My wife and I are small-time investors and have done many purchase and refinancing loans over the last twenty years. Raul and his team are by far, the best we have worked with. Monica, Amanda, Bri and Naja have all gone above and beyond in helping us complete our most recent refi's (three). Veronica, their notary is also very good in going over our loan documents prior to signing, an important aspect of loan signing. The whole team make the loan process simple and straightforward. Because we are so comfortable and trust Raul with our mortgage needs, we have recommended him to our son who is now working with Raul in doing a cash-out refi to purchase thier 2nd home in Texas. We will definitely be contacting Raul and his team again when our daughter is ready to purchase her 1st home. Raul is even there for us after the transactions are completed with his office get-togethers for all his past clients, something we've never seen with any other lender. We highly recommend Raul & the Patriot Homes team for all your mortgage needs. Thank you, A. Haro read more

Patriot Home Loans - Mortgage Brokers Near Me - Chula Vista, California

We closed escrow on our home in April of 2023, interest rates are higher but our lender went above and beyond to get us the best rate. This was not the first time we used patriot home loans, we used them multiple times, for home buying and refinancing. They supported us every step of the way, answering questions with phone calls not just texts which I appreciated. Although the home buying process can be daunting they made it easier. read more

Once again Patriot Home Loans was the choice for me. Raul De La Vega reached out to me and asked if I was interested in a refinance in our primary residence. This to me shows Raul strives to maintain relationships with past clients and is looking out for them as well. Anyways we proceeded with the refinance, we were able to save money on our payment, at the same time we decided to sell our investment property and Raul was able to use his experience in real estate and referred us to a great real estate agent. We were able to refinance, sell our investment property, and we bought a new vacation property all within 2 months time. Unreal!! I know Raul's experience as a military veteran gives him the drive and ethic to make things happen, and to accomplish the mission...but I also know he has a great team supporting him making sure things get done. I know everyone at Patriot Home loans from Raul to his staff at the office truly care about their clients! A huge shoutout to everyone at Patriot Loans for delivering time and time again for my family. read more

Raul and Jessica were very helpful. We had a family emergency and they really came through for us. It was a pleasure.

Raul and his team were great while helping me refinance my home. They were attentive and answered my million questions. I recommend him to all my friends! Thanks for the great work guys! read more

Just signed my loan documents within 3 weeks of talking to Patriot home loans!!! They are very professional and known exactly what they're doing! Highly recommend as they treat their clients like family, thank you!! read more

Mauricio and Albert were great furring the whole process. We called almost daily with new questions and concerns and these guys were always available and patient in explaining and answering our questions. Veronica was also great and very accommodating to our schedule. Highly recommend this organization to anyone looking to buy or refinance. Thank you guys for being patient with us and for helping us save some money. read more

I have used Patriot Home Loans three times to refi our home from the very first time Alberto and his team have provided us with outstanding service. We just refi for the 3rd time and Alberto and Mauricio once again have gone above and beyond. I would highly recommend Patriot Home Loans. read more

Raul and his team were and are so amazing!! Their communication was always professional and timely. The process went very smoothly & my husband and I are so grateful that they were a part of our experience and journey in buying our first home! I'm so grateful to Patriot home loans & I would recommend a million times over! read more

I have refinanced before with other places, needless to say NIGHTMARE!! Patriot home loans is amazing, fast, proactive and very caring about their customers. I intend on referring any and everyone I know to them! Raul and his team are amazing at what they do. Everything even down to the notary, in the process is quick and to the point. I loved my experience with them and look forward to working with them in the future. read more

Raul and his team were wonderful to work with. They made the stressful and sometimes scary task of purchasing a new home easy and exciting. Their communication with us throughout the process put both mine and my husband's minds at ease. I would highly recommend him and his team to anyone looking for a loan! read more

Cannot recommend Raul, Monica, and the rest of the team at Patriot Home Loans enough! They were very professional, knowledgeable, and super fast to answer any and all our questions. Give them a call if you're looking to purchase or refi.. you won't regret it! Thanks again Raul and everyone else at Patriot Home Loans! read more

Raul and his team have always taken care of my family and I. Raul has been providing us mortgage services for over 15 years. He has helped us with loans during purchases and refinancing. Each of these processes have all been easy and stress free. Raul and his team go above and beyond by taking the time to explain each step of the way. They also ensure we understand each aspect of the loan before we move forward. This is no run of the mill mortgage company. Raul and his team are personable, hardworking and have treated us like family. If you are looking for a mortgage company that truly puts you and your family's interests first, look no further. I'm definitely glad we've found them, thanks Patriot Home Loans. read more

This has been my second time using Patriot home loans, they helped me with my home purchase and now with a refi! Alberto and Mauricio are awesome to work with! They are very responsive and helpful throughout the entire process! Any question I have I can contact them and they get back to me right away. I wouldn't use anyone else. I also recommended them to my parents for their home refi and they were very happy with the process! They make it seem to easy. Definitely recommend them. read more

Excellent service! Sat down with my wife and I and went through a previous home loan pre-approval. Pointed out all the unnecessary fees that we didn't need to pay that Patriot Loans does not ask for. We closed fast and on time! Everything was explained in detail and all our question were answered to include fees, taxes, insurances and rates. As of recent the home loans have dropped and we literally just signed our refinance paperwork today. read more

Raul is the best! he got us a good rate, was responsive and resourceful when our transaction took longer than expected. Great guy highly recommended read more

We love them!!! Can't wait to get another house in a few years, so we can work with this great team again! Awesome customer service They made it easy, and we never felt any pressure. The whole staff is very welcoming and professional. As first time home owners, we had the best experience! Thank you everyone!!!! read more

Hands down the best experience for refinancing our home. Alberto and his team are true professionals. Great communication through out escrow. Very pleased with the entire process. read more

I've been using Patriot Home Loans for years and they have been great. The staff is very friendly and helpful. Raul De Lavega is an expert in his field, and he truly cares about his clients. Every time I do business with Patriot Home Loans I'm treated like family. I recommend Patriot Home Loans to everybody, especially veterans. I am thankful for businesses like this because not only are they professional, they also care about our veterans. read more

Alberto took excellent care of me buying for the first time. He spent time answering all of my questions both in person and over the phone. I never felt that I was a bother and truely felt like I was receiving a service working with him. read more

Patriot Home Loans was very helpful in my home buying process. Raul was always in constant contact making sure everything was going smoothly and Monica did an excellent job making sure all the documents needed to make the process smooth were correct. Great company. Would definitely recommend. read more

Raul has been nothing but understanding and caring in our journey for our new purchase. Our property closed on time and our experience was remarkable. I greatly recommend this company truly for their professionalism. read more

We have been using Raul and his team since we bought our first house in 2011 after my husband had gotten out of the United States Marine Corps. Since then, he has helped us through multiple refinances and home purchases. He and his team are top notch when it comes to communication and are beyond knowledgeable when it comes to VA loans. His notary, Veronica Castro, is amazing! She has met with us at the craziest hours and at a convenient location. Monica was awesome too! She is Rauls right hand and made each transaction move so smooth. I would highly recommend! read more

This is our first time home buying experience. I've always dreaded the hassle and heart ache associated with it. Raul De La Vega and his team removed all doubts and was available to hold my hand through our the whole experience! A special shout out to Monica and the young lady that answers the phone everytime I call (sorry for not remembering your name). I've made a recommendation to one of my friends before the process was even over. This shows the confidence and trust I have with Raul and his team. Thank you for your patience and service. Special shout out to Martel Hawkins!!! read more

Raul and his team helped us out very quickly as we came to him in the middle of the VA loan closing process after being unsatisfied with our initial lender and broker. He was able to get our loan closed in only a week and a half with a lower interest rate than the lender we'd initially chosen. His staff is available anytime for questions and is very knowledgeable about VA loans and all of the processes related to them. We appreciate all that was done to help us purchase our first condo! read more

raul and his team are rockstars who will educate you, be there whenever you need them and stand by your side until the end goal is met!! they helped us out immensely during covid and have got us everything we asked for and more!!! blessed to work with this team!!! read more

Raul de la Vega and Alberto Bravo @PatriotHomeLoans are both AMAZING loan officers! I have worked as their notary for the last 10 years. Their clients are always raving about the customer service & how fast their loans were closed! I have also witnessed first hand how even the most difficult loans, which were declined by previous lenders, be approved with Patriot Home Loans. They really understand not only VA Loans, but FHA and Conventional as well. Whether you are looking to buy or refinance, I highly recommend Patriot Home Loans. You will not be disappointed. read more

It was a pleasure working with Patriot Home Loans for my first refinance. Everything went over relatively smooth with uploading the documents and answering any questions. Thanks again! read more

My experience with Patriot Home Loans was great. Raul and his team were very helpful and available at nearly any time of the day that I would need them. I actually had to change my closing date a few times (with a few weeks difference) and they were very flexible and had no problem getting my loan ready and approved on time. Raul De La Vega was my loan officer and he did great explaining the process to me. He also gave me a rate that was lower than anywhere else that I had shopped so I went with him without question. Thank you Patriot Home Loans for all of your help! read more

Thank you Patriot Home Loans. Everything was great and went smoothly. Raul was very efficient and helpful:)

From inception to signing of the last documents, Alberto and his team made the impossible possible. Thank you to Alberto and his team for taking the time and resources to getting me my home. I am honestly still lost for words but if you truly want a reliable team Patriot Home loans is where you need to go. read more

Seriously exceeded our expectations! We have nothing but great things to say. We started out thinking we were going to just refinance our loan through our current lender. We received so much junk mail about refinancing, we didn't really know where else to start. A friend recommended Mr. Alberto Bravo so we contacted him to see what our options were. As soon as we spoke, we knew we would be making the right choice by going with him. Now less than a month later from initial contact, we have closed on our VA Refinance and our loan has been funded! Alberto kept in touch with us every step of the way. He was seriously there to answer any questions we had. We dreaded doing this refinance from our experiences with with our last loan. I have to say, we are very impressed and this is how the process is supposed to be. Everything was smooth, convenient, and military friendly from DocuSign to the mobile notary. Alberto is just a straight up honest and pleasant person to deal with. We had an A+ customer service experience and we highly recommend him. A big thank you to Alberto and the team!! read more

As first time home buyers, my wife and I didn't know what we were getting ourselves into. Introduced by our realtor, Alberto our loan officer was very professional, knowledgeable, and caring. He kept in touch every step of the way through the process. He was very flexible with our military hours and would often take phone calls after hours. In the beginning he made sure we knew that he was working for us. Alberto would go out of his way to ensure that we would close in time. Now I still can't believe that we are homeowners. Patriot home loans was generous enough to provide dinner for our 2 year anniversary. I highly recommend Patriot home loans. Thank you Alberto, Andrea and the Patriot Home Loans family! read more

This was my first time buying a home and Raul and his staff at Patriot Home Loans were very professional and courteous. Anytime I had a question or concern, Raul would address it right away and made sure I was satisfied before we ended our conversation. Good people and great customer service! If you're looking for a mortgage lender in the San Diego area, this is it! read more