Hands down, John was on it from the get go. Helping us out with our mortgage loan and getting us the lowest possible rate seemed way too easy. Buying a house is a stressful thing to do...unless you work with this guy. All transactions were smooth, flawless and stress free. If you ever need help with a loan or mortgage, I definitely recommend Mr. John Klein, The Home Loan Coach. Thank you for all you done for us! D&L in Murrietta 2022 read more

It was an absolute pleasure working with John from start to finish. He is so thorough and knowledgeable in his field that it allows you to feel more comfortable with all the decisions and details involed with getting a loan for a house. My husband and I worked with John for about 6 months during our home buying process and we were completely pleased with his service the whole time. John is straight forward, conservative, and so informative that it really helped us with our first home buying experience; and I feel prevented us from making any type of sudden impulse mistakes. I truly appreciated his honesty the entire time instead of trying to feed us ridiculous, unrealistic ideas just to speed up the process that I know we could of got from someone else. John always encouraged us to ask qyestions and never seemed annoyed by the many emails he would receive from us as well as our realtor. He is very good at maintaining communication and someone that you will feel comfortable talking to. I really enjoyed working with him and look forward to doing so again with my next home. read more

John Klein is the best! He's knowledgeable, responsive, kind, professional and most importantly great at getting you the best deal possible while making the whole process quick and easy. I had a million questions and John answered them all without hesitation, his customer service is unmatched! I will definitely continue to use John in the future! read more

When I met John I was in a predicament. I didn't know how to get funding for a granny flat build for my mom. I also didn't know what the best products would be for the many options I had researched online. I had called many lenders and all was to no avail. Finally when we were connected with John everything cleared up and my stress levels fell exponentially. John patiently explained our different options and worked through all my ideas and changes for over a year as we changed from construction loans to buying a foreclosed property to eventually realizing that we could buy a second house with a special conventional loan. Thank you John for your expertise, quick responses, patience with my idea changes and helping us realize something we never thought would be possible. read more

I am not sure what is scarier than trying to make a significant financial decision like a refinance during this unprecedented time. John Klein was a rock and an excellent advisor during our refinance. Throughout the whole process, he was readily accessible and so attentive to our needs as we could call, text, or email, and he would always reply within a few hours, even if it were 10 pm! He answered all of our questions and guided us as to when to "pull the trigger." We never felt pressured, hassled, or out-of-control each step of the way. We are forever grateful to John Klein and his team and will refer all of our friends, family, and anyone who will listen to us. read more

This man is awesome. Kept us updated and got us our home quickly. Will always use John for future loans and will recommend him to everyone. read more

I was referred to John by my realtor purchasing my first home which is extremely intiminating. John walked me through the process step by step with much of it being completed on my end from London until I came home to finish up the paper work. A few years later I came directly to John for a refinance knowing it would be quick and easy with John's guidance. And it was... again. You will be relaxed and impressed at your entire experience. read more

We just closed a transaction with Mr. Klein and I'm sure glad that he was the one in charge of the loan. Everything went very smooth and he kept us posted each & every step of the way which was very important to me. His team made this a seamless transaction and kept all parties very happy the whole way through to the finish line. Thanks John! read more

I am an avid supporter of YELP because I think we get the truest forms of feedback from the users which is especially helpful when you move in to a new area. YELP is where I did my "research" of local loan officers/realtors to assist us in refinancing our home. I found several on yelp who had weird email addresses or just sent me a quick text to call them, or had cheessey videos, but had no true interest in what we were looking for. You could feel that all they were looking at was compensation. But John stood out. "The Home Loan Coach", he truly lives up to his name. My husband and I were skeptical in refinancing and weren't sure if it was the best option for us and what we would be looking at. We had no idea where to start. John answered all of our questions and not once did he pressure us and force us into anything. He asked us first, why we were looking into refinancing and what were our main goals and expectations, and he provided best and worse case scenarios upon our first meeting. On top of that, when we made our decision, he began and ended the process smoothly with minimal face-to-face contact, but always, always available! He's organized, I love organized. We are busy working parents of young children so we are always on a time constraint. He kept the lines of communication open in any form, face-to-face, email, telephone/voicemails, or good old snail mail. He even made time for us outside of his normal business hours just to accommodate our busy schedules. We are so happy with the results and he has helped us begin a new part of our lives. Thank you John! read more

John helped my girlfriend and I with our home purchase in February of 2010. I was amazed at the service he provided, never once feeling overwhelmed with the process of securing a loan. We were left with no surprises at the end of the process, because John gave us numbers on the high side instead of telling us what he thought we wanted to hear like I've heard with others in this business. When our loan was approved, numbers were lower than expected which helped us feel secure in our decisions. My business will always be with John Klein, the Home Loan Coach because once you find honesty, integrity, and sincerity in someone offering a service, you tend not to go else where for that service. As I write this, I'm actually waiting for possible refinancing because I know John will tell the truth and not 'sugar coat' anything to get my business. read more

John was such a huge help during our refinance. John is a very honest and genuine person, I would highly recommend him for any of your home loan needs. read more

John was actually referred to us from our Realtor! And we could not have been happier with our lender! He walked us through everything, explained everything thoroughly so you understand everything, and even when obstacles happened, made you feel so comfortable with them and gave ease to the process. We highly recommend him! read more

We were introduced to John through our realtor in 2011 when we were in the market to purchase a new home while renting out our current home. John ALWAYS answered EVERY question we had (and we had a LOT!) and always did so in a timely manner. He was always very nice and very knowledgeable and if he wasn't sure of something, he told us and got us an answer. We had lots of hurdles but John always had a suggestion and a solution. We were so pleased with him that we worked with him again this year for a refinance we did. Again, lots of hurdles (nothing to do with John- the mortgage rules are so strict now and SO MUCH documentation is required) but John always helped work through them! We completed our refinance in a timely manner and got a wonderful rate and his excellent service. We would 100% recommend him and if we ever need any mortgage assistance in the future, we will absolutely be calling John! read more

Trying to find and secure an "affordable home" in Los Angeles/Orange County has become nearly impossible. As a First Time Home Buyer in a seller's market, I was often out bid and left feeling discouraged and hopeless. I was planning to make my first purchase under a VA loan, as I am a veteran of the US Air Force. While prowling around town attending countless open houses for months trying to find my new home, I felt most sellers did not want to entertain a VA Loan. Then, John and his staff literally helped me become a more "attractive buyer." John recommended that I take proactive steps in securing my qualifications for a loan, which ultimately showed buyers that I was ready and qualified. With John's help, I am proudly sharing herein that I have just closed escrow in 33 days, well under the proposed 45 days. John was proactive, attentive, and diligent. I would highly recommend John and his team at "The Home Loan Coach" to get you through your first/next home purchase. They are as good as it gets. read more

I've had the pleasure of working with John for many years. He has always been friendly, knowledgeable, helpful and professional. He's always calm and ready to deal with any bumps in the road that may arise. I highly recommend John! read more

John made the home buying as simple as possible! My husband and I had no idea what to do when we meet John.He walks you step by step through the process and is always available for any questions. He works with your realtor, the seller's realtor, and escrow to make sure everyone is up to date with any new information. We just got our first house and as first-time buyers I never felt overwhelmed or pressured to do anything. This was a great process and I would suggest anyone to use the Home Loan Coach!! read more

My wife and i were looking to purchase a new home, so i went online and checked several big loan companys and all the phone calls i got back were from sales people and i was looking for something a little more personal so i checked out yelp and found john with 5 stars and everyone raving about him so i said this is our guy. We called john sat down with him and through the 9 month process of finding a home and selling ours we gained a friend. John is the only reason we ended up in our new home, he is on top of everything, explains what your options are and delivers. He went above and beyond anything that he had to do and made sure our loan and purchase was a success and i am truly grateful that we chose him. We plan refinancing out of our ha to a conventional next year and there is no doubt he is the one we will use to do so. If your going to refi or purchase a new home call him you'll be glad you did read more

I learned of John through one of my clients. They were first-time buyers, so I like to spend extra time explaining a lot of the processes to them. Having done loans in the past myself, I was able to explain a lot of that process to them to help familiarize them with what to expect. In conversations, I learned early on that John was VERY THOROUGH with them already, as they were already familiar with much of what I explained. I remember telling them in our very first meeting that they picked the right lender. We are about to record and close the deal, and besides it closing a couple days early, which always is nice... John was able to keep us all in the loop from start to finish as they progressed through the loan process. I highly recommend John to anyone looking for a very honest and efficient Loan broker! Thank you John for a job more than well done! As an agent, I know how important this is! read more