My husband and I had the pleasure of working with Todd and his team as first-time home buyers, and…read morethey all did a phenomenal job. We originally discovered Todd through Yelp and decided to give him a call, he was readily available to answer all our questions and get the process started. Once all our paperwork was submitted, he was able to get our preapproval quickly, little did we know we would be on a lock down due to the pandemic shortly after. Fortunately, Todd was understanding and had patience with us during this crazy time. Once things got a little less hectic, we were able to pick back up where we left off. He took the time to explain our loan options on multiple occasions and was ALWAYS available to answer all our questions. Todd put a lot of hard work and dedication into getting us the right loan that worked for us, all while keeping our best interest in mind. He was able to provide us with an FHA option as well as a conventional. We decided on the FHA since it made more financial sense for our situation. We were made aware by our realtor that the process for an FHA loan can take longer than others, but with the dedication of Todd and his team we were cleared for our FHA purchase in only 11 days!!! The seller really wanted to close by a certain date which seemed impossible at first, but Todd pulled through and made it happen. He communicated very well with our realtor and attorney throughout the process, everyone worked great together overall as a team. Being a first time home buyer can be both stressful and scary, we had a million and one questions, we would call the office throughout the day, as the phone would ring on my end I would think to myself "they probably think we are so annoying", but once they answered the phone they were very patient and tentative and made us feel extremely comfortable no matter how many times we had to call them. In conclusion, Todd took a major weight off our shoulders by guiding us throughout this entire process. I would highly recommend Todd and his team to anyone looking for a mortgage loan. His services are outstanding, and we will forever be thankful for all their dedication to get us into our first home!!!

As a realtor, great experience working with Todd at Brighwire on a few transactions. Always a…read morebreeze getting right to the closing table!

Five stars for Sean. He is a consummate professional--highly attentive, knowledgeable, and patient…read morefrom mortgage pre-application through closing. His expertise, style, strong relationships with a wide array of lenders, and team orientation (working very smoothly with my real estate agent and lawyer), made the mortgage process easy, securing a great rate for me. Sean's talent and expertise will save you an enormous amount of legwork in NYC's high-speed competitive real estate market. Highly recommend him for anyone looking for top-notch service in NYC.

Sean and Nicole are so kind, professional, and knowledgeable; they had our best interests in mind…read moreand we felt trust in them throughout the entire process. Despite the uncertainty of the current landscape, we were provided with frequent check-ins and guidance. Sean took the time to listen to us and to talk us through everything, and getting all our documents organized and uploaded felt pretty straightforward. Nicole and Sean were always impressively prompt in answering our questions and allaying our anxieties, and managed to get us rates that beat our local banks' by far! Our entire process was virtual, and we'd had little sense of what to expect before working with Sean. With larger institutions, I'd felt like just a number, but Sean really went above and beyond in helping us understand the process, as well as in advising us about how to proceed. Nicole and Sean definitely smoothed a complicated process, and we felt super lucky to work with them! Block has the best rates and the best service, and they really understand the NYC market.

I chose Fairway Mortgage because a friend was going through the same process and I saw the…read morefrustration he was going through. Jim made the process seamless and truly did look out for our best interest. It would make no sense to go through the mortgage or refi process on our own.

Jim at Fairway Mortgage Services is absolutely terrific to work with. He calmly and clearly walked…read moreus through the process and he was always responsive. The fact that he's as nice as he is super organized makes it all the better! Quite simply, the best in the business. Highly recommend Fairway Mortgage Services.

NIGHTMARE for Platinum Reverse process! In April of this year I had a major decision to make,…read moreeither I sell my home in Florida or get a reverse. At 71 I cannot afford to retire unless I do one or the other. So, I decided to go with the reverse with the hope to live out my final years enjoying the home I worked hard for all of my life. I started on April 30 with Michael S. and I provided numerous documents he requested in a rapid way. At the end of May the appraisal came in which was much lower than what the house is truly worth by $200,000 (appraiser here since 1982). He refused to allow me to challenge it, my choice was either accept it or end the loan. The appraiser made numerous mistakes including saying it was in a different neighborhood, using a 2 year old comp as their #2 comparison in a different neighborhood that didn't come close to matching my house. I decided just to accept it so I could get the loan done. Michael was rude, wouldn't ever communicate. When I accepted the appraisal, I falsely assumed it wouldn't be long until closing; I was wrong. There was a lack of communication with him and his loan processor Kathryn; I wouldn't hear from them for days. Then I was told Michael was no longer with the company after weeks of silence and was switched to another loan officer Saher who has been kind, and who told me Michael would still make his $9,000 commission from me, she wouldn't make anything, absolutely ridiculous that he should make even $1 from me. Then in mid July I started getting bombarded with documents I had to provide, why wasn't I asked for these in May or June?. They needed the last 2 years of my mortgage statements, so I wasted at least 2 hours downloading each one off my lender's website, sending them to Saher. That wasn't good enough, they needed one document from my lender showing all payments which at first the lender was reluctant to provide. Then 2 weeks ago I was suddenly asked about my HOA. Why wasn't I asked for that HOA information in May or June? I got online and requested a copy of my payments with my HOA that only went back to January 2025 as that is when the management company took over, and I forwarded that email to Saher. Nope, that wasn't good enough, so I provided a copy of my last 6 month payment in June 2025, that wasn't good enough, I was then told a company by the name of HomeWise would have to step in who charges $300 to get the information from the HOA. One absurd delay after the next, nothing but pure red tape. Then the final hurdle arrived. I gave Michael my insurance agent's name and number in early May, then suddenly last week I was told I would have to completely change my coverage, which I cannot do what they are asking for would cost me $25,000 a year, I'm paying over $8,000 as it is, they were asking for ridiculous things like coverage for never ending water (my house has never had a claim), and they wanted full roof replacement coverage when I have a 20 year life expectancy certificate and a wind mitigation on my hard to damage tile roof. The ridiculous underwriter FINALLY made a call to my insurance agent last week (should have been done in May or June, and was questioning him why I "only" had $800,000 coverage on replacing my house, well it's because that is all it would cost. It has been very clear throughout this process that Longbridge never intended on giving me this loan and has been searching for a way out that couldn't be used against them, and it is also very clear no one working there cares at all about the stress they put on their elderly clients, using numerous people who the file gets moved to, it sits on their desk ignored until that person gets around to it, then passed on to someone else. I was also not told correctly that I had to replace a cover on an outside outlet, then was questioned why I hadn't replaced it when I didn't know I had to. I sent my handyman, no one told me where it was, so he assumed it was on the back porch. The appraiser came back and I learned it was on the back porch. Someone should have told me, I had to pay him twice! On Thursday I reached the end of my rope after wasting hours and hours of my time trying to comply with every ridiculous request, and sent an email stating I needed an answer, yes or no to my loan. ZERO RESPONSE. I have wasted the most critical time of the year to sell my home, the summer months while the incompetent crew at Longbridge (way too many people who don't know what they're doing) has simply wasted my time acting like it is no big deal to keep stringing this elderly 71 year old woman along for months who is at a critical juncture in her life, who now has to rush to get the house on the market and get it sold so I can retire. Not only did they waste my time, but money, going through counseling, paying for an appraisal that was a total disgrace. I will be filing a report with the BBB. Do better Longbridge, this borders on elder abuse!

I should've read these reviews before applying for a reverse mortgage with this company! The loan…read moreofficer Allan was friendly throughout the process but after months of supplying document after document, the underwriters denied us the loan supposedly because my brothers income tax listed the house as commercial instead of residential therefore nullifying any income from tenants that would've put us over the threshold needed.It's confusing because they're in a ZERO-risk loan in which they would be paid back (plus interest) when the house would eventually be sold! They all also lost thousands of dollars in commissions and the out of pocket costs that they paid! What a shame...Now we have to apply at another bank!

Words can't express how grateful we are of having Ron and the team at Cross Country Mortgage to be…read moreour lenders. They came highly recommended by our real estate agent and they did not dissapoint. Ron was always 1-2 steps ahead of the process and it was so smooth that we finished the whole process 5 days ahead of our closing day. I've heard stories of friends being very stressed out because of issues with their lenders and I'm glad this was not our case.

We decided to make an offer on a larger house. Our offer was accepted and the Forman Team did it…read moreagain. We needed to close in 2 weeks, we had our commitment in 9 days. Myself and my wife were absolutely astonished with how smoothly it was done. I was a returning customer so there any lender fees were waived. When we started with our first hous a few years ago, they told me that their number 1 focus was to get my mortgage, make it a smooth process with a great rate and low fees. They have delivered again! I highly recommend using Cross Country Mortgage.

Compassionate, dedicated, kindhearted, perseverant, helpful and impeccable - those are the…read morequalities you should want in someone you work with in business. It is quite important to ensure you have those skills in someone when you are a first-time home buyer. You will hit the lottery if you use Bobby Papadopulos as your loan officer. There are not enough words to express the upmost gratitude and satisfaction with his services or his team. There are so many people in this industry for quick cash and possibly the wrong reasons. Bobby is the complete opposite. I was more than defeated in the home loan process. After a random yet quick search on Yelp, I found Bobby and decided to message him. I see why he has five stars. Although skeptical, because who is perfect? I have seen perfection in his abilities. Bobby allowed me to call him at 7:00 AM, through tears and disarray coming from my end, he stated, "I will help you". My situation was far from easy, he decided to still help us. Through diverse companies not explaining the process or requiring funds without explanation, Bobby held our hands throughout this entire process. From day one to closing day and beyond, Bobby does not leave you. He takes the time to explain to you what is occurring, why it is occurring and how to ensure a successful closing, organize finances and better yourself. He is extremely patient and understanding. He has worked in his personal time to guarantee deadlines would be met and satisfied. Without being local to me, he communicated with agencies near me to get the work done. Five stars does not compare to the amount that he and Contour Mortgage deserves. He has completely changed our lives for the better. Bobby is someone I wish was in every field not just the mortgage company because he brings professionalism, kindness, and perception. If you are looking for a home, find a home with a person who cares about your wellbeing above all. That will shape your mindset for your new journey- Bobby is the person to set you up on the right path. I will highly recommend him to anyone and everyone.

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

The TEAM at Northstar is the best of the best! They helped streamline a very stressful time and…read moremade it not so stressful with their professionalism, positive attitudes, knowledge, quick turnaround and overall amazing service. Always there when I had questions, quick to return phone calls and crossed every "t" and dotted every "I". I can't thank them enough for all of their help getting us into our forever home. We could not have done it without them. I will highly recommend Northstar Funding for any and all of your loan needs. Thank you again!! Cristin D. of Kinnelon, NJ

I contacted North Star funding because I am a Veteran and would like to use a VA loan to buy my…read morefirst place. When I called this place at first they seemed very happy and like they wanted to help. After I paid the credit application fee of $132 it has been like pulling teeth to get ahold of anyone or find out what's going on. When you do finally get ahold of the person assigned to you it's almost like you are being guilt tripped for trying to find out what's going on after 2+ weeks of radio silence. I feel like I just gave them my very important / private personal information and paid them $132 to get ghosted.

Exceptional experience with Get a Rate. Nick Marenoski was the best to work with, extremely…read moreknowledgeable and SO responsive! I thought this experience was going to be frustrating and painful but it was the total opposite. I am a first time home buyer so Nick really had to walk me through every little step and detail. I must have asked him a million questions but he never once seemed annoyed, instead he was always very timely with his responses and truly explained everything in a way I could understand. It is without any hesitation that I would recommend Get a Rate for a home purchase.

Get a rate mortgage warning to all 1 . loss leader quotes…read moreto entice loan app. Rate started at 2.5 then escalated to 3.5. When learned I was going elsewhere quick drop back to 3.0 no points 2. Doesn't Offer lock -in with quotes. floats market rates. 2 plus months for paperwork delay over 30 days before NJ office started on it. 3. Takes over $500 for appraisal. Never done / ordered and dragging refund. At time of writing this 60 days still no refund. Uses clients deposit for interest free operating expenses There are many many refinancing companies in the market. STAY AWAY FROM THIS ONE.

We had an excellent experience working with Bill, the owner of Strategy Mortgage. He was extremely…read moreknowledgeable, responsive, and thorough throughout the entire process. Bill understands the lending market and each lender's preferences exceptionally well, and he used that expertise to help us secure a great rate. The entire process was smooth, efficient, and genuinely stress-free. We highly recommend Bill and Strategy Mortgage!

Jennifer and her team are phenomenal. She gave us all of the help and attention we needed, and…read morepatiently answered our many questions. We are so grateful to her!

Cross Country Mortgage in Elk Grove Village IL Specifically the Rich Kimball Team (You Too Gunnar)!…read moreIs AMAZING every time I do business with them. I am a Realtor so, I do quite a bit of business with them. They are personable, efficient, accessible, and knowledgeable. If they don't know something whether it is about appraisals, taxes, etc. They will put you in contact with someone that DOES know. They will even listen when you need to vent! (smile) I saw all the 1 out of 5 star reviews on here for Cross Country. I think you just haven't come across the Rich Kimball Team Yet!

Refinanced in Summer 2025 and was told I would receive about $5,000 from escrow yet only was sent…read more$198. I let my broker know there must be an issue and he said he would look into it and never responded. I asked him multiple times by phone and by email and he could care less since he got paid. I then notified the company and no one has contacted me about the issue, so now I'm leaving reviews and looking into legal recourse. Do not trust what they say.