I highly recommend Justin to anyone looking for a loan!! We just finished my first cash-out…read morerefinance at a fast speed and Justin just gained a lifetime client as I will be coming to him again for my future lending needs! He worked incredibly fast, had the best rate, communicated very clearly, had great manners, advocated for me, and made it easy-breezy. I'm self-employed with complicated income situation. Before going with Justin, I was shopping with 10 different brokers (yes, TEN, I'm not being hyperbolic). The rate and terms he got me was so ridiculously competitive that his competition laughed when I told them, until they realized I wasn't bluffing. Not only were his competitors unable to beat it, but more importantly, they couldn't provide the speed, the smooth process, and advocacy Justin could, which matters a lot in time-sensitive loans. Most brokers feel like they work for the lenders "this is what the lender has and requires", Justin actually feels like he works for my benefit. During the process, Justin had everything scheduled and covered with a clear timeline, I barely had to lift a finger unless it is something only I can do. Justin also had great connections that sped up the appraisal and other steps in the loan process. He even advocated for me and got me extra benefits and more favorable loan terms.

We contacted Justin about a HELOC. He analyzed our situation and quickly realized a reverse…read moremortgage would be better for us. (Lots of equity, no kids.) He worked through our resistance and we got the reverse mortgage. Great move. We've already used our equity to paint our house, get mini-splits and new windows, and redo our kitchen. None of it would have been possible without Justin, to whom our retirement years owe a huge debt of gratitude.

When my client's say, "Samantha makes me/us feel so comfortable" it's like music to my ears…read more When I refer Samantha, I know she is going to take care of my clients. Being in the real estate business, my client's depend on me for not only my expertise, but my confidence in my referrals as well to help them work through every facet of the real estate transaction. Furthermore, Samantha is one of a few professionals I know that actually calls me to keep me posted. Follow-thru and communication is key in this Industry, and I can't tell you how invaluable it is to have someone always on top of their work, keeping the communication lines open. I will refer Samantha over-and-over! Thank You Samantha!!

Samantha helped me with my refinance on my house. She was super friendly and made me feel…read morecomfortable knowing i was in great hands. She let me know all my options and guided me through everything. She was professional, organized, on time, honest and patient! She made this crazy experience a pleasent one! I would recommend her to everyone!

Robert Bartolomea has the best response time and his quality of service is 5 star. He takes a…read moreconcerted effort to be ahead of schedule, communicative, He is a team player. We believe he values all of his clients and realtors he works with. We highly recommend him!

As someone who has been through the mortgage financing grind six times in my life, I can claim…read morewithout any hesitation, that Strategic Home Loans is the best. Mark Gottlieb worked with me to make sure that we locked in the lowest possible rate, and when I say lowest possible rate... I don't know anyone who has a 30 year fixed mortgage as low or lower than the one I received. And I shopped around... Obviously there are a lot of factors that come into play with the rate, but Mark was a patient advisor who monitored the rates with me for a couple of weeks and when we both agreed it was time to lock in, call it luck, call it skill, call it serendipity, we locked in at rock bottom. The next day rates started climbing again. Then comes the process of getting the paperwork done. Mark, Denise Coffaro, and Robert Bartolomea shepherded my file with great care, making sure things kept moving forward and outstanding issues were addressed in a timely manner. It was a very stress-free process and I appreciated the transparency and communication of overall progress. They explained everything really well and were always available to answer questions. I don't think I ever waited more than 5 minutes for a response to an email. Lastly, for a transaction occurring during the COVID lockdown, I appreciate how everything was able to be done remotely. The only in-person meeting was with the notary to sign the documents, and they came to my house and were fine signing in our backyard, so I felt safe from beginning to end. I cannot recommend Strategic Home Loans highly enough... if you are looking to buy, or looking to refi, they are the best partners you could ask for.

Babak was great, and extremely patient with all the questions a first time home buyer has…read more Highly recommend.

Working with B Squared Funding was an outstanding experience from start to finish. Babak was very…read moreprofessional, responsive, and incredibly knowledgeable throughout the entire process. He made everything clear and straightforward, answered all my questions quickly, and helped me feel confident every step of the way. If you're looking for a mortgage broker who truly cares and delivers results, I highly recommend B Squared Funding!

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

It's been such a pleasure working with Bill Rayman. He goes out of his way to make sure the clients…read moreare well taken care of. He is very knowledgeable, punctual, and kind. I will definitely continue working with him.

I had an excellent experience working with Michael!From our first conversation, it was clear that…read morehe is not just a mortgage specialist, but a true strategist and honest person. He took the time to explain every loan option available, broke down the numbers clearly, and helped structure the financing in a way that aligned with long-term financial goals, not just the immediate purchase. What truly stands out is their responsiveness and professionalism. Thank you, Michael

My go to Loan officer we closed 2 deals this month! Looking forward to closing more soon.read more

Know him through mutual friends, Very disappointing experience. I spent months providing every…read moredocument and piece of information requested, including extending my tax filing and paying penalties based on the guidance I was given throughout the process. As a business owner with a strong income that should qualify for a home in California, I was surprised to be told I still didn't meet the qualifications. What was even more frustrating was the complete lack of communication. After months of work, my calls and messages went unanswered, and I never received an explanation, update, or even an apology. My credit was impacted during the process, and I was ultimately left without answers. I cannot recommend working with someone who fails to communicate and follow through with their clients. Not to mentioned, I paid thousands of dollars extending my tax filing for him to get us no where.

I'm happy to see you grow brother, thanks to you and all your help my wife and I got our first home…read moreback in 2019 If there's anything I can say about the first time home buying experience we had with you and your realtors at that time is that you made it easier than spreading butter on toast. Thank you and best of luck on the new journey! EA.