State Farm? More like State Fraud or State Scam. They are constantly changing something about your policy just to try and sucker you out of more money. Sad thing is a lot people probably just go along with it and let them railroad them however they wish but not me. They once sent me a check and said I was due a partial refund because my policy had been adjusted to reflect a lower rate. I was actually pretty happy. Well over the course of the next several payments the rates fluctuated and were never consistent. The most recent payment I paid in full for 6 months. Not 3 weeks later I get a bill asking for more money as my policy had been changed and if I didn't pay up they would cancel my insurance. I have never submitted a claim. Ok by me as they didn't have to cancel it because I did. I wasn't about to send these suckers any more money. Their not gonna use me to make up for all of their bad drivers. At the end of the day the joke was on them. I dropped them like a hot potato and had them send me a check for a refund. Needless to say I found the same coverage substantially cheaper from another agent. If they start the same crap that State Farm tries to pull I'll drop them too. read more