he stalled the entire process until I did, even though, as I said, the additional funds he insisted on were neither closing costs disclosed in the disclosure statement or required. They were simply funds he wanted to see us have. In fact, there were refunds on the closing costs because we had more than enough. On the day of the mail-away closing, we were rushed to get to work, they slipped in an agreement to allow them to re-verify all our information after closing, including our bank information, salary information, everything. We had no way to ask questions, show it to our attorney, nothing. Then, after the loan closed, we were told we would have to have a "post closing" audit of our employment and salary by our employers just a few months after our employment information was submitted to them and verified. I have never seen this before, anywhere.