You have hit the lottery when you are fortunate enough to work with Jodi and Ashley at Ryder…read moreMortgage Group. They are experienced, responsive and above all genuinely heartfelt in addressing every challenge that could arise in a process that can be challenging. They make you feel that every problem has a solution and together your best interest will prevail. I remain always grateful for their assistance. They are the rockstars of this industry. Run don't walk to avail yourself of their expertise.

My husband and I recently purchased a new home and we were referred to Jodi and her team by our…read morerealtors. I can't say enough great things about Jodi and Ashley! Our transaction was particularly complex with a lot of moving parts, and they made the whole process so much easier. They were always available to answer my (sometimes ridiculous) questions, and had the best attitude about the whole thing. They guided us through with ease and we closed with no issues! You will not be disappointed working with them.

Alonso Lerma from Modern Lending helped us every step of the way. We felt we were in good hands the…read morewhole way. Thank you for helping us achieve our goal of owning a house, in these crazy time.

I am pleased to recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team,…read moreThe team worked hard for nearly two months to get us qualified and approved for the purchase of our new home. Michael Burkey (Realtor) helped us align all properties we were interested in viewing, Michael listened to our likes and concerns about the house we were looking for, What impressed me most was not just his passion towards his work, but the discipline behind it. Alonso Lerma , Mónica Paez, Cara Pico, Lola Hansen they communicated clearly, met deadlines, and showed us what was working and what needed to change. I would confidently recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team to anyone looking to purchase a house.

My lender sent me an email about a down payment assistance program. I quickly Googled it and…read morestumbled upon the Home Loan Artist website. I filled out what appeared to be a waitlist for the program itself, but I received an email from this Brad individual saying he was going to contact me to go over prequalifying for a mortgage. I responded back saying no thank you and that I was apparently mistaken as to what I filled out, so no need to contact me. Attached is the (completely unnecessary) response I received. I just wanted to put this out there for other like-minded people who want to know the kind of person they are dealing with when making what is, for most, the biggest purchase of their lives. As to his response on this review - I was neither upset nor seeking his assistance. This email and his responses to other negative feedback speak for themselves. Judging by some of the other negative reviews, it sounds like he is quicker to respond to someone who ISN'T interested in his services than others who are. Good luck to you and that chip on your shoulder.

I would like to be able to write a good review but alas I cannot. I read a few of Brad's articles…read morebefore deciding to contact him for a complimentary telephone conference. I set up an appointment online for Friday April 27th at 3:30 PM and received several email confirmations of this appointment. Friday came and went, I tried calling and received no response until 9 PM when he emailed me to say he was sorry he was unable to speak with me and offered to reschedule the appointment. Don't ask me how it took 5.5 hours for him to communicate that he could not make the appointment despite the multiple email confirmations I received from his business. I was going to give him the benefit of the doubt but today AGAIN he did not follow through or answer my call during the scheduled appointment time. Again, I received multiple emails confirming the date and time. All I can think of is he does not need the business and is running a very unprofessional organization. Very disappointing considering all the good views I had seen.

This was our first time refinancing our home and we didn't know what to expect but Jonathan and his…read moreteam made the process very easy for us. The team kept us on the loop and updated us. Any question I had they always responded quickly. Thank you so much for all your help. Definitely give them a try you won't be disappointed.

In addition to being a great former student of mine when I was a high school teacher, Jonathan…read moreFerrell has proven to be one of the best of the best when it comes to handling all aspects of mortgage banking. He and his partner Tyler just helped us with a refinance of our 30-year to a 15-year mortgage. Jonathan was with us every step of the way and made the process smooth and practically effortless. These guys really know their stuff. I give them a 5 star rating for their excellence and knowledge in their field, as well as superb communication skills.

My wife is a great researcher. When we chose to move to Murrieta, CA, from Phoenix, AZ, the first…read morething she did was research lenders to get us pre-approved for a home loan in California. She hit the nail on the head when she found Larry Locke (Pro-Funders.). No doubt moving and selling and buying a home in the current market is stressful. Larry made the process smooth and easy. He guided us every step of the way. To say Larry is detail oriented doesn't do him justice. Larry covers every possible base there could potentially exist to be covered. Larry is a blessing to us and he will be for you as well. I HIGHLY recommend Larry Locke for your home lending needs. You won't be disappointed. Dan and Angie Arellano Murrieta, CA my

We're back !! But this time to refinance our home ! There aren't enough words to express how truly…read moregrateful we are for meeting larry ! Not ONCE did we ever feel left in the dark or rushed to make any decision. Larry laid all of our options on the table & made us feel more like family & not just clients.. He's been in this business a long time & was able to debunk or give honest feedback on other offers we received from competitors .. THANK YOU again Larry!! If your planning on refinancing or looking for a Lender . Please take the leap and just CALL Larry, you'll see EXACTLY what our family has seen over the years & why we keep coming back!! Thank you Larry!

This is the BEST finical institute I have worked with!!…read more I have banked here for 20 years!! I will continue to use them for the remainder of my life, because of the personal touches of those mentioned below and many others over the years! They have extremely empathetic and easy to work with staff. This month alone I have requested and received 3 increase in my debit card limits allowing me make purchases in my crypto account that Chase would not allow. The personal attention of Jose and Thelma made the difference in me hitting major investment deadlines!! I am eternally grateful for their Love&Light!!

The Wildomar location is fantastic, and I like that there are real people with desks and not a…read moretraditional bank counter. The app is fantastic. I docked a star for the stupid Elite Checking fee, which is $6 per month. I don't really use Frontwave as a bank, more as a placeholder in case I need a loan, so I don't leave much money in my checking. Having at least $2,500 in one's checking waives the fee. I called to have the Elite Checking Account downgraded to "Everyday Checking" but after a half-hour wait the person was unable to access the computer, allegedly. I wonder why there's so much call volume? Maybe it's that sneaky upgrade and $6 a month charge? Either way, it's a good credit union overall with GREAT people at the Wildomar location, but upgrading everyone to the "Elite" checking account without asking was not a good move. They should have left me with the fee-free checking since I obviously don't use the account at all, hardly. **UPDATE** I drove to the local branch and the nice employee not only switched me to free checking, she refunded the $12 I paid unwittingly for the upgraded checking account I didn't upgrade. She said that anyone can get their money back if they show up at a branch as they can make the initial Elite Checking "promotional", post hoc. Still not glad that they upgraded my checking account but all's well that ends well, right? Thanks!

Mr. Lords is unbelievable! He's not only a whip smart business man, he's also very knowledgeable,…read moreinsightful and understands human behavior. The combination of his situational awareness, exceptional people skills, and intuition is a trifecta. He has helped me several times over the past six years. Looking back now, I can share with you that all the advice he gave me in each instance was spot on. Matt is THE BEST! Thanks Matt F. Quintanar Jr Orange, California

Matthew is super professional and easy to work with. His system setup to upload is the easiest way…read moreI have ever seen purchase a home. Tip top company if I could give 10 stars I would. Thanks again for all your help

Nathan and his team are great and very straightforward about the entire process. I highly recommend…read morehim and his team!

Nathan and his team have been nothing but the best. I've literally hammered them with questions and…read moreinsecurities. They've been nothing but top notch professionals. I would work with them again in a heartbeat!

September 15, 2023 is a memorable date, finally my buyers got the keys for their dream house…read more Without Victor as their lender, this couldn't be possible! We had a difficult file and had to go through many huddles. Victor worked tirelessly and followed through all the details. I Definitely recommend him.

Victor came highly recommended by a friend and we were not disappointed with his services. From the…read morebeginning, we felt very comfortable talking to him, and we were confident that he was going to be able to help us. He was very professional and also very patient during the stressful time which provided us The confidence and reassurance that we needed. We will definitely recommend Victor to all our family and friends.

I cannot say enough wonderful things about James Gross at Franklin Loan Center. As first-time…read morehomebuyers, we had a LOT of questions throughout the process, and James was absolutely incredible from beginning to end. He communicated with us every step of the way, was always incredibly responsive, and took the time to explain everything clearly whenever we had questions or concerns. Buying a home can be overwhelming and stressful, and there were definitely moments when I was nervous or unsure about something. Every time I spoke with James, he somehow managed to make me feel completely reassured and confident that we were taking the right steps. He was patient, knowledgeable, professional, and genuinely kind throughout the entire process. We always felt that he had our best interests in mind and that we were in very good hands. James made what could have been a very stressful experience feel so much easier and more manageable. We are incredibly grateful for everything he did to help us get into our first home. If you're looking for someone who will actually communicate with you, answer your questions, and guide you through the process, I highly recommend James Gross at Franklin Loan Center. We couldn't have asked for a better experience!

I highly recommend James and his team. We purchased 2 homes again this year and he helped with both…read moretransactions. His guidance has helped me achieve being able to purchase a property every year. I always consult with him prior to purchasing and he always gives me the best advice. He's very transparent and always willing to answer any questions I have.