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    PayneWest Insurance

    1.0 (1 review)
    Closed 8:00 am - 5:00 pm

    Services - PayneWest Insurance

    Car and truck insurance

    Life insurance

    Homeowner or property

    1 More Service

    Vehicle

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    Justin Kruse - State Farm Insurance Agent - State Farm Logo

    Justin Kruse - State Farm Insurance Agent

    (4 reviews)

    Justin and his employees are always on the ball and will work to get whatever you need done as…read morequickly and pain free as possible. Recently had to call in 10 minutes before they closed and the lady who helped me got me back on track in no time! If you are looking for an awesome agent who will work tirelessly for you, then stop your looking because you have found it!

    So we originally came to this office when Chris N was the agent. He was fantastic to work with and…read morehad great customer service and approach. When Chris departed State farm our policies automatically transferred to Justin Kruse. We got off to a really rocky start when we were notified by mail that our policy for our apartment building had been canceled. There was no communication with us about any concerns they had or anything. They listed some minor issues about tenants having trash by the house and some other things. I was irritated that this policy was canceled with no discussion, and frankly a bit surprised because these commercial policies are quite a bit more expensive than your average home policy. At that point I started a new policy with another agency. Then there were a few poor discussion with his office staff, including one of them telling me that if I had questions about flood insurance rates I needed to talk to FEMA, Justin didn't have time for me. Again, even if for self preservation alone, I thought they would make time to answer my questions because at the time we had 3 rentals, 1 homeowner, 4 cars, and 3 life insurance policies. I had enough poor communication and brush offs and decided to migrate the remainder of my policies out of his office. He hadn't actually ever taken the time to call us in person or set up a face to face meeting. In December we got a new policy for our homeowners with the new agency we are using. Apparently someone may have dropped the ball and not have been notified at that time that we changed. In April they called about our homeowners policy and we told them that we had moved to another agency. Again in August, they(office staff of course) called to tell us they needed to talk to us about the policy and I was very upset to hear that they were STILL charging us for a policy 8 months after we changed providers! So this week I got a check for less than $40 telling me they canceled our policy effective September 3rd. We exchanged several calls(Staff) and emails about when they knew for sure and about the conversation in May that they have no record of. Finally I went to his office to talk to him in person about when they were notified and how far back they will back date the refund and during the conversation he says to me "If I thought that discussion really happened I would go to bat for you" . So if you are just dying for the opportunity to be ignored and then called a liar please contact Justin Kruse. All joking aside, there are too many other great agents that actually care to use this guy!

    PayneWest Insurance - homeinsurance - Updated July 2026

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