While this was all done long distance, Chris and ALex have worked hard to push this refinancing…read moreloan through with good speed and careful work to avoid any problems. I appreciate their thoroughness and their frequent touching base, so I know what's going on.

Hi Agave loans Shout out to Anthony and Nick…read more If you need a home, loan approved real quick pick up the phone and Anthony, Patterson and Nick ! Thank you

I can't say enough good things about this team! First, Scott goes above and beyond for his clients…read moreand is super knowledgeable about the mortgage industry. Contacting him and his team was the best thing I have done and I will be a customer for life. My boyfriend and I were looking at purchasing a home together. He owns a home already and I rent. My lease renewal was coming up and my landlord is a....I won't use cuss words. Anyway, I opted to buy something as renting as really changed over the past few years and it's really enjoyable anymore. We contacted a broker with Nexa Mortgage who kept dropping the ball so I went on Yelp to find a different one and that's when I found Scott and AZ Lending Experts. I contacted them and was SUPER impressed right from the initial conversation. Scott then contacted my realtor (who is also my sister) and she was also super impressed and will refer him to her clients. Anyway, my boyfriend and I were facing an issue with a contingency as when you own a home, it's sometimes difficult to buy a home as the offer would need to be contingent upon the sale of your existing home. My boyfriend was nervous and didn't want to sell his place without having a place lined up, which is understandable...and given the low inventory right now, it's difficult to wait for something to be listed and go under contract when you finally find a priority. Scott found a way around that for us. He also shared his recommendations, which we went with. His whole team is amazing...Emily is SUPER nice. I contacted her for the appraisal and she sent it right over to me and was just super polite and friendly. This is my first time buying a home and I have heard from others that it's a pain and a not-so-fun process but I honestly have to say it hasn't really been that bad for us and I have AZ Lending Experts to thank for that.

I've worked with Scott and his team three times now, 2 times buying homes and another when he…read morehelped my grandma refinance her house a few years ago; this in itself should show how much I trust them. They make the process easy, seamless and stress free, all while making sure they get the best rate they can for you. I trust Scott and will continue to work with him in the future when needed.

Absolutely the best in the biz hands down. I would not use any other lender as his team has proven…read moreover and over again that they go the extra mile. Answering the phone any time- not only for myself but all my clients needs. This is imperative in today's market. There may be other rates online that seem better but in fact that's not the truth. No other team will answer your call or take care of either the way Ryan and his team have helped my clients

Being on the other side of the coin was very eye opening for me. Ryan and his team did an AMAZING…read morejob keeping me on track and making sure all the details were covered to ensure a smooth transaction. They are amazing. If you have not refinanced or gotten a prequalification to buy a home do it NOW! Their team TRULY is looking to help you get where you need to go. Day or night, weekends...whatever it takes. Thank you SOOOO much!

We were in search of a mortgage company for a second home in AZ. I am grateful 1st Rate Home…read moreMortgage came highly recommend and that my husband and I decided to move forward with them. From the initial first call and all the way through the time of close, Joe was always available via email, phone, and text. Very rarely will you find a mortgage company that is available on the weekends to chat with when you are getting ready to send an offer on a home. Joe and his team were VERY instrumental in the home buying process and I even got compliments from my realtor on how responsive and on the ball he and his team were. A huge plus is that he sent us our pre-approval letter in less than 24 hours, which set us for success when we were ready to submit an offer that weekend. In addition, he and his team helped us close in 25 days! If you are looking for a mortgage company with incredible customer service and great rates, look no further and ask for Joe!

I refinanced my VA loan with this company and it was the smoothest, fastest and easiest mortgage…read moreprocess I have ever experienced! I have purchased several homes over the past 30 years and in the process also done several refinance and this was by far the best experience ever! Highly recommend them!

We have worked with Eric twice for purchasing two different properties and he is extremely…read moreresponsive and helpful on getting things done in a timely manner. He made the loan process super easy and helped us make sure we gathered everything needed so the underwriting can be as smooth as possible. We were able to go from re-qual to closing just under 3 weeks for our new home with Eric's help. We highly recoomend Eric and his team!

I recently used Eric Kinneman at LendSmart to refinance my home loan and cash out some equity. He…read moreand his team made the process as painless as possible. The communication was excellent throughout the entire process. Even during the holidays he moved the process along smoothly so that we could close on time. I highly recommend Eric and his team.

Travis Poe of CMG Financial provided Excellent customer service. The Home Loans team located at…read more10609 N Hayden Rd #100, Scottsdale AZ 85260 made it very convenient to handle all transactions online to purchase AZ property while I was living in Texas. Mortgage loan assistant Yvonne Rasmussen, My Home Group Realtor Bobby Burges, Magnus Title Agency's Veronica Sunseri, and Goosehead Homeowners Insurance Agent Megan Walker all worked together to close escrow in 30 days. AMAZING!!!

Kevin is an amazing mortgage lender with Guaranteed Rate. He goes well above and beyond! He is very…read morethorough and knowledgeable about various mortgage products. He has helped my clients with important decisions and ALWAYS provides value to me and my clients. He is very innovative and thinks outside of the box suggesting several marketing ideas and new ways to reach different audiences. He does an amazing job with explaining complex info, so that it's easy to understand. It's an absolute pleasure and honor to work with him. Thanks for all that you do!

Kevin over at Veritas Funding provided great mortgage and home loan expertise! He was able to…read moreanswer my questions and help me understand how the home buying process works. He was always available to speak and seemed to really care about making buying a home as enjoyable as possible.

Worst mortgage broker ever! Do NOT deal with these falsely…read moremarketed & shady people. I was directed to them as I work in public education for the state of CA. They are the "Teacher Next Door" program lender. DO NOT be fooled - they are amazingly archaic, oblivious to the current real estate market, and offer very high interest rates! We applied for a pre-approval (not full underwriting) with a hard pull on our credit, submitted documents, proof of income and pay stubs. A week later, they reply and said they are sending out written letter of verification of employment. I said WHAT ? We are not at that stage of underwriting so I was confused. So we then get a call from their network "realtor" asking if we wanted to look for a home. I asked realtor "um where do you suggest we look for a home in Los Angeles County for under $400,000 ?". The realtor said nothing - I said, how about a vacant lot in the Mojave desert ? The realtor said she knows something about Southern California realty so tried to apologize. I could not believe the gall of this mortgage company to offer such a low amount to a state of California employee! Very disappointed with this company. Don't waste your time!

Experience I had with Jose Palomar NMLS # 1687471Company NMLS # NMLS-6274…read more He was pushy unprofessional, didn't have the courtesy to let us know he would be in meetings and wouldn't be able to conference on agreed upon time. He talks over you. Being deceptive about running credit even when told we were not ready yet. And this was only the beginning of the process. I think a job like this requires patience and understanding especially for first time homebuyers. Taking such a big responsibility is intimidating Upon reading other reviews online, I'm glad I didn't go through with them.

These guys are a class act. Easy to work with and so fast! This was my 10th and final home. They…read moremade it easy! Haley is superb and Jill is amazing! Thank you thank you thank you for everything you did for me. We ( Loki ) and I were/are happy to be in our new home.

Loved working with Jill Sheldon! She made this very overwhelming process easy. She was so…read morepatience answering all my questions. I will definitely work with her again. Thank you, Jill!