Friendly, knowledgeable, fast, and takes the time to know individual situations. They will go above…read moreand beyond.

Kevin Lake has been doing my taxes the last three years and I couldn't be happier. He and his team…read moreare professional, prompt, and thorough. Rates are on par with other accountants I've used in the past. There is no job to little or big for Kevin and his team to help your tax season be headache free. HIGHLY RECOMMEND;)

Just switched my homeowners and two auto policies from Allstate to State Farm. Mackenzie made the…read moreswitch monetarily rewarding and quick and easy over the phone. Try them out, you'll be satisfied!

Mackenzie and her team are experts in insurance. They are diligent in their fact finding approach…read moreand focused on creating a policy that is best for you as a client and most cost effective. It's comprehensive and questions are answered with informative ease. They know their business and delivered service beyond our expectations. Thank you and defintiely contact them for any insurance needs.

Very honored to work with CDL associates insurance company in Johnstown New York. Jolene went out…read moreof her way to help us save money on our home owners insurance and our 2 vehicle insurance. It really doesn't hurt to shop and that's what we did and very pleased with the outcome. Thanks again to Heidi and Jolene.

I was with Kershner & Grosso through the worst of the last few years and they shepherded my account…read morewith incredible skill. While most of my friends lost sometimes 1/3 of their investments, Tom and Chris kept mine almost intact, and have since regained even more, which is an incredible feat. I'm not scared of retiring anymore and I can't thank them enough. I don't know much about investing but I trust this firm.

My wife and I secured a construction loan on a foreclosed property that would need a total…read morerenovation. We had to meet an aggressive timeline in order to make our closing date on time. Our real estate agent recommended Loan Officer John Hersey and NBT. That recommendation could not have worked out better. The process required the completion of a lot of paperwork and coordination with lawyers, Insurance Agents, Inspectors and various other individuals involved with the sale. This was complicated further by the fact we live in Atlanta, Georgia and the property is in North River, New York. Only through Mr. Hersey's attention to detail and excellent communication skills were we able to make the closing date on time. I will definitely recommend NBT and specifically Mr. Hersey to anyone who is looking to secure a mortgage.

I am outraged at the continued disrespect and lack of responsibilty for processing important client…read moredocuments. They have botched the simplest of procedures and caused mental and physical damage to their client. Not just one time- SEVERAL. From not removing information from a credit report to losing documents multiple times and putting their client into a state of depression having to continue to call and check that they do what has been verbally stated as "taken care of". This lack of professionalism and courtesy cost their client an opportunity to move on from their institution and get a better chance at financial stability in these troubled times. However, no, because of the incompetent staff at this location and in the other departments that this client has had to try and work with. I would tell anyone, THERE IS NOTHING TRUSTWORTHY ABOUT THIS FINANCIAL INSTITUTION.

Always the best PERSONALIZED service. I feel like family when I deal with my agents, Joe & Debraread more