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    NACM Commercial Services

    4.0 (1 review)
    Open 7:00 am - 4:30 pm

    By appointment only

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    12 years ago

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    Portland Housing Center

    Portland Housing Center

    (22 reviews)

    Kerns, Northeast Portland

    I used Portland Housing Center, now arrive, as a first time homebuyer. For $99, I received all…read morethree credit reports from the credit bureaus, homebuying counseling, which included a plan to get me to home ownership, as well as, Homebuying 101, and a financial education class (they have 2 - a culturally specific version and a version for anyone). I also was able to meet with my housing counselor every 3 months, which helped keep me on track. I am happy to say that I am a homeowner now. I used one of their partner realtors as well as a partner lender of theirs and the process went smoothly. I closed in exactly 30 days from the day I made the offer. I highly recommend Portland Housing Center, now Arrive, for your home buying needs. They even have a lending department that you can get your home loan through. Don't sleep on PHC! They have wonderful, helpful staff.

    Don't do it! This whole organization is a scam. I was a first time homebuyer and paid $100 for a…read morezoom meeting with a guy in his dirty house (you can't find a blank wall even??) who wanted all my tax information and then who very dismissively told me there's nothing available to me and I should just do a conventional loan. That was all he could offer. He could have told me that without having copies of my documents. He just wanted to take my money. Turns out Oregon rules make it almost impossible to get any kind of assistant if you're above the poverty line. Move to Washington. Their first time homebuyer programs are astronomically better and will help get you into a home.

    OnPoint Community Credit Union - Same bs.

    OnPoint Community Credit Union

    (44 reviews)

    Hazelwood

    Been a client for 35 years! Good service, good hours, open Saturday!…read more And NO overdraft fees

    We had automatic payment set up from an Onpoint checking account to an Onpoint auto loan. For…read morewhatever reason, the automatic payments did not go through for 3 months in a row. Frankly, we didn't notice because the account is dedicated to paying the loan, and we don't look at it all the time. Instead of contacting us immediately to let us know the payments didn't go through, they let us go on for 3 months then affected my credit report by 60 points. The customer service representatives refused to help me or reverse the report even though we always made payments previously and made the late payments as soon as we found out the originals did not go through. Which was only after looking at my credit report. They never notified us. They insist notices were sent in the mail, but we never received them. This is horrible customer service. Had we been alerted via a simple phone call, email, or message in the online banking portal, this would have been resolved immediately. Now my credit has significantly dropped, and the negative report will be on my credit for the next 7 years. Onpoint Community Credit Union needs to start contacting customers immediately when a loan payment is missed via phone call, email, and messages on the online banking portal. This used to be a great credit union; now it is worse than a big bank. We are paying the loan off early and closing our accounts with them as soon as possible. Put your money elsewhere.

    NACM Commercial Services - financialadvising - Updated August 2026

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