Monica helped us with a loan for our first home, and I was completely floored by the level of personalized attention, kindness, and information that she gave us throughout the process. She is a great communicator, and her entire team follows suit by being extremely helpful and clear during all of the steps. Buying a house can be confusing and stressful (especially during the current market changes), but Monica always made me feel like she was working hard for us to make things easy and save us money. Highly recommend her to anyone! read more

Monica is the best mortgage broker I have ever worked with, she was incredibly knowledgeable during the entire process. I highly recommend her - she is extremely passionate and really goes to bat for her customers, is patient walking through all the necessary steps to secure a loan and provided good information on various loan packages. Prior to working with her, I have purchased several properties and have never had such incredible service nor felt that someone was really looking out for me to get me the best package. I would recommend her to anyone that is looking for an outstanding mortgage broker! read more

Monica has been great. She made the complex issues in the refinance process understandable and accessible to us. She has a way of translating the issues to enable you to make the best possible mortgage decisions you can make. We can't imagine using the services of anyone else should we refinance again or purchase another home. She is thorough, prompt and helpful in every way possible. Finally, Monica is a wonderful and decent person to have in your life. We are glad to know her and to work with her. This is actually the first yelp review we have ever written, despite being people who are not shy about sharing our perspective on things. We wrote this one because we felt people need to know what a valuable resource and what excellent service you will find in Monica. Best of luck to you - Regina and Linda of Rockridge. read more

Monica is an ace mortgage broker. I can't imagine buying or refinancing a house without her help. She always gets things done quickly -- often well ahead of schedule -- and frequently comes up with even better rates than she initially quotes. I'm a perfectionist when it comes to real estate transactions, and Monica always meets or exceeds my expectations. read more

Monica DiPerna - CrossCountry Mortgage - Mortgage Brokers Near Me - Berkeley, California

Monica's services are GOLD STAR! It's easy to get confused by all the rules and regulations for real estate transactions these days. I have known Monica for 20 years and like the other comments, she is smart, super meticulous, and knows all the complex state and federal rules and regulations for mortgages to ensure her clients are alway protected. She gives 100%. Anyone who has worked with her knows that she'll do anything it takes to get the best deal she can for you. I'll never use anyone else for my mortgage needs. read more

We have used Monica for our Mortgages for over ten years now and could not be happier. Monica is a SUPERSTAR when it comes to loans, not only is she very knowledgeable in her field she is one of the best! We have always been treated with such kindness and respect, and have never felt pressured. Every recommendation she has made for us thus far has been the right choice for my family. I would recommend her to all that want someone that is good at what they do, that is well respect, not pushy, and that is very smart. I have even referred her to my family members who have also used her and have been very happy. Look no further and trust in Monica to take care of your most expensive purchase of a lifetime! read more

We've used RPM for many years now, and we highly recommend them. Their staff is friendly, helpful, and efficient. Monica, in particular, is amazing to work with: she is great at making herself available to answer your questions, and she's kind and caring. Her guidance is invaluable and she makes you feel like she's got your back, making the whole refinancing process just a little less stressful. She is a superstar! read more

I have been through several loan applications and refinances now with Monica at RPM mortgage, and I would not go with anyone else. Monica along with her team made my last refi absolutely painless, and even easy. She is thorough and preempts any issue that may arise. Monica is good hearted and trustworthy. She believes in building genuine, longtime relationships with her clients by doing right by them. She also has consistently landed me highly competitive rates. If you need a mortgage or a refinance. I strongly recommend Monica. read more

I recently used this mortgage company for a condo I purchased with my wife and sister in law. None of us were in the market and we kind of stumbled on our dream home and decided to buy it. We were not pre-approved and had to scramble to get our financing in order. We used RPM on the recommendation of our real estate agent. Monica Di Perna was our assigned mortgage broker. After submitting all of our paperwork to Monica, we asked about receiving a better interest rate than the one she quoted. My brother in law recently purchased a home and said his mortgage broker could get us a better rate. Monica replied that if she saw another mortgage broker running our credit, she would stop her team from working on our application and her company would not give us a loan. Because of our last minute decision to buy a home and the time that had passed since submitting our application to RPM, we could not afford to take the chance of RPM dropping our application. I felt that Monica took advantage of us in this situation. She knew we were in a time crunch and thoroughly exploited it. When we purchased our home using RPM, my wife and I owned a property as did my sister in law. We each sold our properties shortly after this purchase and used the money to refinance with a different lender. During the refinance, we were contacted by Stew Sweet - the branch manager of RPM. He received a request for documentation from our new lender. He reached out to us stating that he and his team would lose the compensation they received on our loan as a penalty from the bank. Apparently this happens if your loan is open less than 6 months. Stew informed us that our loan could be "recast" as opposed to refinanced. This option meant that we would have kept our same interest rate. This would have cost us tens of thousands of dollars over the life of the loan. When Stew reached out to us, we informed him of Monica's behavior. He was very apologetic and stated he would speak with her. We informed Stew that we had made it known to Monica we each owned a house and would be selling it shortly after our new home purchase. Why this wasn't taken into consideration prior to receiving our loan is still unclear. To Stew's credit he did offer us a free refinance. However, he attempted to have us recast our loan rather than refinance with a different lender so that he and his team would receive their compensation while we would be out tens of thousands of dollars. I found this to be unprofessional and unethical. I am shocked that a mortgage broker would behave this way. Steer clear of these people. read more

What can I say about Monica besides FABULOUS! She helped me secure a loan when others either said no or didn't even want to try! She and her team not only made it happen, but they did it quickly and now my family and I are in the home of our dreams! She was always attentive to my needs and concerns and always willing to bend an ear to my whiny self. This would not have been possible without her dedication and hard work. She genuinely cared about me and made sure I was taken care of. That in itself was priceless. read more

Monica and her team are fantastic. Monica was always available for questions big and small. I would highly recommend her with your home refinance. read more

Monica is a terrific mortgage broker, I've worked with her many times over the years for purchasing my home, and for refi's. She is knowledgeable, communicative, thorough, and personable. She has exceptional attention to detail and is a pleasure to work with. Can't recommend her enough! read more

Monica is heartfelt, sincere, knowledgable and generous! She has helped with several purchases, refinances, cash-outs etc and beyond getting my loans done efficiently and accurately, I feel like I've gained a friend through each one of these transactions. She's sharp, resourceful, efficient and as an added bonus she's got a heart of gold!! I have referred her to many people, all of which immediately fall in love with her! Monica stands out in the crowd and I STRONGLY recommend her! read more

We have used Monica for several transactions and to say she's the best - is an understatement! She's knowledgeable, patient, thoughtful and treats you as if you are her #1 priority. If you're looking for someone to exceed your expectations, look no further. read more

I would highly recommend Monica Diperna at Guarantee Mortgage. Monica's a seasoned professional with years of experience, and she'll be around to serve your mortgage needs for years to come. Monica is very detail oriented and focused on the long term. I wouldn't trust my personal information with just anybody, but I completely trust Monica, she's a professional with outstanding integrity and character. read more

We started working with Monica last fall. We'd worked with several different mortgage teams in prior purchases and refis, but Monica went above and beyond. Our circumstances were complicated, but that presented no obstacle. She helped us find ways to compete with all-cash buyers, and her team scrambled to update our documents when we made an eleventh-hour counter-offer. The process went as smoothly as it could possibly have gone. I have no hesitation in recommending her for your mortgage needs. read more

Monica and her stellar team are exceptional! They truly know what customer service is all about. This is my first time buying a home by myself and I had so many questions and concerns. Monica promptly responded to all my questions, was a great listener, patient and compassionate in handling my sometimes stressful moments. She and her wonderful team were there for me throughout the whole process. Very knowledgeable but was able to explain everything to me clearly so I could understand it all. I HIGHLY recommend Monica as a broker. You will not find anyone better in the mortgage broker business! read more

My wife and I love working with Monica! We really appreciated her taking her time with us since we're new to the process. She was very attentive to our concerns and gave us lots of great guidance, and with her help we got an advanced pre-approval letter with which to start our search. We are still looking for a house, but when we did put in our one and only offer so far, she and her team moved very quickly to get everything done. Working with Monica has been a very positive experience! read more

Monica is THE BEST!!! She has worked with me on all of my properties and has done an outstanding job every time! She knows this business very well and makes great decisions based on what our needs are. Monica is very responsible and dependable, in addition to be extremely detailed oriented. She always has our best interest in mind and I would recommend her to anyone that is looking for an outstanding mortgage broker! read more

I have known and worked with Monica for many years now. She has handled my own, many of my friends, and most of my clients mortgages. The best compliment for Monica is when my client tells me that they are so happy with the loan and the rate that Monica was able to get for them. Monica goes the extra mile for her clients, she knows her business, and ensures that you fully understand the process. If I could I would give 6 stars! read more

We have worked with Monica for almost 20 years. She was there when we bought our first TIC, and she was there when we bought our 'forever' home. Monica is thorough, honest, and perhaps the hardest working person I have ever had the pleasure of knowing. She is happy to answer any question, and makes a point of ensuring that her clients have all of the information they need to make informed decisions. I highly recommend working with Monica! read more

I've worked with Monica for several years now. She has seen me through my first home purchase as well as a couple of refinancings. Each time, she has made a complicated process extremely easy. With her extensive knowledge of the industry and the market, she has helped me to get the best deal to meet my needs. Signing that stack of mortgage documents is always an intimidating task, but it's made easier by knowing that Monica has effectively vetted everything for me. I know I can trust her to do a great job and help me navigate an otherwise confusing process. If you're looking for a trustworthy and knowledgeable guide through the whole home purchase or refinancing process, Monica is the person you should call! read more

I also highly recommend Monica DiPerna at Guarantee Mortgage. Monica uses her years of experience to get her clients the best loans possible. She is very detail oriented and focuses not only on a client's immediate loan needs, but on the long term as well -- we got into a 20-year fixed vs. a 30-year after hearing tips from Monica that we applied toward our future financial plans. I completely trust her professionalism, integrity and character and would use her again as our broker in a heartbeat! read more

Monica was very thourough and organized to work with on my refinance. She was able to secure fantastic rates. She is a seasoned professional and made me feel at ease in the process due to her competence and patience. I would not hesistate to recommend her to anyone! read more

For my case, Monica made simple the complexity associated in getting a mortgage. I highly recommend her.

Monica is the best! As first time home buyers, we pretty much needed everything spelled out like you would for a 5 year old. Monica fielded our hundreds of questions, several of which I'm sure were questions we had already asked and forgotten, but she always took the time to provide thorough explanations. Not only did she help us understand the process, but she truly had our best interests at heart. She provided great advice and ensured that we were so together and prepared that when we placed an offer on a home, we could offer a very tight close. Which, in this market, is a huge help in winning that offer! Monica worked very closely with our real estate agent, relieving us of much stress. When it came time to sign, Monica put together a cheat sheet so that we were armed and prepared to deal with the dreaded loan documents. We were so prepared, that our escrow agent commented on how calm and relaxed we were, which apparently is not the norm! So, save yourself some stress and call Monica! read more