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    Noguchi & Associates

    5.0 (1 review)

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    8 years ago

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    Cheryl Kim - State Farm Insurance Agent - State Farm Logo

    Cheryl Kim - State Farm Insurance Agent

    (7 reviews)

    My wife and I recently retired and moved from California to South Kohala. I initially tried to…read morefind insurance for our condominium unit through direct dealings with well-known national carriers we recently used in California. It quickly became apparent that the national carriers had not committed to serving the islands as they do on the mainland. For instance, their centralized agent call centers were often unavailable because of the time differences, and we had a difficult time linking up with local representatives that seemed to take calls on a rotating basis. Even more importantly, their policies did not meet our HOA's requirements; so, we had to look elsewhere. When we asked for our property manager's input, he advised that most of our neighbors work with Cheryl Kim's State Farm agency in Waimea. That was good news to me because I previously had excellent auto and homeowner policy relationships with State Farm via a few of its local agents in California. Contrary to the national "call center" carriers, I easily found Cheryl Kim's web page which described her office's experience, expertise, products and attitude toward our community. We appreciated that we had complete and clear contact information and knew we would receive personalized attention. Communications with Cheryl Kim's office were reliable and efficient. My initial contact was with Robert Ragasa who listened carefully, assessed our needs and suggested appropriate policies at competitive rates. Having a designated local agency made all the difference. We now know that Cheryl and Robert will be available in real time, know us personally and give us sound advice in a timely way. As our comfort levels increased, we asked Cheryl and Robert to take over our automobile and even Medicare supplement plans (which I was surprised State Farm makes available). This is an unbiased and independent review. I merely hope anyone navigating the personal insurance market - especially those new to the islands - finds this review helpful.

    Excellent service and great customer service with strong Aloha! Always ready to help with various…read morevalue features to insure your business and home.

    Noguchi & Associates - insurance - Updated August 2026

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