Dave is awesome! First time homebuyers or anyone looking for a home should contact Dave…read more He is super responsive, helpful and his whole team is FAST! They really know how important it is to make sure things are precise, accurate and quick in processes like this. I was so nerve ridden and just so anxious I wanted to throw up during the whole process honestly but this team was just on their A game the entire time so I never ran into any issues I was worrying about! Dave and his team were available by zoom, phone call, text or email anytime I needed him and as anxious as I was during this entire process - that meant everything to me! Not only did we get our first ever offer accepted on our dream home, but I got our move in date ramped up by an entire week because of this rock star team! That was amazing, great work to Dave & his team. I can't keep recommending them to our friends, coworkers, etc since it was such a great first experience. He even keeps in touch by sending us recommendations for places to visit or take our family when they come into town.

I thought Dave Cook was a good mortgage broker until I happened to work with another company on a…read moretransaction with my family. Now I know that Dave is quite likely the best mortgage broker in the universe. Behold, greatness.

David handled the sale of our home with great skill and made it a seamless process from start to…read morefinish. He's smart and strategic, and he found a way to make our sale go through in the most advantageous way for us as sellers. I highly recommend him and his team.

First-time homebuyer here. Working with Jen was a genuinely good experience. She struck the perfect…read morebalance between being helpful and giving us space to make our own decisions. At no point did we feel pushed or rushed--she provided clear information, answered our questions, and trusted us to take the time we needed to decide what was right for us. She was also accommodating with showings, often making herself available at awkward or last-minute times so we could see homes when opportunities came up. In a competitive market, that flexibility made a big difference. She guided us through the entire buying process keeping everything organized and moving forward while making sure we understood what was happening at each step. Overall, she was professional, knowledgeable, responsive, and easy to work with. We felt supported the entire time and would recommend her to anyone looking to buy a home.

I felt like my questions weren't being heard, and this guy was not very respectful at all. I would…read morenever come back here or talk to this company again.

Ghassan has now helped my family refinance three different loans and helped with the purchases of a…read moretwo homes. In both situations he was professional and helpful, answering the most mundane to the most complex questions. On the purchase of our home, we did not have a buyers agent and Ghassan was always willing to help walk us through questions we may have otherwise not been able to answer. On top of the great experience of working with Ghassan, he consistently also comes back with the lowest closing costs and best rates from any other source I checked. This saved us thousands of dollars over the life of our loans.

I've been a Westerra customer for years and years. They've been reliable, they don't charge too…read moremany fees, and their people are always pleasant. Today, I got to see how they deal with fraud. My debit card was declined twice in a row, even though I had money in my account. I called Westerra, and found out that there had been some odd charges to my card. I hadn't updated my phone number since I changed it a couple years ago. Oops. Anyway, they tried to call me, got the wrong number, and erred on the side of caution and turned my card off. Inconvenient, but it could have been much worse if someone had drained my account. I called Westerra to ask exactly what the heck had happened. The kind and patient customer service rep on the phone went over the weird charges and told me the credit union could mail a card. Then she said that if I needed money sooner, which I do, then I could go to a branch and get a new debit card printed. I went in, spoke to an equally kind and patient customer service rep inside the branch, got a card with no hassle, and filled out a dispute form. The form is with their fraud department now, and I should get my money back. Bonus: The card has a kitten on it. I'm having a bad day, being able to pick a card with a cute kitty gave me a much-needed smile.

We have been loyal Westerra members for over 10 years. We went to them for an auto loan because…read moreBEFORE they had been great, and we don't really trust banks... But this auto loan is a Wells Fargo level SCAM. They have some third-party AI "imcovered' scam going. I have full coverage on my new car and always have. They randomly started sending me letters about how they're gonna charge me if I'm not insured. They asked for my declarations page, so I sent it to them 4 F$%$ing times. Then I physically WENT TO THE BANK, but still they couldn't help me cuz they're incompetent... They literally told me here's the number you can call or visit this website. MORONS! I told them I've been there and that's not a human, and they were like "oh well." So I closed my account, and they were like "oh well," so I went on Yelp, and they have a 1.4, and I'm like "oh...well," (makes sense) I'm gonna report them to the feds... this is fraud!

This is a review for Amy Daniel a Loan Processor for FCFS. I am an Insurance Broker with Square…read moreState Insurance here in Denver and usually, the interactions between Loan Processors and Insurance Brokers is a very standard exchange. Amy went above and beyond to help explain Insurable Value (Replacement Cost) vs Market Value (Sales Price) to the insured. Amy also was very efficient and answered follow up questions very quickly. In 10 years as an Insurance Broker, I have never felt the need to leave a Loan Processor a review, but I was truly impressed.

FCFS are simply the best there is out there. Don't hesitate , and just go to them. I went to them…read moreafter a recommendation from a friend when I was purchasing my first home and I could just sit back and relax knowing they had all the bases covered. I went back to them on my refinance because why wouldn't I and again, best service, attention to detail, professionalism, and once again I felt completely taken care of . They are truly the best there is out there, I highly recommend them, special shout out to Michael and Chris!

Scott is an industry veteran who understands the many aspects of real estate, not only lending but…read morewell beyond. We have worked with him a few times now and he has made the very complex process straightforward and painless. He knows how to navigate the eminent bumps in the road, finding solutions, and keeping everything on track. Mr. Young communicates extremely well insuring you fully understand each step of the process, the what's, why's, etc. I cannot recommend him enough to help with your lending needs!

Scott is World Class. No, really, this guy will go the extra mile to get things rolling for you. He…read moreoffers transparency, guidance, and commitment to helping you as much as possible. Our goal was to refi while also honoring HUD partial claim on the property. Though there were bumps on the road Scott got it done.

When our landlord told us he was selling, my first thought was that there was no way we wanted to…read moremove. Our realtor hooked us up with Pam, and she helped us put together an offer quicker than I ever could've imagined. She was terrific to work with. We were first time homebuyers, and she patiently walked us through the process. Pam was totally on point with all her communications. She always made sure we understood our options and gave us super-helpful advice. To my amazement, she even stayed on top of everything when she was on vacation in Hawaii! Like, she literally was taking care of business from Pearl Harbor! I can't recommend Pam and Columbine Mortgage highly enough. Thanks to her, we got to stay in our townhouse, got a great rate on our mortgage, and are now homeowners. Thanks, Pam!

I really enjoyed working with Pam. She has outstanding customer focus skills, she's very…read morepersonable, and most importantly, she is very quick to respond and address any issues or questions I had when applying for a mortgage for my new home. The process was seamless working with her and I was able to close on my new home stress free! I definitely will be calling Pam again when I decide to buy another home in the near future! Thanks Pam!

Cherry Creek Mortgage- Sabrina Kary of the Kary Lending Team is one of the most professional places…read moreI've obtained a mortgage and refinance from. Anytime you're dealing with purchasing a new home or refinancing... you're always a little skeptical regarding the process. Sabrina and team works hard to be experts to address any uneasy, uncomfortable and unique situation you may have. Sabrina is patient, thorough and intentional in ensuring that you understand the process, eases your mind by her knowledge and wisdom based on whatever you are trying to accomplish. She discusses the pros, the cons and everything in between - making sure you have the best option available. I LOVE working with her! Her follow-up is impeccable and just how she makes sure you're part of the family is amazing!!! Thank you Sabrina for all you've done for me and my family!

I have bought three houses and refinanced multiple times and this was hands down the WORST…read moreEXPERIENCE EVER. If you decide to roll the dice and go with this company and end up with Carlton as your advisor RUN. He has zero idea how to do his job and will make the entire experience and expensive nightmare. I repeatedly had to explain to him how to do his job and he nearly cost me thousands of dollars because of his incompetence. He loves to just talk on the phone and "brag about his experience" which I have to assume is lies since he had no idea what he was doing. Seriously I would rather refinance at a higher rate then deal with him or this terrible company again. They also go by the name of blue spot mortgage as well so beware of both.

Bob Amter and Kimberly Skari comprise a very professional and high performance lending team. I…read morehave done business with Montegra on a regular basis since 2007. Montegra delivers swift & efficient trouble-free results to qualified clients.

Applied this company. A hard money lender generally is supposed to use the property being purchased…read moreas collateral for the loan, like when you put a mortgage on your house. I'm turning a multifamily into a condominium. Notice I say 'turning' in present tense. My bank really liked the idea when I showed them the financial projections and the final profit margins for the project. I'm paying a bit more, but hey. Anyway, as hard money lenders go, I'd say not to waste your time. Find a company that actually IS hard money lender instead of just saying it is. Or, just go to your bank. Sounds ridiculous, I know but I'm likely going to net a minimum 350k from the sale of these properties so long as they're priced to sell. So seriously, check with your bank first.

My wife, Alicia, and I are so grateful that we had the opportunity to work with Olive Joy and Land…read moreHome Financial to finance our first home. Olive Joy made the process easy as she was always available to walk us thorough the process of applying for and obtaining a mortgage. We had a lot of questions. She always answered them quickly and in a manner we understood. She was easy to get in touch with via phone, email, or text. We felt like Olive Joy cared about us and our home throughout the process. Land Home had a great mortgage program that worked for us and they also were able to help with closing costs. This made our dream of home ownership a reality. Thank you Olive Joy for your hard work and dedication to us.

From the owner: Buy, Sell, Invest in Real Estate - Helping Clients Build Wealth Through Real Estate!read more