My husband and I recently purchased a new home and we were referred to Jodi and her team by our…read morerealtors. I can't say enough great things about Jodi and Ashley! Our transaction was particularly complex with a lot of moving parts, and they made the whole process so much easier. They were always available to answer my (sometimes ridiculous) questions, and had the best attitude about the whole thing. They guided us through with ease and we closed with no issues! You will not be disappointed working with them.

You have hit the lottery when you are fortunate enough to work with Jodi and Ashley at Ryder…read moreMortgage Group. They are experienced, responsive and above all genuinely heartfelt in addressing every challenge that could arise in a process that can be challenging. They make you feel that every problem has a solution and together your best interest will prevail. I remain always grateful for their assistance. They are the rockstars of this industry. Run don't walk to avail yourself of their expertise.

I am pleased to recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team,…read moreThe team worked hard for nearly two months to get us qualified and approved for the purchase of our new home. Michael Burkey (Realtor) helped us align all properties we were interested in viewing, Michael listened to our likes and concerns about the house we were looking for, What impressed me most was not just his passion towards his work, but the discipline behind it. Alonso Lerma , Mónica Paez, Cara Pico, Lola Hansen they communicated clearly, met deadlines, and showed us what was working and what needed to change. I would confidently recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team to anyone looking to purchase a house.

Experienced and efficient, so incredibly helpful with a complex process. Chris and his team secured…read moreour mortgage with ease. They are the best, seriously.

My lender sent me an email about a down payment assistance program. I quickly Googled it and…read morestumbled upon the Home Loan Artist website. I filled out what appeared to be a waitlist for the program itself, but I received an email from this Brad individual saying he was going to contact me to go over prequalifying for a mortgage. I responded back saying no thank you and that I was apparently mistaken as to what I filled out, so no need to contact me. Attached is the (completely unnecessary) response I received. I just wanted to put this out there for other like-minded people who want to know the kind of person they are dealing with when making what is, for most, the biggest purchase of their lives. As to his response on this review - I was neither upset nor seeking his assistance. This email and his responses to other negative feedback speak for themselves. Judging by some of the other negative reviews, it sounds like he is quicker to respond to someone who ISN'T interested in his services than others who are. Good luck to you and that chip on your shoulder.

I would like to be able to write a good review but alas I cannot. I read a few of Brad's articles…read morebefore deciding to contact him for a complimentary telephone conference. I set up an appointment online for Friday April 27th at 3:30 PM and received several email confirmations of this appointment. Friday came and went, I tried calling and received no response until 9 PM when he emailed me to say he was sorry he was unable to speak with me and offered to reschedule the appointment. Don't ask me how it took 5.5 hours for him to communicate that he could not make the appointment despite the multiple email confirmations I received from his business. I was going to give him the benefit of the doubt but today AGAIN he did not follow through or answer my call during the scheduled appointment time. Again, I received multiple emails confirming the date and time. All I can think of is he does not need the business and is running a very unprofessional organization. Very disappointing considering all the good views I had seen.

Mr. Lords is unbelievable! He's not only a whip smart business man, he's also very knowledgeable,…read moreinsightful and understands human behavior. The combination of his situational awareness, exceptional people skills, and intuition is a trifecta. He has helped me several times over the past six years. Looking back now, I can share with you that all the advice he gave me in each instance was spot on. Matt is THE BEST! Thanks Matt F. Quintanar Jr Orange, California

Matthew is super professional and easy to work with. His system setup to upload is the easiest way…read moreI have ever seen purchase a home. Tip top company if I could give 10 stars I would. Thanks again for all your help

This was our first time refinancing our home and we didn't know what to expect but Jonathan and his…read moreteam made the process very easy for us. The team kept us on the loop and updated us. Any question I had they always responded quickly. Thank you so much for all your help. Definitely give them a try you won't be disappointed.

In addition to being a great former student of mine when I was a high school teacher, Jonathan…read moreFerrell has proven to be one of the best of the best when it comes to handling all aspects of mortgage banking. He and his partner Tyler just helped us with a refinance of our 30-year to a 15-year mortgage. Jonathan was with us every step of the way and made the process smooth and practically effortless. These guys really know their stuff. I give them a 5 star rating for their excellence and knowledge in their field, as well as superb communication skills.

Hands down, John was on it from the get go. Helping us out with our mortgage loan and getting us…read morethe lowest possible rate seemed way too easy. Buying a house is a stressful thing to do...unless you work with this guy. All transactions were smooth, flawless and stress free. If you ever need help with a loan or mortgage, I definitely recommend Mr. John Klein, The Home Loan Coach. Thank you for all you done for us! D&L in Murrietta 2022

It was an absolute pleasure working with John from start to finish…read more He is so thorough and knowledgeable in his field that it allows you to feel more comfortable with all the decisions and details involed with getting a loan for a house. My husband and I worked with John for about 6 months during our home buying process and we were completely pleased with his service the whole time. John is straight forward, conservative, and so informative that it really helped us with our first home buying experience; and I feel prevented us from making any type of sudden impulse mistakes. I truly appreciated his honesty the entire time instead of trying to feed us ridiculous, unrealistic ideas just to speed up the process that I know we could of got from someone else. John always encouraged us to ask qyestions and never seemed annoyed by the many emails he would receive from us as well as our realtor. He is very good at maintaining communication and someone that you will feel comfortable talking to. I really enjoyed working with him and look forward to doing so again with my next home.

Alonzo Lerma, our Loan Officer at Modern Lending was awesome to work with in getting our loan…read morepackaged and approved. He explained everything with simplicity from beginning to end. He stayed in close contact and guided us in every step of the process, making the entire process less complicated. He is knowledgeable, professional, kind, respectful and considerate. Alonzo continues to work closely with us, answering any continuing questions or concerns that we may have, and will be also, assisting us with a refinance. I highly recommend working with him for all your loan needs, rather it be initial loans or Refinancing. Thank you Alonzo, for all your support, patience and hard work in getting us funded for our Loan.

Alonso from Modern Lending is top notch! My wife and I haven't purchased a home before but Alonso…read moreand his team made it super EASY. They even created personalized YouTube videos for us explaining everything in the home buying process. In our experience, Alonso was very professional and knowledgeable. He will do whatever he can to make sure you get into your dream home! My wife and I are both active duty, so balancing that out wasn't hard at all with his team. They would return my phone calls within minutes and they were available 24/7 via text. Which allowed us to plan accordingly. Alonso, Thank You so much for your help and your patience with our home buying process. We'll be definitely thinking you and your team the next time we buy a home. Happy Holidays and have a Happy New Year! Hackonn & Lyra

The Wildomar location is fantastic, and I like that there are real people with desks and not a…read moretraditional bank counter. The app is fantastic. I docked a star for the stupid Elite Checking fee, which is $6 per month. I don't really use Frontwave as a bank, more as a placeholder in case I need a loan, so I don't leave much money in my checking. Having at least $2,500 in one's checking waives the fee. I called to have the Elite Checking Account downgraded to "Everyday Checking" but after a half-hour wait the person was unable to access the computer, allegedly. I wonder why there's so much call volume? Maybe it's that sneaky upgrade and $6 a month charge? Either way, it's a good credit union overall with GREAT people at the Wildomar location, but upgrading everyone to the "Elite" checking account without asking was not a good move. They should have left me with the fee-free checking since I obviously don't use the account at all, hardly. **UPDATE** I drove to the local branch and the nice employee not only switched me to free checking, she refunded the $12 I paid unwittingly for the upgraded checking account I didn't upgrade. She said that anyone can get their money back if they show up at a branch as they can make the initial Elite Checking "promotional", post hoc. Still not glad that they upgraded my checking account but all's well that ends well, right? Thanks!

I had trouble with my new debit card that I have never used, I got redirected to the fraud…read moredepartment who couldn't even find my account in their system, then got disconnected from another person, and finally got help by Kai, everyone else who "tried helping" me with my card trouble truly sucks at their job. Thank you Kai for your help.

We recently purchased our new home and to be honest I was expecting a long exhausting process. The…read moreexperience was quite the opposite. Nathan and his crew were extremely helpful, knowledgable and attentive through out this entire process. I would highly recommend Nathan to anyone who is looking to purchase a home. Thank you Nathan and crew for all your hard work and time our family is extremely happy with the new home!

Nathan and his team are great and very straightforward about the entire process. I highly recommend…read morehim and his team!

Long line decided to write review. Service here always good, friendly Juan was there to assist…read morewith my banking needs and everything went well, fast and with a smile. Value the care employees give such as greeting and assisting as you enter. Theres also less fees compared to my other bank. Interest is also better here. Have a nice day!

Poor communications, had three (3) individuals claim they were processing my loan application,…read moreasked all three a pertinent question about the loan, never heard from anyone, have decided to cancel the application and go elsewhere.