This company has helped me a great deal. Do to my divorce I was left with a lot of credit card debt that I would no way get out of before my passing. I can't remember how I found them or if they found me, but it has been a blessing. My FICO score is still poor but at least I don't have the outrageous payments to make. I'm getting back on track now and working on getting my FICO score up. Unfortunately until the accounts have been settled due to Panamerican Consulting efforts my score remains poor, but they give me hope!! [[HIGHLIGHT]]I know my divorce has been a wonderful experience and they are and have given me great support and encouragement that they are working hard on my behalf.[[ENDHIGHLIGHT]] Check them out if you're over your head in debt. [[HIGHLIGHT]]I would also like to give a shout out and five stars to Joseph A. for his helpful and informative customer service[[ENDHIGHLIGHT]]. Sincerely, Jacqueline M Bolden read more

After 3 years I am making settlements with the creditors. Yes this company did help settle with one. Accomplished 300 off the debt only to be added back on. I can not recommend this company. Please do your research. This is not what it seems. And it doesn't accomplish what you think it can accomplish. If not you will be right back at the beginning and owing more than you did. read more

[[HIGHLIGHT]]These guys are great! They helped me to quickly get from underneath a large amount of credit card debt and without them The credit card companies would have swallowed me whole plus they are super understanding and easy to work with![[ENDHIGHLIGHT]] read more

great service! [[HIGHLIGHT]]Very thorough and stays in constant communication throughout process.[[ENDHIGHLIGHT]] read more

[[HIGHLIGHT]]Very easy to work with and they explain everything with every detail and what you need to do.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]Great on communication and updating you when needed.[[ENDHIGHLIGHT]] read more

[[HIGHLIGHT]]The communication between PanAm seemed to come late to the creditors[[ENDHIGHLIGHT]], I kept receiving calls and love letters and the debt removal did not "work" with Am Ex. We will have to wait and see what happens with my credit score this summer. [[HIGHLIGHT]]Jose was always pleasant and thorough.[[ENDHIGHLIGHT]] read more

[[HIGHLIGHT]]They told me they would have my back even after debt went to legal options.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]I told them back in March that I needed help with one of the debt's that was on my contract.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]And i was told nonchalantly "oh well if you haven't received anything then you don't have to worry about it anymore."[[ENDHIGHLIGHT]] [[HIGHLIGHT]]Then when the company that the debt collectors hired decided to take legal options, I let them know yet never received any email back with help.[[ENDHIGHLIGHT]] So now that nothing was done my paycheck has been garnished. They sell you a Dream full of rainbows when actually it's just an illusion. read more

[[HIGHLIGHT]]When I call or answer a call from Pan Am Consulting, the representative are always pleasant and know their job well[[ENDHIGHLIGHT]]. [[HIGHLIGHT]]And have cleared up my question and concerns. I have been very impressed by their Knowledge.[[ENDHIGHLIGHT]] Thanks Marie Melanson read more

[[HIGHLIGHT]]Javier was so kind and informative when I called to ask questions regarding my account.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]He assured me to trust the process and reminded me what to do as well as what not to do when creditors try to contact me.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]Everyone I have spoken to thus far at PanAm Consulting has been very friendly and helpful.[[ENDHIGHLIGHT]] I highly recommend this company to help resolve any debt issues! read more

They are an amazing company for debt, relief, and debt consolidation without dinging your credit. I recommend them highly. They do not consolidate debt. they remove the debt from your creditors and your credit report. read more

[[HIGHLIGHT]]Very nice people.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]Easy to talk to, information is explained in detail before getting started.[[ENDHIGHLIGHT]] I'm looking forward to end results to give a complete review. So far very good though not to say the least. read more

[[HIGHLIGHT]]I I'm really satisfied with Pan American consultation helping me out what a $10,000 debt they kept their word of the bargain I really appreciate them and recommend them[[ENDHIGHLIGHT]] read more

Did not resolve anything for me in two years of payments. [[HIGHLIGHT]]I never missed a payment.[[ENDHIGHLIGHT]] I had to change debit plans and paramedical never refunded me a penny. Don't use. read more

[[HIGHLIGHT]]1 yr ago they were very helpful and understanding the situation with my financial burden.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]They always contact me every month.[[ENDHIGHLIGHT]] I appreciate everything about pan am . Smooth so far. read more

Horrible company that collects $ to convince you to default on your credit cards. [[HIGHLIGHT]]They ruined me. Now they won't respond.[[ENDHIGHLIGHT]] So My only other option is to follow the advice of my lawyer. read more

[[HIGHLIGHT]]Decent firm to do business with.[[ENDHIGHLIGHT]] I feel like this Is a debt consolidation, not debt resolution.

Panamerican Consulting has helped me navigate very stressful difficult financial & debt issues. They are very responsive and accommodating. I'm grateful for their service & flexibility. read more

This company makes you feel like you have a sense of hope, no wonder why they're apart of the BBB. I'm in my mid 20s with piles of credit card debt from struggling to pay all my bills by myself in California. I actually already had given up trying to make the minimum payments on all these credit cards so I could have money to eat. So far, thanks to them, I don't have these company's calling me every second of the day & I'm on track to getting my credit back. They're very understand & helpful. read more

[[HIGHLIGHT]]I had no issues with this company.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]They follow up and check in with you periodically[[ENDHIGHLIGHT]] read more

Don't be manipulated by their agents lingo, listen very carefully, especially during the verification of the 1-800 number that they tell you to pick up after you talk to the sales rep. They are a Debt "verification" company. But they try to perceive their clients into thinking they're a Dept Repair service. DO YOUR RESEARCH! They could possibly help you relieve SOME dept, maybe some interests, but not all. You could end up still paying your dept on top of their services. Please be careful read more

I did not see wait there we go 2 3 4 5 5 would be the highest rating for me I didn't see that initially sorry they have been wonderful I've been in slurry of problems and they have helped me out so much and at the same time with kindness and respect and which I totally appreciate and they're also being totally honest so which is something outside also appreciate so I hope you have them help you because they will do they'll do a wonderful job thank you read more

Amazing company! They have made my process of taking control of my debt virtually stress free and I would recommend them to others that need help with their debt! read more

Peter helped me navigate through my accountant and bring it up to date. He was very knowledgeable and made the experience very easy and painless. read more

At first I thought this company was too good to be true. However after I did some research and talked to them multiple times, I signed up for their program and I am SO GLAD I did! They were able to not only negotiate a better payment for me for my student loans, but I was able to get my loans paid off much faster and they did all the heavy lifting for me. They were thorough, always helpful and would respond to any questions I might have via phone and email no later than one business day - usually same day. I would send them the collection letters and they handled the rest. I can't say enough great things about this company. Don't spend your days swimming in student loan debt. Reach out to these guys! You'll be so glad you did! read more

I received help from this company in a time when I was overwhelmed with student loans and credit card debt. They were thorough and upfront with their fees and the pros and cons. I would recommend this company, they are professional and walked me through this process step by step. Thank You read more

This company is Shady- Do not hire them. They only rip you off. They tried to charge me approx.$12,000 for a $24,000 Student loan. That was their service fee. They do this in a Manipulative way-so you don't know you are getting sucked in! BEWARE.I am calling the attorney generals office today. My Experience-Be Aware. read more

Panamerican consulting has lifted a financial burden from my life. I felt defeated with student loans and monthly payments. When my journey started with Panamerican consulting, I had my student loan company harassing me and my co borrower daily. Panamerican instructed me of my rights and how to stop the phone calls. I called many times in tears and fearful of answering the phone. Each contact with them whether by phone or in writing was attended to swiftly and I was assured that they were working on my behalf. After several months in their program, I like many others experienced job loss due to the pandemic. I reached out to Panamerican and immediately Nicole called me and gave me the good news that I would b graduating from the program with no future payments. At first I thought it was a prank call. I began thanking God and tears came to my eyes. This was a huge burden lifted. I know my Bp will b normal again not having to stress about student loan monthly payments. Thanks Panamerican. You gave me back my life and the financial freedom that I have not experienced in years. read more

When this company first contacted me i was very leary to accept their help. Most people believe companies like this are shady and scams. This company definitely delivered on what they said they would do. They are a legitimate company that worked out issues and played ball with my every need. I would recommend these guys to anyone and everyone that needs help with private loans or any other debt problems that they have. The customer service was down to earth, very courteous and they made sure to make me happy. Thanks pan am. read more

I've been having so much trouble keeping up with my payments but luckily the reps did so much to help extend my plan and also make it affordable every month! I have a cheaper monthly payment to dispute my loans. Very good company! Highly recommended. read more

This company is not real. Please do not fall for their tricks. They will call you (which no debt forgiveness is supposed to work that way) and tell you that you do not have to pay anything up front in order to find out if you are qualified for the loan forgiveness. The man I spoke to on the phone couldn't even tell me the name of the CEO of the company. He told me that they would check to see if I was eligible and then send my information to the "Underwriting Department" with the Department of Education. After questioning him continuously, he revealed that the Underwriting Department was through their company and not the Department of Education. There is no BBB accreditation for them or their "parent company" American Fair Credit Council. Any searches lead to other similar websites as theirs. Please do not fall victim to their scam. They told me that if I was approved (had to meet 85% qualifications) then they would charge me between $375-$675 for their services to dismiss my loans. So you are better off just going through the Department of Education yourself and seeing if you qualify or not (for free) and if you do then you won't pay anything else. They almost got me, please don't let them get you. After I hung up and called back the phone just rings and rings they will not answer. I called 5 times---This is not an exaggeration. It is the truth. So many people have suffered during co-vid this is not the way to conduct business. read more

I entered into the debt validation program with Panamerican Consulting 5 month ago. At the time I began the program Panam was very thorough in their explanation of the program and how it works. After five months my personal situation changed and I was no longer able to stay in the program. Upon cancellation of the program I received the same courteous and professional treatment I received at the time of enrollment. I was refunded 100% of the payments I made to Panam as promised. I couldn't have had a better experience! read more

I was referred to Panamerican Consulting by a colleague who also used their debt validation services. I called to inquire about the programs that were available and would work best in my crisis of a situation. I spoke to a young lady named Mary who was extremely informative, HELPFUL and most importantly, not aggressive! Looking forward to working with these people. read more