1. Mariya Ruchka

    1. Mariya Ruchka

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    San Francisco, CA

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    Reena Loans & Real Estate - Financed

    Reena Loans & Real Estate

    (4 reviews)

    Outer Richmond

    I couldn't be more please with the work that Reena has done for me and my family. Coming…read moreinternationally and looking to buy a house was made so much easier with the expertise and organization of Reena. Reena was very accommodating and walked us through all the paper work and financing options which were clear and simple, not filled with completed banking/real estate words that I wouldn't understand being international. I was hesitent to start the house search during the pandemic but I was surprised how fast and efficient the whole process was. I am beyond happy with Reena and am sure anyone will have the same level of care and expertise I had.

    Reena is fantastic with real estate and loans!! We used her to sell our condo in Emeryville and…read moreloved her work so much that she was the first and only person we contacted when we were going to purchase a home in the San Francisco area. She was amazing through the entire process of selling the condo; it literally flew off the market! Since we had such a joyful experience with the selling side we asked Reena if she would represent us on the buying side. When we found our perfect house she got us a loan with a great interest rate. We were so happy and surprised by that because my partner didn't have the best credit and we were worried that the banks would deny our loan request. She really delivered for us and we purchased our dream home.   Reena is way more than just an agent looking for a commission she will be honest with you, give you all the information, and most importantly look at tons of houses with you until you find the one you love, and has a smile the entire time. She goes above and beyond and delivers on her all commitments. I would highly recommend Reena to anyone buying, selling, or even just getting a loan in the bay area. She is now the only agent I will ever contact.

    City Loan & Financial Center

    City Loan & Financial Center

    (3 reviews)

    Inner Richmond

    I wish I could give her 10 stars!!! I can't say enough good things about PJ. I was being wayyyyy…read moreovercharged for another loan on a new triplex purchase and called PJ. She was able to get me a better rate, within days (the other lender was trying to charge me $10K for a 4.6% rate. PJ got me a 4.25% rate with zero points and some cash back at closing.) She even offered to push her vacation back so we could close on time. This is the 2nd time I worked with PJ she helped me sell my first home, helped my brother purchase his and trust me if she could get him a loan, she can help ANYONE!!! lol If you want someone who is going to get you the best loan, save you money and handle things professionally and quickly. You found her!!! A+++++

    Working with PJ was a incredible experience from beginning to end. She guided us throughout the…read morehome buying process and helped us feel confident at all stages. Her negotiation skills were instrumental in closing the deals. Any advice that she gave us was based on her vast experience in buying, selling and financing real estate transactions and proved to be very beneficial to us. PJ is very thorough, she works her butt off, and did her due diligence when it came to the paperworks and contracts. When buying home it is important to have a good team, and PJ played a major role in our purchase experience. PJ led us through the whole process, giving us updates and communicated with us every step of the way. PJ's assistance in our purchase of our house was an excellent experience. She's the best of the best I would highly recommend her.

    Mariya Ruchka - mortgagebrokers - Updated September 2026

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